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Differences Between ABHA Card and Ayushman Card
In India, health initiatives, like the Ayushman Bharat Health Account (ABHA) card and the Ayushman Bharat card, have been introduced to improve healthcare accessibility and affordability. While both these cards fall under the Ayushman Bharat Yojana, their purposes differ. Let us have an in-depth look at what each of these cards provides and how they differ from each other.
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- Differences Between ABHA Card and Ayushman Card
About the ABHA Health Card
The ABHA health card was launched in 2021 as part of the Ayushman Bharat Digital Mission (ABDM) to streamline health records in India through digitalisation. It contains a unique 14-digit identification number that is linked to the Aadhaar number of the cardholder. With this digital ID, people have a consolidated, accessible, and secure way of storing their health records that can be shared with authorised healthcare providers.
Key Features of ABHA Health Card
The following are the key features of the ABHA Health card:
- The ABHA card provides a unique 14-digit identification number for easy access and retrieval of health records.
- It securely stores personal health records, which can be accessed and shared with healthcare providers as needed.
- It enables easier booking of appointments and registrations at hospitals using the ABHA number.
- It offers a consolidated view of medical history, helping in accurate diagnosis.
About the Ayushman Bharat Card
The Ayushman Bharat card was launched by the Government of India in 2018 as part of the Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), which is the largest healthcare coverage program in the country. It provides financial protection against healthcare costs by offering annual medical insurance worth ₹5 lakh per family. Besides, it provides beneficiaries access to healthcare services at both public and private hospitals nationwide.
Key Features of Ayushman Bharat Card
Listed below are the main features of an Ayushman Bharat card:
- It offers a health insurance cover of up to ₹5 lakh per family annually for secondary and tertiary hospitalisation.
- It is accepted at empanelled public and private hospitals across India.
- It allows patients to avail of cashless treatments without making upfront payments.
- It covers about 1949 medical procedures and treatments.
Key Differences Between ABHA Health Card and Ayushman Card
Check out the key differences between an ABHA health card and an Ayushman card below:
| Categories | ABHA Card | Ayushman Card |
| Purpose | The ABHA card contains a unique digital health ID that can be used to store and access medical records online. | The Ayushman card provides health insurance coverage to eligible individuals for 1949 medical treatments. |
| Coverage | The card does not provide any health coverage. Instead, it stores personal health information. | It provides coverage of up to ₹5 lakh per family per year for hospitalisation expenses. |
| Eligibility | Any Indian citizen can apply for an ABHA card. | Only economically weaker sections identified by the SECC 2011 data are eligible for the Ayushman card. |
| Benefits | It enables centralised access to health data and easy sharing with healthcare professionals and providers. | This card offers cashless treatment at empanelled hospitals, covering the hospitalisation costs of eligible families. |
| Issuing Authority | The Ministry of Health and Family Welfare in India issues the ABHA card. | The National Health Authority (NHA) in India issues the Ayushman card. |
| Income Group | This card is available to people from any income group. | Ayushman card is available to people from low-income groups. |
Check Out Other Government Health Insurance Plans
FAQs
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Q1. Are the Ayushman card and ABHA card the same?
Ans: No, the Ayushman card and ABHA health card are different. The Ayushman card provides health insurance coverage for eligible families under the Ayushman Bharat Yojana. On the other hand, the ABHA health card focuses on creating a digital health record of all Indian citizens, which allows them to easily access their health history online.
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Q2. Is an ABHA card mandatory?
Ans: No, an ABHA card is not mandatory. It is optional and available to those who want to keep their health records in a digital format for easy access.
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Q3. Is Ayushman Bharat only for the poor?
Ans: Yes, the Ayushman Bharat scheme primarily targets low-income families and is designed to help people living below the poverty line.
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Q4. What is the claim limit under the Ayushman card?
Ans: The claim limit under the Ayushman Bharat scheme is ₹5 lakh per family per year.
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