List of Diseases Covered by Aditya Birla Health Insurance

What are the Various Aditya Birla Health Insurance Plans?

Aditya Birla Health Insurance plans offer comprehensive coverage to people against medical expenses arising out of hospitalization and other medical emergencies. The plans are available for purchase to individuals, senior citizens and families.

 While the plans provide coverage of up to Rs 2 crore, they also provide cashless hospitalization facilities at more than 9000 network hospitals across the country. Moreover, the Aditya Birla Health Insurance Company Limited has a 24x7 claim support team for assistance as well as an in-house claim settlement team that approves claims within two hours.

An Aditya Birla Health Insurance plan will cover you against a variety of medical expenses, including hospitalization expenses, day care expenses, ambulance charges, AYUSH treatment expenses, OPD expenses, home treatment, obesity treatment, etc., depending on the plan chosen.

Besides, you can also find customized health plans that provide coverage to certain age groups or for specific diseases, such as COVID-19, cancer, etc. Take a look at the various Aditya Birla Health Insurance plans available in the market below:

• Aditya Birla Activ Health Platinum Enhanced Plan
• Aditya Birla Activ Assure Diamond Plan
• Aditya Birla Activ Care Classic Plan
• Aditya Birla Activ Cancer Secure Plan
• Aditya Birla Activ Secure Critical Illness Plan
• Aditya Birla Activ Secure Personal Accident Plan
• Aditya Birla Activ Health Platinum Essential Plan
• Aditya Birla Activ Health Platinum Premiere Plan
• Aditya Birla Activ Care Standard Plan Plan
• Aditya Birla Activ Care Premier Plan
• Aditya Birla Arogya Sanjeevani Plan
• Aditya Birla Corona Kavach Plan
• Aditya Birla Activ Secure Hospital Cash Plan
• Aditya Birla Corona Rakshak Plan

Which Diseases Are Covered by Aditya Birla Health Insurance Plans?

Health insurance plans by Aditya Birla Health Insurance Company covers an array of diseases depending on the type of plan. Given below are some of the diseases covered by the various Aditya Birla Health Insurance plans:

1. Cancer - Cancer is a life-threatening disease that occurs due to abnormal growth in any part of the body, such as skin, blood, lung, breast, etc. The treatment of cancer carries on for a long time and hence, is really expensive. However, the Aditya Birla Activ Cancer Secure plan provides a lump sum amount on the diagnosis of the disease to cover the treatment cost.

2. COVID-19 – COVID-19 or the coronavirus disease is a highly contagious disease that can lead to severe health problems, such as pneumonia, multiple organ failure, etc. As a result, COVID-19 can get expensive to treat. Although all Aditya Birla health insurance plans offer coverage for COVID-19, the insurance company also offers the customized Aditya Birla Corona Kavach plan to cover the treatment cost for COVID-19.

3. Critical Illnesses – Critical illness refers to certain life-threatening diseases that can arise due to poor lifestyle, hereditary and other reasons. Such diseases usually involve prolonged treatment and hence, can get expensive. But if you have an Aditya Birla Activ Secure Critical Illness plan, you can get financial support to pay for the treatment cost of critical diseases, such as paralysis, cancer, open-heart surgery, etc.

4. Mental Illnesses – Mental illnesses are those health conditions that widely impacts a person’s behaviour, mood and thinking. Mental diseases, such as schizophrenia, depression, dementia, etc., may take a long time to treat and therefore, can be costly. However, the Aditya Birla Activ Health Platinum Enhanced plan provides coverage for the treatment cost of mental illnesses.

5. Cataract – Cataract is an eye disease, which mostly affects elderly people. It clouds the eye lens of a person obstructing their eyesight and ultimately, leading to blindness. Cataracts can be cured with the help of a surgery that can cost lakhs of rupees. However, multiple Aditya Birla health insurance plans, including the Arogya Sanjeevani plan, offer coverage for cataract surgery after a waiting period of 2 months.

6. Diabetes – Diabetes is a common disease that can lead to life-threatening conditions, such as kidney failure, stroke, heart attack, etc. It occurs when the blood sugar levels go beyond the normal level and regular treatment is required to keep the sugar level in check. But if you have the Aditya Birla Activ Health Platinum Enhanced plan, you do not have to worry about the treatment cost of diabetes.

7. Heart Diseases – Heart diseases can occur if your heart is not functioning normally. It can arise out of a poor lifestyle and can take a long time to cure. With the Aditya Birla Activ Secure Critical Illness plan and Aditya Birla Activ Health Platinum Enhanced plan, you can avail financial coverage for the treatment of multiple heart diseases.

How Can You Buy an Aditya Birla Health Insurance Plan Online?

The procedure to buy an Aditya Birla Health Insurance policy online is very easy. Just follow the steps given below to purchase Aditya Birla health insurance online on Policybazaar.com:

• Go to the official website of Policybazaar Insurance Broker Private Limited
• Click on the ‘Health Insurance’ option
• Enter your gender and your personal details
• Choose the people who need to be covered under the policy
• Fill in the age of the eldest adult member and child, if applicable
• Enter your city and provide details of any medical history
• The details of several Aditya Birla Health Insurance plans will be displayed.
• Choose the plan to be purchased and pay its premium online
• Your policy will be issued within two minutes

Summing It Up

Aditya Birla Health Insurance plans come with higher sum insured and wider coverage to deal with varied health needs of the people.

In case you are looking to buy health insurance for the above-mentioned diseases, you can consider buying an Aditya Birla Health Insurance plan. Moreover, you must remember to compare various health insurance plans online before