Icici Prudential Term Insurance Reviews & Rating

The ICICI Prudential offers an extensive range of term insurance policies, to cater to the financial requirements of the customers. With the term insurance plan, an individual can provide the right financial protection to the family in times of eventuality. But to be able to entirely capitalize on the insurance policy, it is a must that the insurance buyer make an informed decision at the time of policy purchase. Policybazaar.com help the customers to make the right choice by offering an intuitive and unbiased platform wherein one can choose the policy that is best suitable for them and fulfill all their requirement.

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4.5 / 5(Based on 103 Reviews)

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Ravi
Uttar Pradesh
July 22, 2024
Thanks PB

Found the perfect policy for my needs without any hassle, Thanks PB

Samir
Maharashtra
July 22, 2024
Quick Response

Excellent service and quick response from customer support.

Pramod
Uttar Pradesh
July 22, 2024
Informed Decision

The transparency and the detailed information of the pb website which made it easy to make an informed decision.

Surendra
Andhra Pradesh
July 22, 2024
Good Filters

On the website the filters allowed me to narrow down my options quickly, and I found a policy that offered comprehensive coverage at a reasonable price.

Mukesh
Rajasthan
July 22, 2024
Policy Buying Experience

The entire purchase process was seamless, and I received my policy documents almost immediately.

Shri
Delhi
July 22, 2024
Concise Information

I appreciated the clear, concise information and the ability to compare multiple policies.

Sandeep
Jammu And Kashmir
July 22, 2024
Stress Free Choice

Choosing Tata AIA through Policybazaar was stress free and straightforward.

Neeraj
Maharashtra
July 22, 2024
Trusted Advice

Trusted advice from Policybazaar helped me choose HDFC life term plan confidently.

Rajender
Tamil Nadu
July 22, 2024
Helpful Platform

Policybazaars platform was very helpful in choosing Tata AIA for its extensive coverage.

Suraj
Andhra Pradesh
July 22, 2024
Reliable Choices

Reliable choices on Policybazaar made it easy to select Max Life with confidence.

Deepak
Rajasthan
July 22, 2024
Top Providers

Top providers like SBI life available on Policybazaar made the term insurance buying process easy and quick.

Surender
West Bengal
July 22, 2024
Good and Detailed

Good and detailed options on Policybazaar helped me select Max Life with confidence.

Raju
Uttar Pradesh
July 22, 2024
Trusted and Reliable

I purchased Bajaj e touch and have found not only the premiums to be highly affordable from policybazaar but the brand and its help really reliable as well.

Aman
Madhya Pradesh
July 22, 2024
Easy and User Friendly

Easy and user friendly platform on Policybazaar helped me pick Tata AIA for its comprehensive coverage.

Bhagwati
Gujarat
July 22, 2024
Comprehensive and Detailed

Comprehensive and detailed information helped me choose an ICICI life term plan for my family at really low cost.

Dipendra
Maharashtra
July 22, 2024
Simple and Detailed

Simple and detailed process with Policybazaar helped me choose Aegon with confidence.

Sarvesh
Jharkhand
July 22, 2024
Simple and Clear

Simple and clear process with Policybazaar helped me choose Aegon with confidence.

Lalit
Rajasthan
July 22, 2024
Perfect for New Families

My wife and I recently welcomed our first child, and we wanted to secure his future. ICICI Prudentials iProtect Smart plan offered us extensive coverage and benefits like accidental death cover. Its perfect for new families like ours.

Mayank
Karnataka
July 22, 2024
Support During Tough Times

After my sister was diagnosed with a critical illness, I realized the importance of having comprehensive coverage. Aegon Lifes iTerm Comfort plan, with its critical illness rider, provided us with the necessary financial support during tough times.

Sarbjeet
Maharashtra
July 22, 2024
Flexible and Affordable

ICICI All in one Term Plan gave me the flexibility to choose the coverage I needed at a price I could afford. As a part-time worker, this plan was ideal.

Himanshu
Maharashtra
July 22, 2024
Secure Your Loved Ones

SBI Lifes eShield plan gave me the assurance that my loved ones will be protected financially. The straightforward process and excellent support were outstanding.

