Bajaj Allianz Health Insurance Plans for Family

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      Bajaj Allianz Health Insurance Plans for Family

      Bajaj Allianz Health Insurance for family refers to the family health insurance plans offered by Bajaj Allianz General Insurance Company. It provides medical insurance coverage to the entire family under a single health insurance policy on a floater sum insured basis. Moreover, health insurance plans for family come with the restoration benefit that recharges the sum insured by 100% in case of partial or full exhaustion before renewal.

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      Key Benefits of Bajaj Allianz Health Insurance for Family

      Take a look at the key benefits of buying Bajaj Allianz Health Insurance for family:

      • Wide range of sum insured starting from Rs 1.5 lakh to Rs 1 crore
      • Free preventive health check-up facilities available
      • No medical tests required for applicants up to 45 years/ 50 years as per the plan
      • 10% cumulative bonus up to 100% for every claim-free year
      • Cashless treatments available at more than 6500 network hospitals
      • Reinstatement of the sum insured up to 100% available once a year
      • 20% recharge benefit available for up to Rs 5 lakh
      • 4% & 8% long term policy discount if opted for 2 years or 3 years policy term respectively
      • 5% discount if the policy is purchased online or through direct business
      • Income tax benefits as per Sec 80D of the IT Act available on paid premium

      Bajaj Allianz Health Insurance Plans for Family

      The following table represents the various Bajaj Allianz Health Insurance plans for a family:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Bajaj Allianz Health Guard Plan

      Silver Plan - 1.5 lakh, 2 lakh
      Gold Plan  - 3 lakh to 50 lakh
      Platinum Plan – 5 lakh to 1 crore

      36 months

      View Plan

      Bajaj Allianz Health Care Supreme Plan

      Vital - 50,000 to 10 lakh
      Smart – 15 lakh to 30 lakh
      Ultimo – 35 lakh to 50 lakh

      24 months

      View Plan

      Bajaj Allianz Health Ensure Plan

      2 lakh to 10 lakh

      24 months

      View Plan

      Eligibility Criteria for Bajaj Allianz Health Insurance for Family

      Check out the eligibility criteria for different kinds of Bajaj Allianz Health Insurance plans for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      3 months

      Maximum Entry Age

      Lifetime
      65 years (under the Health Guard plan)

      30 years
      25 years (under the Health Care Supreme plan)

      No of Family Members Covered

      Self, spouse and dependent children

      Renewability

      Lifetime

      Inclusions of Bajaj Allianz Health Insurance for Family

      The following coverage is offered by the Bajaj Allianz Health Insurance plans for a family:

      • In-patient Hospitalization Treatment
      • Pre-hospitalization Medical Expenses
      • Post-hospitalization Medical Expenses
      • Road Ambulance Expenses
      • Day Care Procedures
      • Organ Donor Expenses
      • Ayurvedic/ Homeopathic Hospitalization Expenses (not available under the Health Guard Silver plan)
      • Convalescence Benefit/ Recovery Benefit (not available under Health Ensure plan)
      • Maternity Expenses (not available under Health Guard Silver plan and Health Ensure plan)
      • New Born Baby Cover (not available under Health Guard Silver plan and Health Ensure plan)

      Optional Cover:

      • Critical Illness Cover
      • Waiver of Room Capping
      • Personal Accident Cover
      • Ancillary Expenses Benefit

      Please note that the inclusions and optional covers can differ from one Bajaj Allianz Health Insurance plan to another.

      Exclusions of Bajaj Allianz Health Insurance for Family

      Bajaj Allianz Health Insurance for family comes with the following exclusions:

      • Dental treatment
      • Cosmetic or plastic surgery
      • Treatment of alcoholism or drug abuse
      • Sterility and infertility
      • Intentional self-injury
      • Unproven treatment

      Check the complete list of exclusions by referring to the Bajaj Allianz Health Insurance policy document.

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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