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      Diabetes

      Diabetes occurs when the body struggles to regulate blood sugar levels properly. It is a common condition that can affect anyone, regardless of age. There are different types of diabetes, with Type 2 being the most common.
      What is Diabetes?
      Diabetes is a condition where blood sugar levels become too high. This happens when the body doesn’t produce enough insulin or can’t use it properly. Insulin is a hormone that helps move sugar from the blood into the cells for energy. Without it, sugar builds up in the blood, leading to health problems if not managed.
      What is Diabetes?
      What are the types of Diabetes?
      Type 1 Diabetes
      The body’s immune system attacks & destroys the cells in the pancreas that produce insulin. It often starts in childhood or young adulthood & requires insulin injections to manage blood sugar levels.
      Type 2 Diabetes
      The body doesn’t use insulin properly (insulin resistance) or produce enough insulin. It’s more common in adults but can develop at any age. Lifestyle changes like healthy eating, exercise, & sometimes medication are key to managing it.
      Gestational Diabetes
      This occurs during pregnancy when hormonal changes make it harder for the body to use insulin effectively. It usually goes away after childbirth but can increase the risk of developing Type 2 diabetes later.
      Health insurance covers all types of diabetes.
      View plans now!

      How is Diabetes diagnosed?
      Markers for diabetes are measurable signs, including blood tests and symptoms, that indicate its presence or risk. Understanding these markers is crucial for early detection, effective management, and staying ahead of the condition through regular check-ups and timely intervention.
      Blood sugar levels
      Fasting blood sugar: Measures blood sugar after 8 hours of fasting. A level of 126 mg/dL or higher indicates diabetes.
      Random blood sugar: A reading of 200 mg/dL or higher suggest diabetes.
      Oral glucose tolerance test (OGTT): A level of 200 mg/dL or higher two hours after consuming a sugary drink confirms diabetes.
      HbA1c (Glycated Hemoglobin)
      Reflects average blood sugar levels over the past 2–3 months and is categorized as
      Normal: Below 5.7% (No diabetes risk)
      Pre-diabetic: 5.7% to 6.3% (Higher risk of developing diabetes)
      Diabetic: 6.3% to 8% (Confirms diabetes)
      Poorly controlled diabetes: Above 8% (Requires immediate management)
      Urine tests
      May show sugar (glucose) or ketones, often indicating poor blood sugar control.
      Early symptoms
      Signs like frequent urination, extreme thirst, fatigue, blurry vision, and unexplained weight loss can signal diabetes.
      Explore health insurance plans that offer comprehensive diabetes coverage.
      Secure your health today ›

      Symptoms of Diabetes
      Diabetes presents with varying symptoms depending on its type and progression. Common signs include
      Increased thirst & frequent urination
      Increased thirst & frequent urination
      Unexplained weight loss or gain
      Unexplained weight loss or gain
      ersistent fatigue & weakness
      Persistent fatigue & weakness
      Blurred vision
      Blurred vision
      Slow-healing wounds or frequent infections
      Slow-healing wounds or frequent infections
      Tingling or numbness in hands & feet
      Tingling or numbness in hands & feet
      Don't wait for symptoms to take a toll
      Get insured today ›

      When to see a doctor for Diabetes?
      When to see a doctor for Diabetes?
      Consult a doctor if you experience:
      Persistent or severe symptoms such as frequent thirst or unexplained fatigue
      Sudden changes in vision
      Unhealed sores or infections
      Symptoms worsening despite management efforts
      Timely intervention can prevent complications and ensure a better quality of life.

      Health insurance tips
      Choose a health insurance plan that includes diabetes-related treatments & regular check-ups.
      Opt for plans with Day 1 coverage for pre-existing conditions for immediate protection.
      Consult Policybazaar’s certified doctors for expert guidance on selecting the right plan.
      Be prepared for unexpected medical expenses with comprehensive coverage.
      Protect your health today ›
      Health insurance tips

      Diabetes in India
      Diabetes in India
      India has around 100 million people living with diabetes, highlighting the growing public health challenge. Early detection and consistent management are crucial to prevent complications and improve health outcomes, especially in the pre-diabetic stage.
      These markers help healthcare professionals diagnose diabetes, assess its severity, and guide personalized treatment plans.
      Source: https://www.who.int/india/health-topics/mobile-technology-for-preventing-ncds
      See medical bills ›