Subhash
Bihar
July 22, 2024
Reliable Protection

Bajaj Allianzs iSecure Term Plan gave me reliable protection with the added benefit of joint life coverage. Ideal for my wife and me.

Bhupender
Gujarat
July 22, 2024
Low Premiums High Benefits

TATA AIA Term with Return of Premium Plan provided high benefits with the bonus of getting my premiums back. Perfect for my cautious nature.

Subhash
Maharashtra
July 22, 2024
Best for Middle Aged Parents

At 45, I needed a plan that offered high coverage without high costs. PNB MetLifes Mera Term Plan provided the perfect solution.

Sandeep
Uttar Pradesh
July 22, 2024
Tailored for Young Families

Aditya Birla Sun life term plan was tailored perfectly for our young family. The affordable premium and extensive coverage gave us peace of mind.

Mahesh
Punjab
July 22, 2024
Simple and Effective

PNB MetLifes Online Term Plan was simple to understand and offered effective coverage. As a first-time insurance buyer, it was a great experience.

Govind
Madhya Pradesh
July 22, 2024
Best Choice for Couples

My wife and I chose Aditya Birla Sun Lifes DigiShield Plan for its comprehensive coverage and affordability. It’s the best choice for couples looking to secure their future together.

Raj
Rajasthan
July 22, 2024
Ideal for Long Term Security

ICICI Prudentials Term Insurance Plan offered long-term security with options to increase coverage as my needs changed. It’s ideal for anyone looking for flexible, long-term protection.

Anand
Delhi
July 22, 2024
Perfect for Senior Parents

With my elderly parents depending on me, Kotak Lifes Term Plan with Critical Illness Rider was the perfect choice. The coverage and benefits offered were exactly what we needed.

Kishor
Uttar Pradesh
July 22, 2024
Great for Young Couples

As a young couple, we chose HDFC Lifes Click 2 Protect Life plan for its high coverage and affordable premiums. It’s the best choice for securing our future together.

Yogendra
Uttar Pradesh
July 22, 2024
Highly Recommendable

Great experience highly recommend policyBazaar.

Barjraj
Delhi
July 22, 2024
Secure and Comprehensive

Secure and comprehensive coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.

Kasid
Gujarat
July 22, 2024
Trusted and Convenient

Trusted and convenient insurers like ICICI Lifeavailable on Policybazaar made the decision easy and reliable.

Abhi
Uttar Pradesh
July 22, 2024
Secure and Trusted

Secure and trusted coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.

Khursid
Maharashtra
July 22, 2024
Trusted and Easy

Trusted and easy insurers like ICICI Lifeavailable on Policybazaar made the decision simple and reliable.

Rajeev
Bihar
July 22, 2024
Fast and Easy

Fast and easy service from Policybazaar. Selected Bajaj Allianz without any delays or confusion.

Sunder
Uttar Pradesh
July 22, 2024
Easy and Clear

Easy and clear platform on Policybazaar. Picked Tata AIA for its user friendly website and detailed information.

Dinesh
Maharashtra
July 22, 2024
Fast and Detailed

Fast and detailed decisions with Policybazaar. Selected Bajaj Allianz without any delays or confusion.

Md
Jharkhand
July 22, 2024
Easy and Comprehensive

Easy and comprehensive platform on Policybazaar. Picked Tata AIA for its user friendly website and detailed information.

Raj
Jharkhand
July 22, 2024
Trusted and Detailed

Trusted and detailed insurers like ICICI Lifeavailable on Policybazaar made the decision simple and reliable.

Rupesh
Andhra Pradesh
July 22, 2024
Secure and Simple

Secure and simple coverage for my family with ICICI Prudential via Policybazaar. Its comforting to know they are protected.

Ram
Rajasthan
July 22, 2024
Secure Future

Thanks to Policybazaar, I have peace of mind knowing my family is protected with ICICI Prudential term insurance.

Kali
Rajasthan
July 22, 2024
Family Peace of Mind

Knowing my family is protected with ICICI Prudential, thanks to Policybazaar, gives me peace of mind.

Sumit
Gujarat
July 22, 2024
Familys Safety

Policybazaar ensured our familys safety with a reliable plan from ICICI Prudential.

Azaruddin
Haryana
July 22, 2024
Detailed Explanations

Detailed explanations on Policybazaar helped me choose term insurance from ICICI Pru with confidence.

