Health and Wellness

Health and wellness have actively made their way into our day-to-day lives in recent years. Although these two terms are often used interchangeably, they are quite different. While maintaining good health is the ultimate goal, wellness is the process of achieving this goal. Let us understand health and wellness in detail.

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      What is Health?

      According to the World Health Organization (WHO), health is a state of absolute physical, mental and social well-being and is not just limited to the absence of diseases or infirmity (physical/mental weakness).

      What is Wellness?

      As per WHO, wellness is the optimal state of health of individuals and groups of people. It is a positive approach to living and is defined as an active process of growing, becoming aware of and making choices and lifestyle changes towards healthy living.

      7 Dimensions of Wellness

      Wellness is a multidimensional concept. Take a look at various dimensions of wellness below:

      • Physical Wellness - Physical wellness helps enhance physical fitness, which can lead to an increased ability to prevent diseases and illness. For instance, exercise can prevent a sedentary lifestyle and stimulate a healthy mind, thereby preventing mental and lifestyle diseases.
      • Emotional Wellness - Emotional wellness helps to deal with stressful situations. If you have achieved emotional wellness, you will have good self-esteem, as you are aware of your own feelings and can also empathize with other people’s feelings. 
      • Social Wellness - Social wellness is essential to stay happy and healthy. You can achieve social wellness by interacting, relating and contributing to a community, maintaining long-term relationships with friends and family and maintaining good interpersonal relations within your social circles. 
      • Intellectual Wellness - Intellectual wellness helps to avoid mental health problems. You can ensure mental wellness through mental exercises and engagement in learning, creative support, and problem-solving that challenge your mind.
      • Environmental Wellness - Environmental wellness can be achieved by living and maintaining a healthy physical environment that is free of any kind of hazards. 
      • Spiritual Wellness - Spiritual wellness helps develop compassion, care & forgiveness and realise the true meaning and purpose of our lives. You can achieve spiritual wellness by meditating, spending time with nature and doing volunteer work. 
      • Financial Wellness - Financial wellness helps to build a healthy relationship between your financial goals and obligations. You can achieve financial wellness by building a budget, planning your meals and living healthily on a budget.

      Health vs Wellness

      The biggest difference between health and wellness is that you cannot achieve good health without achieving wellness. Health is a state of holistic well-being which involves the diagnosis or predisposition of a disease/illness. On the other hand, wellness is preventive, proactive, and driven by self-responsibility towards living a happy, fulfilled and robust life. Thus, health and wellness are different but go hand-in-hand.

      What is the Importance of Health and Wellness?

      Focussing on health and wellness can help you develop a healthy lifestyle, supportive attitude and effective behaviour to achieve good health. Moreover, it prevents you from focusing only on symptoms, pain and disabilities as indicators of good health.

      Tips to Maximize Health and Wellness

      Here are some essential tips to maximize your health and wellness:

      • Eat a healthy and well-balanced diet rich in fresh fruits and vegetables.
      • Exercise regularly, including strength training, to stay physically fit.
      • Maintain physical hygiene, such as washing hands before eating.
      • Practice yoga and meditation to reduce stress and manage anxiety.
      • Ensure annual health check-ups so that any disease or illness is detected on time.
      • Maintain a healthy body weight to avoid obesity.
      • Avoid smoking, chewing tobacco and using recreational drugs.
      • Buy health insurance to get timely treatment without worrying about the bills.

      FAQs

      • Q1. What is health and wellness?

        Ans: Health refers to the complete state of physical, social and mental well-being, which is not limited to diagnosis of diseases. Wellness is the optimal state of a person driven by self-responsibility towards healthy living. Thus, health is the ultimate goal, and wellness is the active process of achieving it.

      • Q2. What are the seven aspects of health and wellness?

        Ans: Check out the seven aspects of health and wellness:

        • Physical wellness
        • Mental wellness
        • Social wellness
        • Intellectual wellness
        • Environmental wellness
        • Spiritual wellness
        • Financial wellness
      • Q3. What is the importance of wellness?

        Ans: Wellness is important to achieve good health that leads to a happy and robust life. It is an active process of making informed choices and lifestyle changes to achieve holistic well-being, i.e. mental, physical and social well-being.

      • Q4. Why is wellness good?

        Ans: Wellness is good for you as it helps to keep you physically fit, reduce stress and improve your quality of life.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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