Benefits of Buying Home Insurance Online

6 Advantages of Purchasing Home Insurance Online

Home insurance is a type of property insurance offering financial protection to the insured home structure and its content inside from several unforeseen circumstances. Here are the common benefits of getting home insurance online:

1. Instant Policy Issuance

   Imagine clicking a button, and your home is protected! That is what happens when you get home insurance online—no waiting around, dealing with agents, or standing in long queues outside the insurer’s office to buy home insurance. Simply provide all the necessary details and supporting documents online and your home policy will be sent to your registered email ID.

2. Zero Paperwork

   Buying home insurance online is convenient. Now, forget about dealing with lots of paperwork. Going digital means less paper; certainly, your house insurance policy documents are a few clicks away.

3. 365 days of Customer Assistance

   Life doesn't follow a schedule, right? Well, neither does an emergency. In such cases, if you need assistance regarding claim assistance, you can easily reach out to the customer assistance team anytime, anywhere via email, chat support, or call. Day or night, your insurer's customer assistance team has your back.

4. Easy Policy Customization

   Buying home insurance online lets you pick what you need. Purchasing property insurance online from Policybazaar.com gives you ample options to enhance the policy coverage by including add-on covers. Some common add-ons are Personal Accident Cover and Valuable Content Cover.

5. Helps in Making an Informed Decision

   While buying a home insurance policy, you must check certain factors, such as the sum insured, deductible, coverage type, add-on covers, etc. When you buy it offline, there is a chance that an agent might hide such information to complete their sale target.

   However, when you buy home insurance online, you can check first and then choose the ideal one. Simply put, you can make an informed decision with the help of information available on the insurer's website.

6. Lower Premium than Usual

   Another significant advantage of buying home insurance online is the lower premium. This is because you can purchase directly from the insurer, so there is no chance of paying a commission or agent fee. Hence, no intermediary is involved, making it significantly cheaper than offline buying.

You may also read 11 Ways to Save Money on Your Home Insurance Premium

In a nutshell

Getting your home the adequate financial protection it deserves is a big deal and doing it online makes it convenient. Instant policy issues, no paperwork headaches, 24/7 customer assistance, customizable plans, and lower home insurance premiums – that is the real superpower of buying home insurance online.