Sushil
Uttar Pradesh
July 17, 2024
Icici protect smart is great

From the variety of plans on Policybazaar, i ended up buying ICICI IPROTECT smart . The covergae and premium was best suited for my financial needs

Satya
Uttar Pradesh
July 17, 2024
Great Experience with ICICI iProtect Smart

Purchasing ICICI iProtect Smart through Policybazaar was a breeze. The plan's features are exactly what I needed, and the premium is competitive.

Kumar
Maharashtra
July 17, 2024
Great Experience with ICICI iProtect Smart

Purchasing ICICI iProtect Smart through Policybazaar was a breeze. The plan's features are exactly what I needed, and the premium is competitive.

Pratap
Tamil Nadu
July 17, 2024
ICICI iProtect Smart Reliable Coverage

I chose ICICI iProtect Smart through Policybazaar after comparing several plans. The coverage it offers is extensive, and the premium is quite reasonable for the benefits provided. The process of purchasing was smooth, thanks to Policybazaar easy to navigate platform.

Mana
Delhi
July 17, 2024
Great Service from Policybazaar

Policybazaar provided exceptional service throughout my insurance purchase journey. They offered detailed comparisons between plans like ICICI iProtect Smart, HDFC Life Click to Protect Super, and others, helping me find the best fit for my needs.

Surendra
Gujarat
July 17, 2024
Trustworthy Platform

Policybazaar proved to be a trustworthy platform for comparing and purchasing insurance plans They provided accurate information and ensured a smooth transaction process.

Eca
Uttar Pradesh
July 17, 2024
Exceptional Customer Support

I was impressed by Policybazaar customer support team. They were patient, knowledgeable, and guided me through the entire insurance selection process. Their prompt responses made me feel valued as a customer.

Uttam
Bihar
July 17, 2024
User Friendly Interface

Policybazaar website is intuitive and easy to navigate. I could quickly find the information I needed about different insurance products and complete my purchase without any hassle.

Salauddin
Tamil Nadu
July 16, 2024
Kotak Life Insurance

Thank you Policybazaar for the smooth Kotak Life insurance purchase. The comparison tool and website layout are excellent

Penzin
Uttar Pradesh
July 16, 2024
ICICI Prudential Term Plan

Policybazaar made choosing ICICI Prudential term insurance easy. The platform is intuitive and the process was hassle free

Ankit
Uttar Pradesh
July 16, 2024
HDFC Life Hero

I felt like a hero choosing HDFC Life on Policybazaar. The user friendly interface made me feel powerful. Thank you for making it easy Policybazaar

Bhagwati
Tamil Nadu
July 16, 2024
Easy Process

Buying a term plan from Policybazaar was easy. Simple online application, clear instructions. Satisfied with the service provided.

Akash
Uttar Pradesh
July 16, 2024
Efficient Process

Efficient process buying a term plan from Policybazaar. Clear information, helpful support. Satisfied with the coverage options.

Lakhmi
Uttar Pradesh
July 16, 2024
Tata AIA with Policybazaar

Choosing Tata AIA term insurance on Policybazaar was a great decision. The website is intuitive and the process was simple and efficient

Roshan
Barabanki
March 02, 2021
Check premium online

I checked the premium online when I bought the term insurance policy. I visited to policybazaar website for the same. And I got the icici prudential plan very affordable as per my budget. It has benefits and I really like them.

Nikita
Ahmednagar
February 19, 2021
Claim is fast

I choose policybazaar to buy my term insurance policy. They suggested me to buy a term plan of icici prudential. It is a nice plan which I have come through. I am thankful to whole team and would love to recommend this to everyone.

Ankit
Chandigarh
January 23, 2019
Excellent

One of my close friends had been using ICICI term insurance since last 8 years. He has married 2 years ago and due to unfortunate circumstances involved, he was severely injured in an accident. Thankfully, ICICI team was really considerate and helpful while helping his wife settling the claim. The claim settlement was fast and timely. Following his steps, I have recently bought ICICI Pru iProtect Smart. It is safe to say that investing in ICICI term insurance is definitely worth every penny experience. It has worked as a great deal for me. The staff was really good and was prompt with their service.

