Aditya Birla Health Insurance Plans for Family

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      Aditya Birla Health Insurance Plans for Family

      Aditya Birla Health Insurance for family is a family health insurance plan that provides comprehensive coverage to the entire family on a floater basis. It is customized to cover the health needs of the entire family while encouraging the insured to lead a healthy way of life. Moreover, health insurance plans for family come with the restoration benefit that recharges the sum insured by 100% in case of partial or full exhaustion before renewal.

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      Key Benefits of Aditya Birla Health Insurance for Family

      Aditya Birla Health Insurance for family comes with the following benefits:

      • Multiple plans offer a sum insured ranging from Rs 50,000 to Rs 2 crore
      • COVID-19 hospitalization expenses covered
      • Reload of the sum insured available in case of exhaustion
      • Cumulative bonus available for each claim-free year
      • Cashless hospitalization available at over 8700 network hospitals
      • Annual health check-up program available
      • Several value-added benefits are also available
      • 5% and 10% long-term discount on a 2-year and 3-year policy tenure respectively
      • 5% loyalty discount on buying another Aditya Birla Health Insurance policy in the same year
      • Tax benefits available on paid premium under Section 80D of the IT Act

      Aditya Birla Health Insurance Plans for Family

      Aditya Birla Health Insurance Company Limited offers the following health plans for families:

      Plan Name

      Sum Insured (Rs)

      Pre-existing Diseases Waiting Period

      Aditya Birla Activ Health Platinum Plan

      Essential - 50,000 to 1 crore
      Enhanced – 2 lakh to 2 crore
      Premier – 10 lakh to 2 crore

      3 years

      View Plan

      Aditya Birla Activ Assure Diamond Plan

      2 lakh to 2 crore

      4 years

      View Plan

      Eligibility Criteria for Aditya Birla Health Insurance for Family

      The following table represents the eligibility criteria for Aditya Birla Health Insurance plans for a family:

      Categories

      Eligibility Criteria

      Adult

      Child

      Minimum Entry Age

      18 years

      3 months

      Maximum Entry Age

      No upper age limit
      65 years (under the Activ Health Premier plan only)

      25 years

      No of Family Members Covered

      Self, spouse, dependent children

      Renewability

      Lifelong

      Inclusions of Aditya Birla Health Insurance for Family

      Aditya Birla Health Insurance for family comes with the following coverage:

      • In-patient Hospitalization Expenses
      • Pre-hospitalization Expenses
      • Post-hospitalization Expenses
      • Day Care Treatments
      • Domiciliary Hospitalization
      • Road Ambulance Cover
      • Organ Donor Expenses
      • AYUSH Cover
      • Second E-opinion on Major/Critical Illnesses
      • Emergency Assistance Services (including Air Ambulance)
      • Modern Treatment Methods and Advancement in Technologies

      Optional Cover:

      • PPN Discount

      Please note that the coverage may vary from one Aditya Birla Health Insurance plan to another.

      Exclusions of Aditya Birla Health Insurance for Family

      The following exclusions are excluded by Aditya Birla Health Insurance for family:

      • Intentional self-injury
      • Sterility and infertility treatment
      • Injury due to breach of law
      • Illness or injury due to abuse of intoxicants like alcohol or drugs
      • Venereal diseases
      • External congenital anomalies
      • Cosmetic or plastic surgery

      FAQs

      Policybazaar exclusive benefits
      • 30 minutes claim support*(In 120+ cities)
      • Relationship manager For every customer
      • 24*7 claims assistance In 30 mins. guaranteed*
      • Instant policy issuance No medical tests*
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

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