Bajaj Allianz Health Insurance for Parents

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      Bajaj Allianz Health Insurance for Parents

      Bajaj Allianz Health Insurance for Parents offers comprehensive medical coverage, tailored to their unique health requirements. It includes valuable benefits suitable for elderly individuals, such as annual health check-ups and quick access to emergency medical services. Prioritizing affordability and quality care, these health insurance plans ensure peace of mind, guaranteeing a secure and worry-free future with sum insured options upto Rs 1 Crore.

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      Bajaj Allianz Health Insurance Plans for Parents

      Explore the range of Bajaj Allianz Health Insurance plans designed for parents:

      Plan Name Sum Insured Pre-existing Diseases Waiting Period Co-Payment
      Bajaj Allianz Health Guard Insurance Rs 1.5 lakh to Rs 1 Crore 3 years Based on the premium zone and treatment location, ranging from 5% to 20% 
      Bajaj Allianz Health Infinity Insurance Unlimited 3 years Based on room rent, ranging from 15% to 25%
      Bajaj Allianz Premium Personal Guard Insurance Rs 10 lakh to Rs 25 lakh NA NA
      Bajaj Allianz Extra Care Insurance Rs 10 lakh to Rs 50 lakh 2 years NA
      Bajaj Allianz Extra Care Plus Insurance Rs 3 lakh to Rs 50 lakh 1 year NA
      Bajaj Allianz M-Care Insurance Rs. 10,000 to Rs 75,000 60-day waiting period is applicable for the specific ailment (any of the listed vector-borne diseases) from the date of previous admission.  -

      Eligibility Criteria for Bajaj Allianz Health Insurance for Parents

      Here are the eligibility criteria for purchasing Bajaj Allianz Health Insurance for parents:

      Plan Name Minimum Entry Age Maximum Entry Age Renewability
      Bajaj Allianz Health Guard Insurance 18 years 65 years Lifetime
      Bajaj Allianz Health Infinity Insurance 18 years 65 years Lifetime
      Bajaj Allianz Premium Personal Guard Insurance 18 years 65 years Policy can be renewed annually by paying the premium before the expiry date.
      Bajaj Allianz Extra Care Insurance 18 years 70 years Lifetime
      Bajaj Allianz Extra Care Plus Insurance 18 years 80 years Lifetime
      Bajaj Allianz M-Care Insurance 18 years 65 years Lifetime

      Key Benefits of Bajaj Allianz Health Insurance for Parents

      Discover the key benefits of purchasing Bajaj Allianz Health Insurance for Parents:

      • In-patient Hospitalization Treatment without sub-limits
      • Options for both individual and family coverage
      • Includes coverage for maternity expenses, including maternity-related complications
      • Coverage provided for self, spouse, dependent children, and dependent parents
      • Competitive premium rates, ensuring affordability for policyholders
      • Cashless claim settlement facility available at a network of hospitals nationwide
      • Reimbursement claims procedure available if pre-authorization is denied or treatment is received in a hospital other than a network hospital
      • Coverage for expenses incurred 60 days before and 90 days after hospitalization
      • Avail tax benefits under Sec 80D of the Income Tax Act

      Inclusions of Bajaj Allianz Health Insurance for Parents

      Bajaj Allianz Health Insurance for parents encompasses the following coverage elements:

      Coverage Bajaj Allianz Health Guard Health Insurance Bajaj Allianz Health Infinity Health Insurance Bajaj Allianz Premium Personal Guard Bajaj Allianz Extra Care Bajaj Allianz Extra Care Plus Bajaj Allianz M-Care
      In-patient hospitalization expenses X
      Pre-hospitalization medical expenses X
      Post-hospitalization medical expenses X
      Day care treatment X X X
      Domiciliary hospitalization X X X X X
      Road ambulance cover X X
      Organ donor expenses X X X
      Modern treatments X X X
      Obesity treatment X X X X X
      International coverage for major illnesses X X X X X ✓ (Only in New Zealand, Japan, Singapore, Canada, Switzerland, Dubai, USA, Hong Kong, Malaysia and countries of the European Union for the listed vector borne diseases)
      Personal accident cover X X X X X
      Critical illness cover X X X X X ✓ (Only for the listed vector borne diseases: Dengue Fever, Malaria, Filariasis, Kala Azar, Chikungunya, Japanese Encephalitis, Zika Virus)

      Exclusions of Bajaj Allianz Health Insurance for Parents

      The medical expenses for the treatments listed below are not covered in Bajaj Allianz health insurance for parents:

      • Treatments for alcohol addiction.
      • Obesity and weight control treatments.
      • Accidental bodily injury resulting from suicide, attempted suicide, self-inflicted injury, or illness.
      • Accidental bodily injury while under the influence of liquor or drugs.
      • The cost of contact lenses, spectacles, and hearing aids.
      • Treatments received in health hydros, nature cure clinics, spas, or similar establishments.
      • Treatment using systems other than modern medicine (allopathy).
      • Treatment for baldness.

      FAQs

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      • 24*7 claims assistance In 30 mins. guaranteed*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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