Rijool
Garu
September 22, 2016
Good

My term insurance policy is good one which i bought from icici prudential life insurance. The premium is low and paybacks are high. Coverage is about 85% and the claiming is very simple by the help of executives which working 24X7.

Jagdish
Jammu
July 20, 2016
Coverage Is High

ICICI term insurance plan of mine is very beneficial for me and my family. The service of your staff is so quick and claiming become due due to that. The updates of the policy plan is mailed to me regularly on my email address.

Sumeet
Haridwar
July 20, 2016
Term plan

The icici term insurance is on of the best policy among all. Premium of the plan is low and returns are high. Service is fast and behaviour of the staff is very well. Good investment which reduces taxes too. Payments and premiums are done on online portal website of the company.

Vikram
Gurgaon
February 14, 2016
superb plan...

My life insurance term plan is with prudential. The premium amount is Rs.4700 and return is Rs.25 lakh. Policy coverage is also nice. Service is really good provided by executives and agents. Nice policy.
Plan Name: iProtect Smart
Agent Code: BPW00250

Sudhakar
Ghaziabad
February 14, 2016
above average

I have purchase my life insurance from prudential. The services are average. I do not get any kind of alerts for the payments or the policy thought mail or text. The payment options are convenient as I can pay the payment thourgh my ATM cards. The payment is on a yearly basis.
Plan Name: iProtect Smart
Agent Code: BPW01888

Chander
Delhi
February 14, 2016
"Bad service"

I do have a life insurance with icici. The policy has good claiming amount and policy coverage is also high but the service is very slow. The work takes days or weeks to complete. Please speed up your services.
Plan Name: iProtect Smart
Agent Code: BPW00250

ANAND
Jaipur
February 14, 2016
Life insurance plan

I buy life insurance policy with icici, basically i took this plan for the savings purposes. Premium payment is made by cheque and the executive agent is coming to my place to collect this amount. As this policy is endowment policy, I need to pay on yearly basis for 7 years. And the policy holder will get good returns after 13 years.
Plan Name: iProtect Smart
Agent Code: BPW00130

Vijay
Hyderabad
February 14, 2016
Nice term plan.

I found this policy plan on internet and see the benefits of it. So i purchase one for my father. Good claims, policy coverage is high. No worry to wait in queue because service is provided to the door steps. Thanks.
Plan Name: iProtect Smart
Agent Code: BBE05865

Gagan
Chandigarh
February 14, 2016
"perfect policy"

Recently i'm searching for life insurance policy but couldn't find one. An agent from policy bazaar contact me and shown me the policy. I buy it, really good one with Rs.28 lakh amount of claim and 90% of policy coverage. The best service you provided. Thank you...
Plan Name: iProtect Smart
Agent Code: BPW01901

VIMAL
Kadi
February 14, 2016
"Good"

My wife purchase your policy and she did the right thing. First i was little confused but after viewing your terms and conditions i agree with her. The coverage, claims, services, all are great and properly working and the main part is that the premium is in our budget.
Plan Name: iProtect Smart
Agent Code: BPW01888

Tapas
Bengaluru
February 14, 2016
Nice term plan

I have life insurance term plan. I really appreciate your work and services you provide. Claims are high and investment is low. Policy coverage is high around 90%. Best policy than others. Happy with it.
Plan Name: iProtect Smart
Agent Code: BPW01293

Didar
Surendranagar
February 14, 2016
Perfect Policy Plan.

ICICI life insurance is the best with great benefits. I have one with low premiums.Policy coverage and claim is very high and really easy to get without taking any tension or long line waiting. I secure life with this policy.
Plan Name: iProtect Smart
Agent Code: BPW00250

Anurag
Ghaziabad
February 14, 2016
okay plan

i have policy plan through prudential life insurance. Coverage is 80% and claim is Rs.27 lakh. Investment is less returns is high. Service provides is high but one thing should be added that is online updates and mailing.
Plan Name: iProtect Smart
Agent Code: BPW01888

Rahul
Gurgaon
February 14, 2016
Good Plan.

