Bajaj Allianz Criticalillness for Women Health Plan: Buy & Renew Online

Bajaj Allianz Women Critical Illness Health Insurance

Women in India are mostly engrossed in their household chores or creating a work-life balance. Most often, they tend to forget about their health-issues while taking care of everyone around them. There are many critical illness insurance plans available, but this one is dedicated to meet the health concerns related to women in particular.

This plan will provide them the necessary care- both emotionally and financially at the time of need. This is a critical illness insurance plan that is designed especially cater to women-specific critical Illnesses.

It is important for women to feel secure when it comes to health. This women-specific critical illness plan guarantees lump sum cash payment to get the best possible treatment for a life-threatening disease. The plan offers coverage to women against 8 specific critical illnesses. Have a look at the policy benefits and limitations before purchase. Here’s a quick rundown of the plan details below-

Features and Benefits of Women-Specific Critical Illness Plan

Women between the age group of 21 to 65 years can purchase this plan
Lifetime policy renewal benefit
Sum insured options ranging from Rs.50,000 to Rs. 2 Lacs
30 days of permissible grace period at the time of policy renewal
Tax Benefits under Sec/80 D of the Income Tax Act

Inclusions in Bajaj Allianz Women Specific Critical Illness Plan

Critical Illness Cover
Inbuilt-add on covers
Congenital disability cover
Employment loss covers (voluntary resignation not covered)
Children education bonus

Critical Illness Cover - 100% of sum insured will be paid by the insurer for the following critical illnesses. This is subjected to policy terms and conditions.

Breast Cancer
Ovarian Cancer
Uterine/Cervical Cancer
Fallopian Tube Cancer
Paralysis of Limbs
Vaginal Cancer
Burns
Multi-trauma

Inbuilt Additional Benefits of this Plan

1. Covers Congenital Disabilities- If a child is born with any one or more of the congenital diseases as listed below, Bajaj Allianz will recompense the amount equal to 50% of the sum assured. 30 days of survival period from the date of diagnosis is required to be eligible to claim. It is applicable only if the age of the insured is 40 year and covers only the first two children.

List of the congenital disorders that are covered in the plan -

Congenital cyanotic heart disease
Cleft Palate with or without cleft lip
Tracheoesophageal fistula
Down's syndrome
Spina bifida

2. Children Education Bonus - Any claim arising from the critical illnesses that are listed in the plan, the insurer will provide Children's Education Bonus up to Rs. 25,000 will be provided for their future education. This benefit is valid only up to 2 children.

3. Loss of Employment- While undergoing treatment of any of the listed critical illnesses (listed in the policy wordings), if the insured loses a job within a span of 3 months from the date of diagnosis. Coverage up to Rs. 25000 is provided for the same.

Table of Medical Tests that are required

SUM INSURED	21 to 25 years	26 to 35 years	36 to 40 years	41 to 45 years	46 to 50 years	51 to 55 years
Rs. 50,000	Not required	Not required	Not required	Not required	Not required	Not required
Rs. 1 lacs	Not required	Not required	Not required	Not required	PAP Smear, Full Medical Report, Ultrasonography of Pelvis and Abdomen	PAP Smear, Full Medical Report, Ultrasonography of Pelvis and Abdomen
Rs. 1.5 lacs	Not required	Not required	Not required	Full Medical Report, Ultrasonography of Pelvis and Abdomen	PAP Smear, Full Medical Report, Ultrasonography of Pelvis and Abdomen	PAP Smear, Full Medical Report, Ultrasonography of Pelvis and Abdomen
Rs. 2 lacs	Not required	Not required	Not required	Full Medical Report, Ultrasonography of Pelvis and Abdomen	PAP Smear, Full Medical Report, Ultrasonography of Pelvis and Abdomen	PAP Smear, Full Medical Report, Ultrasonography of Pelvis and Abdomen

Pregnant women are not eligible to buy this plan. However, after 3 months of delivery, you can buy this plan.
The cost of medical tests need to be borne by the proposer

Policybazaar exclusive benefits

30 minutes claim support*(In 120+ cities)
Relationship manager For every customer
24*7 claims assistance In 30 mins. guaranteed*
Instant policy issuance No medical tests*

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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