      What are the common treatment methods for Diabetes?
      Diabetes treatment focuses on controlling blood sugar to prevent complications. Common methods include
      Lifestyle changes
      Lifestyle changes
      Healthy eating, regular exercise, and stress management improve blood sugar control.
      Medications
      Medications
      Oral drugs like metformin or injectable options like insulin and GLP-1 agonists are used based on diabetes type.
      Blood sugar monitoring
      Blood sugar monitoring
      Regular checks with glucose meters or CGMs ensure effective management.
      Weight management
      Weight management
      Maintaining a healthy weight benefits blood sugar control, especially in Type 2 diabetes.
      Medical care
      Medical care
      Treating related conditions like high blood pressure & cholesterol, along with regular check-ups, helps prevent complications.
      Manage diabetes effectively for a healthier future
      Get your health insured now ›

      Medicines for Diabetes: What you need to know
      Managing diabetes often requires medications tailored to individual needs. These medicines help regulate blood sugar by increasing insulin production, improving insulin sensitivity, reducing glucose production, or slowing carbohydrate absorption
      Sulfonylureas
      These oral medications stimulate the pancreas to release more insulin
      Glimepiride (Amaryl): Known for its effectiveness in Type 2 diabetes management.
      Glipizide:A short-acting option for improving post-meal blood sugar levels.
      Glyburide: Offers longer-lasting effects but may carry a higher risk of low blood sugar (hypoglycemia).
      Other oral medications
      Metformin: Reduces glucose production in the liver and improves insulin sensitivity.
      GLT2 inhibitors (e.g., Dapagliflozin):S Help excrete excess glucose through urine.
      DPP-4 inhibitors (e.g., Sitagliptin): Enhance natural hormones to control blood sugar.
      Insulin therapy
      Insulin glargine (Lantus): A long-acting insulin that controls blood sugar for up to 24 hours. Often prescribed for Type 1 diabetes and advanced Type 2 cases.
      Injectable medications
      GLP-1 receptor agonists (e.g., Liraglutide): Regulate appetite and blood sugar levels, often aiding weight loss.
      Amylin analogs (e.g., Pramlintide): Prevent post-meal sugar spikes.
      Disclaimer: Consult a doctor for proper diagnosis and treatment tailored to your specific condition

      What are the complications of Diabetes?
      Diabetes is a chronic condition where high blood sugar levels can lead to serious health issues over time if not properly managed. Complications may affect multiple parts of the body, including:
      Nerve damage (Neuropathy)
      Nerve damage (Neuropathy)
      Tingling, numbness, or pain in the hands and feet. Severe cases may lead to loss of sensation.
      Kidney damage (Nephropathy)
      Kidney damage (Nephropathy)
      Over time, diabetes can impair kidney function, potentially leading to kidney failure.
      Eye damage (Retinopathy)
      Eye damage (Retinopathy)
      High blood sugar can damage blood vessels in the retina, leading to vision problems or blindness.
      Cardiovascular problems
      Cardiovascular problems
      Increased risk of heart disease, stroke, and high blood pressure.
      Foot complications
      Foot complications
      Poor circulation and nerve damage can cause ulcers and infections, sometimes leading to amputation.
      Protect yourself now ›

      FAQs

      • Q1. What is the difference between Type 1 and Type 2 diabetes?

        Ans: Type 1 diabetes is an autoimmune condition, while Type 2 results from insulin resistance often linked to lifestyle factors.
      • Q2. Can diabetes be cured?

        Ans: There is no cure for diabetes, but effective management allows individuals to lead healthy lives.
      • Q3. How does stress impact diabetes?

        Ans: Chronic stress can elevate blood sugar levels and hinder effective management.
      • Q4. Can children develop diabetes?

        Ans: Yes, Type 1 diabetes commonly affects children, but Type 2 diabetes is also rising due to childhood obesity.
      • Q5. Can diabetes cause other health problems?

        Ans: Yes, if uncontrolled, it can lead to complications like heart disease, kidney issues, nerve damage, or vision problems. Regular check-ups and management can prevent these.
      • Q6. Does eating sugar cause diabetes?

        Ans: Not directly! Type 1 diabetes isn’t caused by diet, and while Type 2 diabetes is linked to weight gain and lifestyle, occasional treats won’t cause it. Moderation is key!
      • Q7. How can I tell if I’m prediabetic?

        Ans: Prediabetes often shows no symptoms, but risk factors include being overweight, inactive, or having a family history of diabetes. A simple blood test can provide clarity.
      • Q8. What is the best exercise for diabetes?

        Ans: There’s no “one-size-fits-all.” Walking, swimming, yoga, and strength training are great options. Choose activities you enjoy and can sustain.
      Medical Bills
      Medical Bills
      medical-bills
      medical-bills
      The attached diabetes bills are provided for reference purposes only. Please note that actual bills may vary.

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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