Knee Replacement Surgery Cost in India

Knee pain has become a very common ailment in India, with over 15 crore people suffering from knee problems. Out of these, about 4 crore people require knee replacement surgery. If experts are to be believed, the demand for knee surgery will rise in the coming years, making people concerned about the knee operation cost. Read on to know everything about knee replacement cost in India.

Read More

Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Find affordable plans with up to 25% Discount**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      What is a Knee Replacement Surgery?

      A knee replacement surgery refers to the surgical procedure to replace worn-out or injured parts of the knee joint with an artificial joint made of metal or plastic. Also known as knee arthroplasty, the surgery resurfaces a damaged knee by replacing the damaged bones and cartilage of the natural knee joint. 

      A knee joint replacement surgery is recommended for people with severe arthritis or knee injury. It helps to relieve the knee pain experienced during walking, getting out of the chair and climbing stairs.

      Types of Knee Replacement Surgery

      Doctors perform two types of knee replacement surgeries. Take a look at them below:

      1. Total Knee Replacement Surgery

        A Total Knee Replacement surgery is a type of knee surgery in which all three areas of the knee joint are replaced i.e. medial (inside), lateral (lateral) and patellofemoral (under the kneecap). This is the most common type of knee joint replacement surgery.

      2. Partial Knee Replacement Surgery

        A Partial Knee Replacement surgery is a type of knee surgery in which only one or two damaged areas of the knee joint are replaced. This type of knee operation is common among young adults who have suffered a knee injury or trauma.

      Cost of Knee Replacement Surgery in India

      A knee replacement surgery is expensive for many people. In India, the average knee joint replacement cost ranges from Rs 1.5 lakh to Rs 6 lakh. The price includes the surgeon’s fee, implant cost, hospital room rent, OT charges, medicines, consumables, etc. Moreover, medical expenses incurred on diagnostic tests during hospitalization and post-operation physiotherapy are also included in the knee transplant surgery cost.

      Factors Affecting Knee Replacement Surgery Costs

      The knee surgery cost is determined based on several factors. Take a look at them below:

      1. Type of Knee Replacement Surgery

        The type of knee surgery you opt for affects the knee transplant cost. For instance, the price of a partial knee replacement surgery is lower than a total knee replacement surgery cost.

      2. Type of Implant

        The knee surgery cost depends on the type of implant used to replace the damaged knee joints. For instance, the knee implant cost for a metal-on-metal implant is more than a metal-on-plastic implant.

      3. Health Condition of the Patient

        The knee replacement cost depends on the complexity of the surgery. The complexity of the operation increases if the patient suffers from any pre-existing illness, such as diabetes or hypertension. Hence, they need to pay more for the knee surgery.

      4. Type of Surgical procedure

        The type of procedure followed during a knee replacement surgery affects the cost of the surgery. For instance, the cost of an open knee operation is more than a robotic knee replacement cost.

      5. Type of City

        The city where you get your knee joint replacement surgery also impacts your surgery cost. For instance, the total knee replacement cost in New Delhi will be more than the surgery in Vishakhapatnam because Delhi is a tier 1 city with higher medical infrastructure costs.

      6. Type of Hospital

        The type of hospital where your knee transplant surgery is performed also affects the cost of the surgery. For instance, a knee surgery conducted in a private hospital will cost more than a government hospital in the same city.

      7. Surgeon’s Expertise

        The surgeon operating on your knee also impacts your knee surgery cost. Surgeons with higher expertise charge a higher fee than those with lower experience and reputation.

      8. Duration of Hospital Stay

        The duration of your stay in the hospital determines the cost of your knee surgery. The longer you stay in the hospital, the more will be your knee transplant cost.

      9. Knee Operation Care

        In most cases, knee replacement surgery is followed by post-operation care that involves physiotherapy, diagnostic tests, etc. The longer the post-operation care goes on, the more will be the surgery cost.

      Does Health Insurance Cover Knee Replacement Surgery Cost in India?

      Yes.

      All health insurance plans cover the cost of a knee replacement surgery. It provides coverage for the medical expenses incurred on the hospital room, diagnostic tests, surgeon’s skills, medicines, consumables, etc. Moreover, pre-hospitalization and post-hospitalization expenses are also covered by health plans in India. 

      However, most health insurance plans provide coverage for knee joint replacement surgery after a waiting period of 2 to 4 years. This means you can claim knee replacement surgery expenses after serving the waiting period. 

      Moreover, if your knee injury or arthritis was detected before buying the health policy, then it will be considered as a pre-existing disease. In this case, the insurance company will pay for your knee operation cost after a waiting period of 2 to 4 years.

      How to Care After a Knee Replacement Surgery?

      Given below are the tips to care after a knee replacement surgery:

      • Ice your knee for 20 minutes several times a day to reduce pain and swelling
      • Keep your knee above the level of the heart by using cushions, pillows or footstool
      • Keep your stitched area clean and covered
      • Do exercises suggested by your surgeon during the recovery period
      • Take physical therapy from a professional therapist after your surgery to move safely

      FAQs

      book-home-visit
      Search
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      26 Sep 2024

      Can You Get Maternity Insurance If Already...

      Pregnancy is one of the most beautiful phases of a woman’s life

      Read more
      12 Aug 2024

      Moratorium Period in Health Insurance

      Getting a health insurance claim accepted for pre-existing

      Read more
      30 Jul 2024

      Is Dengue Covered by SBI Health Insurance?

      Dengue, a common vector-borne disease, causes high fever, severe

      Read more
      30 Jul 2024

      Is Dengue Covered by Reliance Health Insurance?

      Dengue fever can negatively impact you physically and financially

      Read more
      29 Jul 2024

      Modern Treatments in Health Insurance

      Modern treatments have transformed the healthcare industry with

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      10 New IRDAI Health Insurance Guidelines in 2024

      Health insurance penetration in India is far lower than it should be. A significant chunk of the Indian population

      Read more

      PMJAY: 10 Major Benefits of Ayushman Bharat Yojana

      Ayushman Bharat Yojana, or Pradhan Mantri Jan Arogya Yojana (PMJAY), was launched by Prime Minister Shri Narendra

      Read more

      Does Health Insurance Provide Coverage for LASIK...

      A vast majority of the Indian population is suffering from vision problems. For some of them, LASIK eye surgery is

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL