Aditya Birla Travel Insurance

Aditya Birla Travel Insurance Overview

Aditya Birla Insurance Brokers Limited offers a travel insurance policy. You can safeguard yourself by getting insured and getting reasonable reimbursements for travel and flight-related contingencies.

In the league of Fortune 500, the company operates in 36 countries throughout the world. With over 22,500 employees, Aditya Birla Capital Limited has a nationwide reach through more than 800 branches along with more than 2,00,000 bank partners, channel partners and agents.

Why Aditya Birla Travel Insurance?

Travelling to a foreign country is certainly thrilling and an experience of its own, but so are the possibilities of things going haywire. For your next overseas trip, you can easily buy Aditya Birla travel insurance policy to secure your trip in case of an emergency.

The policy will protect you against any unanticipated circumstances that may ruin your trips, such as trip delays, flight delays/cancellations, trip cancellation, loss of baggage, repatriation expenses, legal liabilities, and medical emergencies abroad.

You can try Aditya Birla travel insurance plan if you are looking for a hassle-free reimbursement of your travel insurance claims. The policy would also cover any loss of checked-in luggage, loss of passport etc. All these things can ruin any well-planned travel. So, to avoid such extreme situations, it's advisable that you buy travel insurance online with ease and convenience.

Features of Aditya Birla Travel Insurance

Following are some features offered by Aditya Birla Travel Insurance:

• Flight-related Issues: In case you miss a flight, or your flight gets delayed, the insurer will cover you.
• Assistance with Medical Emergencies: In case of any unfortunate accidents or illnesses abroad, the insurer will cover your emergency medical expenses, including hospitalisation expenses, accidental death, and disablement.
• Loss of Luggage: If your luggage is lost during transit or stolen during the trip, the insurer will provide you coverage as per the policy or add-ons.

Things to know about Aditya Birla Travel Insurance

Here are some important facts you should consider if buying Aditya Birla travel insurance policy:

Disclaimer: Policybazaar does not endorse, rate, or recommend any particular insurer or insurance product offered by an insurer.

Aditya Birla Travel Insurance Plan Inclusions

There are multiple benefits to buying travel insurance from Aditya Birla Insurance Brokers Limited. However, here is what is in store for you if you buy this policy:

• You will get coverage for medical emergencies requiring hospitalization for a specific time period
• You can file a claim for accidental death and permanent disabilities resulting from an emergency situation on the trip
• If your passport is lost you will get assistance from the insurer
• If there is any loss or damage that is caused to the checked-in baggage then compensation will be provided for the same
• Trip delays and cancellations are covered
• Coverage for Hijacking related damages
• Medical emergency assistance is offered
• Automatic extension of the cover
• Repatriation expenses are also recompensed

Please check the policy wording before making the purchase. All coverages have limitations. Knowing the scope of coverage offered in the travel insurance policy is important to avoid any ambiguity while filing the claim.

Aditya Birla Travel Insurance Exclusions

Things are not always rosy. While travel insurance offers a lot of coverage benefits, there are always some exclusions under every travel insurance policy that buyers need to be careful of before proceeding. So, here is a list of circumstances under which your Aditya Birla travel insurance claim will be denied:

• Self-inflicted injuries and suicidal attempts are not covered under any circumstances
• Any emergency resulting due to a planned action or information that you knew before the trip (like weather conditions, riots etc.)
• Medical emergencies due to any pre-existing disease will not be covered
• Anyone found to be travelling against the doctor's advice
• Participation in any sports or adventurous sports
• AIDS, HIV and other sexually transmitted infections
• Any emergency situation resulting from consuming alcohol, drugs and other intoxicants or hallucinogens
• Any act of war, strike, riot, and terrorism is not covered
• Participation in an actual or attempted felony or civil commotion is also not covered
• While you are serving in the military or army
• Treatment of mental and nervous problems

How to Buy Aditya Birla Travel Insurance Plan?

There are many ways to buy Aditya Birla travel insurance policy. You can do so by visiting the official website of Policybazaar Insurance Brokers Private Limited. Alternatively, you can also do so by visiting the official website of the insurer.

You can follow the given simple steps to buy your Aditya Birla travel insurance policy:

• Visit Policybazaar.com and click on the 'Travel Insurance' section on the menu
• On the available form, enter your destination(s), trip duration, age and other details.
• Proceed to 'View Plans' and select the 'Insurer' filter to get a list of available Aditya Birla travel insurance plans
• Browse through the various types of plans and select the plan you wish to buy.
• Check the quote and click on 'Buy Now'
• Provide the necessary details and proceed to payment
• Select a suitable payment mode and pay the premium. You can pay the premium online via debit card, credit card, or net banking.

How to Compare and Buy Travel Insurance?

The coverage provided in a travel insurance policy will vary from one insurance provider to another. It is suggested that you carefully read the policy documents, check the inclusions, deductibles, and exclusions under a particular overseas travel insurance plan.

• To buy a travel insurance policy, you need to provide information related to your trip, your personal details and other credentials in the insurance application.
• Primary information that you need to furnish includes your date of birth, full name, email address, date of travel, passport number, mobile number, and ticket details.
• You would also need to mention the name of the beneficiary or a point of contact in case of an emergency situation like accidental death and dismemberment during the trip