Health Insurance for NRIs in Oman

Health Insurance for NRIs in Oman covers the medical expenses incurred by Non-resident Indians (NRIs) living in Oman. It offers financial coverage for planned and emergency medical expenses incurred while visiting or staying in India. In fact, some plans also cover medical costs incurred abroad, including Oman.

Read More

Policybazaar exclusive benefits
On ground claims support
(In 120+ cities)
Relationship manager
For every customer
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
0%
Get worldwide coverage and save upto 75%**

Select members you want to insure

  • More Members
  • Back
    Continue
    By clicking on “Continue”, you agree to our Privacy Policy and Terms of use
    Maximum child sum can be 4
    This will help us calculate the premium & discounts for your family
    Previous step
    Continue
    This will help us to find the network of Cashless Hospitals in your city

      Popular Cities

      Previous step
      Continue
      Get to plans directly next time you visit us
      Please provide your active international number
      Previous step
      Continue
      We will find you the plans that cover your condition.

      Do any member(s) have any existing illnesses for which they take regular medication?

      Get updates on WhatsApp

      Previous step

      When did you recover from Covid-19?

      Some plans are available only after a certain time

      Previous step

      Can NRIs in Oman Buy Health Insurance Plans in India?

      Yes.

      All NRIs based in Oman can purchase health insurance from an insurance provider in India. They can buy a medical insurance policy for themselves and their families regardless of being in India or Oman. However, they do need to submit relevant documents to prove their Indian citizenship, which includes the latest IT returns, address proof, etc.

      Why NRIs in Oman Should Buy Health Insurance from India?

      Check out some of the reasons why Oman-based NRIs should buy health insurance from India:

      1. Lower Premiums

        Health insurance premiums in India are much lower than in Oman. This is because healthcare facilities are costly in Oman and pose a greater liability to the insurance company. As a result, the insurer charges a higher premium. Hence, NRIs in Oman should prefer buying health insurance from India than Oman to save their money.

      2. GST Refund

        NRIs who pay taxes abroad are not required to pay a GST of 18% while buying health insurance in India. In case NRIs in Oman have paid the GST as part of their health insurance premium, they can get a full refund from the Indian insurer if the annual policy was purchased from an NRE account. But to get a refund, they need to submit a declaration, TRC and 6 months bank statement of the NRE account to the insurance company.

      3. More Plan Options

        In India, over 20 insurers registered with the IRDAI offer multiple health insurance designed to meet the medical requirements of different individuals. So, if NRIs in Oman decide to buy health insurance from India, they can choose from a wide variety of plan options and get the desired coverage.

      4. Global Coverage

        Most insurance companies in India offer global health insurance plans that cover overseas expenses incurred on hospitalization, day care procedures and maternity. Thus, by buying health insurance from India, they can ensure medical coverage in India as well as abroad.

      Buy NRI Health Insurance in other Countries
      Show more countries

      How to Buy Health Insurance for NRIs in Oman?

      Here is a step-by-step procedure that Oman-based NRIs can follow to buy health insurance from India:

      Step 1: Log on to Policybazaar’s website and select ‘Health Insurance’

      Step 2: Choose your gender and write your full name

      Step 3: Select the family members you want to add to your policy and enter their age

      Step 4: Write your city of residence in India or the pin code

      Step 5: Select ‘+968’ as the country code for Oman and enter your overseas contact number

      Step 6: Pick the desired option providing details of your and your family’s pre-existing diseases

      Step 7: Choose the health insurance plan you want to buy and pay the premium price online

      Step 8: The insurance company will issue the health policy to the Oman-based NRI.

      book-home-visit
      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

      Health insurance Articles

      • Recent Article
      • Popular Articles
      10 Jan 2025

      Benefits of Health Insurance

      In today's fast-paced world, changing lifestyles have led to a

      Read more
      10 Jan 2025

      Human Metapneumovirus (HMPV): All You Need to Know

      The world experienced a crisis of a lifetime in 2020, with the

      Read more
      30 Dec 2024

      Importance of Health Card

      A health card is an important component of your medical insurance

      Read more
      17 Dec 2024

      How to File a Claim for Maternity Health...

      Maternity insurance is one of the best investments married couples

      Read more
      03 Dec 2024

      Health Insurance Checklist

      Health insurance is a crucial investment you can make to secure

      Read more

      Best Health Insurance Plans for Senior Citizens

      Senior citizens are the most prone to diseases. Considering the medical inflation in India, buying health insurance

      Read more

      How to Apply for Ayushman Bharat Pradhan Mantri...

      Ayushman Bharat Yojana is a flagship health insurance scheme launched by the Government of India to offer universal

      Read more

      Zero Waiting Period in Health Insurance Plans

      Every medical insurance plan comes with a few terms & conditions, and the waiting period is one of them. A

      Read more

      How to Cancel Your Health Insurance Policy &...

      Having a health insurance policy is not a choice but a necessity today. It ensures the right health coverage for you

      Read more

      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

      © Copyright 2008-2024 policybazaar.com. All Rights Reserved.

      top
      Close
      Download the Policybazaar app
      to manage all your insurance needs.
      INSTALL