My friend advice me to buy life insurance from icici prudential. So first i search about it then i really know that the plan is good. Policy coverage is 80-90%, Claims are high, services are nice with low premiums. I'm happy
Plan Name: iProtect Smart
Agent Code: BPW01888

S
Lucknow
February 14, 2016
Good Policy

I found best policy for life insurance on internet through icici prudential. The policy contain good coverage ~80%. Claim is approx. Rs.25 lakh. Service providers are good in there work. Overall nice policy.
Plan Name: iProtect Smart
Agent Code: BBE05845

Vijay
Margao
February 14, 2016
Awesome...

I purchase life insurance through prudential and i'm happy to buy it. The plan is good and the returns is amazing. Coverage is high with low premiums. Claiming process is simple because of good services.
Plan Name: iProtect Smart
Agent Code: BBE05752

Vijay
Mumbai
February 14, 2016
"Average"

I bought life insurance plan from icici. The claim is as low as premiums. Policy coverage is okay but the services provided by you is slow, please improve it. Otherwise, the number of customers will decrease including me.
Plan Name: iProtect Smart
Agent Code: BPW01293

Satyen
Pune
February 14, 2016
Good Insurance Policy.

My life insurance plan consist many advantages and benefits too. Like claims are very easy to get and the coverage is high about 91%. The return amount is 24 lakhs. The best part is service which is fast and done in all the working hours.
Plan Name: iProtect Smart
Agent Code: BPW01888

Ajay
Thane
February 14, 2016
Bad claiming experience.

Prudential life provides all the facilities but the claims are not satisfactory. Very long time take to sanction the money and the procedure is very long and slow. Minimum 4 weeks for the claiming.
Plan Name: iProtect Smart
Agent Code: BBE05845

Dinesh
Mumbai
February 14, 2016
service is bit slow

I have term insurance plan, All the things is great just service is bit slow. Claim is Rs.27 lakh with low premiums. Policy coverage is 89%. Even the daily update about policy plan is mailed. Please improve your customer services.
Plan Name: iProtect Smart
Agent Code: BBE05865

YAMINI
Delhi
February 14, 2016
Bad service

My policy is with icici prudential. All is good but the service provided is really very slow. Claim is nice around 18 lakh, policy coverage is also huge but my experience with services is not good at all. Please do something.
Plan Name: iProtect Smart
Agent Code: BPW01260

Roshan
Nagpur
February 14, 2016
Nice term plan

I have a insurance plan with prudential life. Policy is great with nice benefits. Claim is of ~Rs.29 lakh and the policy coverage is 85%. Hospitality is the usp of the plan. Nice work guys.
Plan Name: iProtect Smart
Agent Code: BBE05865

Jayant
Bengaluru
February 14, 2016
Average plan.

My life insurance plan is average one with icici prudential. Policy coverage is 70% and the claim is twenty five lakh rupees. The service is really fast and daily updates are mailed.
Plan Name: iProtect Smart
Agent Code: BBE05865

Janhavi
Thane
February 14, 2016
Average plan.

I have life insurance which has good coverage. The policy have high claims approx. Rs.28 lakh and the policy coverage is 80%. The service provided is fast enough to complete the work on time. Updates are also mail and texted. Nice work.
Plan Name: iProtect Smart
Agent Code: BPW01260

Harish
Delhi
February 06, 2016
"Best"

I have life insurance like every one else but i took the best plan from icici. The premium is low and the coverage is high. Claims are 89% and payback amount is around ~Rs.27 lakh. The service is good, daily updates is mail and texted to my id and number. Superb policy.
Plan Name: iProtect Smart
Agent Code: BBE06765

Rohit
Pune
February 05, 2016
"Nice"

I buy insurance from prudential life. The policy coverage is around 88%, even the ambulance facility is free of cost. 89% hospitals are providing services to it. The claims are high and premium is low. Good policy..
Plan Name: iProtect Smart
Agent Code: BBE06765

Bhavin
Pune
February 05, 2016
"Above Average"

ICICI life gave me good policy with nice benefits. The policy cover 70-75% and claims around Rs.19 lakh. The claiming process is so fast and done in hrs. Policy provide great services with fast interface. I happy with this policy...
Plan Name: iProtect Smart
Agent Code: BBE06765

Jagdish
Ahmedabad
February 05, 2016
"Not Good"

Never thought that icici provide this kind of insurance policy. The claims are low with really dealy in process and the coverage is nothing. The service is really very slow. Please improve it or erase this policy.
Plan Name: iProtect Smart
Agent Code: BBE06765

