Relationship manager
For every customer
AYUSH Health Insurance Benefits
AYUSH is an abbreviation for Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy. It is an alternative medical treatment system that uses drugs and medicines made from natural ingredients making it easy for the body to absorb with minimal to no side effects. Many people are opting for AYUSH treatment and therefore, the IRDAI has modified its guidelines to allow health insurance companies to cover AYUSH treatment. Read on to know the benefits of AYUSH Health Insurance.
Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
Find affordable plans with up to 25% Discount**
Select members you want to insure
More Members
Maximum child sum can be 4
-
Home
-
Health Insurance
-
Articles - GHI
- AYUSH Health Insurance Benefits
Significance of AYUSH Health Insurance Services in India
The procedures and bio-medicines used under AYUSH treatment are obtained after robust research on the Ayurveda by our rishis thousands of years ago. Moreover, apart from Ayurveda, other therapies that are used under AYUSH treatment also provide medicines with minimal side effects. Even for some critical conditions, these therapies are proved very effective.
However, these therapies are backed by the ancient science of India and you may use these as supportive therapies along with mainstream treatments such as chemotherapy, dialysis, etc. In some cases, when AYUSH treatment is combined with mainstream treatment, gives remarkable results.
To support this many health insurance providers are offering AYUSH cover as a part of their health insurance plans.
Reasons to Select a Health Insurance Policy with AYUSH Cover
If you are thinking to buy a new health insurance plan for your family, yourself, or for your parents, then you must consider buying one that also offers AYUSH treatment benefits. Here are some of the reasons that make medical insurance with AYUSH covering the right choice for you:
- It is a highly effective treatment especially in managing health and non-surgical or non-invasive treatments. So, if you have a minor or persistent health issue, AYUSH can be a good choice for you.
- The AYUSH treatment cost is very low when it is compared to the cost of mainstream medical treatment. There are many reasons behind this but one of the major reasons is the low licensing and patenting costs.
- Being traditional treatment, finding an AYUSH practitioner in remote areas, where no big hospitals available, is very easy.
- These treatments are highly effective for elderly people. This is because with old age, the capacity of the human body to withstand the rigor the mainstream medical treatment also goes down. Under such conditions, a milder treatment approach with milder medicines is suitable for many people. Since the medicines under AYUSH treatment are milder so, it is better suited for older people.
- AYUSH treatment works well for lifestyle disease, which is the most common problem of the current time with people of all age groups. Due to sitting jobs, people are suffering from back pain, obesity, etc. and AYUSH treatment is good in dealing with all these issues.
- Another reason for selecting AYUSH treatment as an option is its facility of covering a vast array of treatment choices. These are simple yet effective treatments for mild health issues. Moreover, sometimes these treatments at an early stage of some critical diseases have also shown successful results.
AYUSH Treatment in Healthcare Services Today
To bring more light to the treatments that come under AYUSH, the Indian government in 2014, has formed the Ministry of AYUSH and then brought the National Board of Hospitals (NABH) to start quality health standards for those hospitals that are offering AYUSH treatment also.
Currently, more than 50 hospitals across India are offering AYUSH treatment.
The Impact of Including AYUSH Treatment in Health Insurance
In the past few years, there has been a shift in the thinking of people wherein they have started thinking about alternative treatments such as Yoga, Ayurveda, Homeopathy, etc. along with conventional treatment. For supporting this, the health insurance companies have started providing AYUSH treatment as a part of their conventional health insurance policies.
FAQs:
-
Q1. Who all can get the benefits of AYUSH?
Ans. Anyone can opt for AYUSH benefits however, for this, he/she has to talk to his/her insurance provider and ask for integrating it in his/her existing health insurance plan. Other than this, one can also purchase a senior citizen plan that provides coverage of AYUSH treatment.
-
Q2. What is not covered in an AYUSH treatment?
Ans. One is not eligible for claims if he/she is not hospitalized for at least 24 hours. Moreover, if you are getting treatment from a non-certified medical professional, then also you are not eligible for AYUSH treatment claims. An AYUSH healthcare practitioner should be accredited by the Quality Council of India of National Accreditation or Quality Council of India. The AYUSH benefits do not cover daycare treatment expenses, post and pre-hospitalization charges, or outpatient expenses while one is undergoing some alternative treatment.
-
Q3. Is it possible to get AYUSH benefits under cashless claims?
Ans. If the hospital in which you are taking treatment under AYUSH is on the list of network hospitals of your insurance provider, you can opt for a cashless facility.
Search
Health insurance companies
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Health insurance Articles
- Recent Article
- Popular Articles
17 Dec 2024
How to File a Claim for Maternity Health...
Maternity insurance is one of the best investments married couples
Read more
03 Dec 2024
Health Insurance Checklist
Health insurance is a crucial investment you can make to secure
Read more
26 Sep 2024
Can You Get Maternity Insurance If Already...
Pregnancy is one of the most beautiful phases of a woman’s life
Read more
12 Aug 2024
Moratorium Period in Health Insurance
Getting a health insurance claim accepted for pre-existing
Read more
30 Jul 2024
Is Dengue Covered by SBI Health Insurance?
Dengue, a common vector-borne disease, causes high fever, severe
Read more
*We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.
*Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.
*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.
**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.
*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.
*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases
*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases
*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.
*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.
*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.
*The values taken for effective cost calculation are indicative values and may change as per the selected plan.
*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.
*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.
*The scope of coverage may vary from plan to plan.
~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ
##On ground claim assistance is available in 114 cities
Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.
STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.
Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies
© Copyright 2008-2024 policybazaar.com. All Rights Reserved.
Insurance
Calculators
Payment Methods
Secured With
Follow us on
