Aditya Birla Launches New Health Plan for Healthy & Active People

Aditya Birla Health Insurance has introduced Activ Fit - a new health insurance plan designed especially for healthy and physically active people. This comprehensive plan rewards customers for their good health & an active lifestyle and comes with many health and wellness benefits.

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      Unique Offerings of Aditya Birla Activ Fit Plan

      The newly-launched Aditya Birla Activ Fit plan offers a direct 10% discount to healthy people at the time of buying. The applicants are required to undergo a health risk assessment along with a unique facial scan to become eligible for this discount.

      In addition, people who lead a healthy lifestyle will also be rewarded with up to 50% HealthReturnsTM. These returns can be accumulated over time to avail monetary benefits like a discount on renewal premiums to paying medical bills, diagnostic tests, etc.

      Moreover, the plan also comes with a 100% Binge Refill benefit that restores the sum insured amount in case the original amount gets exhausted or is insufficient for a claim. The restored sum insured amount can be used to cover any illness or injury making it an attractive feature.

      Besides, people who buy the Activ Fit plan before the age of 35 years will be eligible for the Early Bird Discount at renewal. They will get a 5% discount on renewal premiums from the 4th policy year to the 7th year and a 10% discount from the 8th policy year onwards.

      All in One Health Insurance Solution

      Apart from the above-mentioned benefits, the Activ Fit plan offers coverage for in-patient treatment, modern treatment, pre-hospitalization expenses, post-hospitalization expenses, day care treatments and road ambulance cover.

      The newly-launched plan also includes HIV/AIDS & STD cover, mental care cover and maternity benefits, which includes normal & caesarean delivery expenses, newborn baby expenses, stem cell preservation costs and the newborn baby’s vaccination expenses.

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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