Nilesh
Pune
February 05, 2016
"Good"

Recently got insurance by prudential. The policy is nice with good services. Each and every thing is done very quickly like claims and coverages. Cashless garages are very far better then others. Nice work.
Plan Name: iProtect Smart
Agent Code: BBE06002

Vaibhav
Gurgaon
February 05, 2016
"Poor"

Got policy with icici insurance. I really disappointed with policy. Delay in work and the claims take months to clear out. Coverage is very less and premiums is high respect to investment. Bad one...
Plan Name: iProtect Smart
Agent Code: BBE06765

Shankar
Ahmedabad
February 05, 2016
"Real Bad"

I have policy with prudential insurance. Had really bad experience with this policy. Nothing is done on time and what else i expect from you. Policy coverage , claims all is none. Real bad one.
Plan Name: iProtect Smart
Agent Code: BBE06002

Veera
Hyderabad
February 05, 2016
"Nice"

I buy term policy plan by icici prudential. I must say the benefits are high with less queries. Policy coverage is 90%, cashless garages are countless and the claiming is so simple with very fast service.
Plan Name: iProtect Smart
Agent Code: BBE06002

Deep
Delhi
February 05, 2016
"Awesome"

Purchase term insurance plan by ICICI prudential. The policy consist great benefits. Policy coverage is much and premium is less. Claims are around ₹ 15-22 lakhs. The service is very fast and on time. Satisfied with it.
Plan Name: iProtect Smart
Agent Code: BBE06765

Manoj
Ghaziabad
February 05, 2016
"Nice Policy"

Buy life term plans by prudential insurance. Nice policy coverage, customer service is really good, claims are around 80% to 85% and really simple procedure for that. Happy to buy such a nice and comfortable policy.
Plan Name: iProtect Smart
Agent Code: BBE06002

Vikas
Ghaziabad
February 05, 2016
"Excellent"

The icici sale me very good policy. The policy cover 80% cases and claims are high approx. Rs. 18 L. I'm really happy with service you provide with daily updates on my cellphone and pc as well.
Plan Name: iProtect Smart
Agent Code: BPW01312

MAHESH
Mumbai
February 04, 2016
"Not Bad"

ICICI prudential gave me an average policy with okay okay services. The policy covers 50-65% coverage. The claim is easy to get but amount is low around 70%. Even cashless garages is also less. At the end, below an average.
Plan Name: iProtect Smart
Agent Code: BBE06765

Kshitij
Delhi
February 04, 2016
"Worth It"

I got extremely good policy by ICICI life insurance. The policy coverage is 90% with low premiums and the services you provide is extra ordinary. The best part is claiming process is really very easy as compare to others.
Plan Name: iProtect Smart
Agent Code: BBE06002

Amitkumar
Navi_mumbai
February 04, 2016
"Health Is Wealth"

I have Purchased ICICI Prudential Life Insurance term plan at a very reasonable premium from Policybazaar. My policy cover is of Rs25 lakh and have to pay the premium every year till I get 62 years old. The plan covers critical, accidental & etc. Satisfied...
Plan Name: iProtect Smart
Agent Code: BBE06002

SANJAY
Gurgaon
February 04, 2016
"Excellent Benefits"

Got a best deal in a very long time, life insurance from ICICI Prudential Life Insurance. The insurance covers around 70-80%. The Services you provide is remarkable. The claiming experience is really good with you, thank you for providing facilities on time.
Plan Name: iProtect Smart
Agent Code: BBE06002

SREEKUMAR
Chidambaram
February 01, 2016
"Great Services"

I have life insurance from ICICI Prudential Life Insurance from last two years. It is the best policy ever. Recently I need to hospitalise for a month and they provide the facilities and services wihtout any intruptions. The whole treatment goes smoothly and I recover taking without any tension. Good job Whole team. Thank you ...
Plan Name: iProtect Smart
Agent Code: BBE06794

Mohan
Navi_mumbai
January 29, 2016
"Fine Policy"

I took health insurance from ICICI Prudential Life Insurance. It is little bit costly but the services are good. It gave good claims and the coverages are really good almost (70-80)%.I'm happy to have it.
Plan Name: iProtect
Agent Code: BBE06884