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Bajaj Allianz Car Insurance
- Bajaj Allianz Comprehensive Car Insurance
Bajaj Allianz Comprehensive Car Insurance
A Bajaj Allianz comprehensive car insurance policy protects a car legally and financially if it meets an unanticipated incident. Damages arising out of road accidents, theft, fire, and manmade and natural acts are all covered under this policy. Moreover, Bajaj Allianz comprehensive insurance also covers third-party liabilities, thus giving policyholders complete peace of mind.
Benefits of Bajaj Allianz Comprehensive Car Insurance Policy
Bajaj Allianz comprehensive car insurance provides numerous advantages to policyholders. These benefits are given below:
- Own Damage Cover: A Bajaj comprehensive car policy covers all motives for getting a car serviced. It can include reasons such as accidents, natural calamities, man-made disasters, and technical malfunctions, to name a few.
- Third-Party Cover: This covers the third person who suffers in an accident between the policyholder and them.
- Personal Accident Cover: One must always prepare for any eventuality. However, unpleasant accidents can leave a person disabled for life. The personal accident cover takes care of that.
- Extra Benefits of Add-ons: Added benefits include zero-depreciation cover, breakdown assistance, and conveyance benefits, to name a few. They cover the policyholder for more emergencies.
- Extra Convenience: The Bajaj Allianz comprehensive insurance policy takes care of contingencies like theft from a vehicle and provides spot services and online support.
Coverage Under Bajaj Allianz Comprehensive Car Insurance
- Damages to the insured vehicle due to manmade acts like riots, strikes
- Losses arising out of theft of the insured car
- If the insured car catches fire, any loss caused to the insured four-wheeler will be covered.
- In transit damages sustained by the insured vehicle are covered
- Death and disability of third person, third party property damages
- Natural calamities like cyclones, hurricanes, earthquakes, etc causing damage to the car
- Accidental damages arising out of drunk driving
- Contractual liabilities of the owner/driver of the insured vehicle
- Damages to the insured vehicle when being driven without a valid driving licence
- Damages caused by nuclear or civil wars are not covered
- Depreciation, normal wear and tear borne by the insured car
Add-ons Under Bajaj Allianz Comprehensive Car Insurance
The following add-ons can be purchased along with a Bajaj Allianz comprehensive car insurance policy:
- Roadside Assistance Cover
- Engine Protect Cover
- Zero Depreciation Cover
- Consumables Cover
- NCB Protect Cover
How to Purchase Bajaj Allianz Comprehensive Car Insurance Policy?
Buying a Bajaj Allianz comprehensive car insurance policy is a simple process when done online. Here is a step-by-step guide to do so:
- From the homepage of Policybazaar.com, select the 'Car Insurance' tab.
- In the given form, enter your car number
- Now select car details like RTO, make, model, variant, or fuel type.
- From the policies mentioned by multiple car insurers, choose the Bajaj Allianz comprehensive plan.
- Select the add-ons that you wish to include in your plan
- Now pay the final premium amount via the online payment mode
- Once you have paid the final premium, your Bajaj Allianz comprehensive plan will be mailed to you.
Documents Required to Raise a Bajaj Allianz Comprehensive Car Insurance Claim
Mentioned below are mandatory documents that you will need to raise a Bajaj comprehensive car insurance claim:
- Car insurance claim form
- Vehicle registration certificate
- Copy of driver’s driving licence
- Copy of Police FIR
- Repair Bills and estimates of repair
- Copy of Bajaj car insurance policy documents
Bajaj Allianz Comprehensive Car Insurance Policy FAQs
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Q 1. Can one insure a car with Bajaj car insurance online?
Ans: Yes. You can insure your four-wheeler online. In fact, it is recommended because it is much easier.
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Q 2. What are the various considerations before purchasing comprehensive car insurance?
Ans: Check for the network garage numbers and locations, as well as the claim settlement ratio, before purchasing car insurance. Make sure to also compare car insurance before purchasing a plan.
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Q 3. Is there a fine for driving an uninsured vehicle?
Ans: Yes, traffic fines for driving an uninsured car can range from INR 2,000-4,000, with a possible 3 months imprisonment for repeated offences.
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Q4. Are there any discounts offered under Bajaj Allianz comprehensive car insurance?
Ans: Yes, a policyholder can take advantage of the following discounts offered by Bajaj General Insurance Company:
- Anti-Theft Discount
- NCB Discount
- Discount on AAI membership
- Voluntary Deductibles
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Car insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
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*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB. Actual time for transaction may vary subject to additional data requirements and operational processes.
##Claim Assurance Program: Pick-up and drop facility available in 1400+ select network garages. On-ground workshop team available in select workshops. Repair warranty on parts at the sole discretion of insurance companies. Dedicated Claims Manager. 24x7 Claim Assistance.