List of Diseases Covered by Niva Bupa Health Insurance

What are the Various Niva Bupa Health Insurance Plans?

Niva Bupa health insurance plans provide expansive medical coverage to the insured against the emergency and planned medical expenses. They cover you against an array of medical expenses arising out of hospitalization, ambulance service, pre-post hospitalization consultations/ investigations, day care procedures, AYUSH treatment, OPD consultations, maternity expenses, etc. The plans are available for a sum insured ranging from ₹50,000 to ₹10 crore. Moreover, the insurance company promises to process cashless claims within 30 minutes.

The health insurance plans by Niva Bupa Health Insurance Company Ltd. can be purchased by individuals, families as well as senior citizens. It also provides customized plans to offer coverage for a specific disease, such as COVID-19, heart diseases, cancer, etc.

Given below are the different Niva Bupa medical insurance plans:

• Niva Bupa ReAssure Health Insurance Plan
• Niva Bupa Health Companion Insurance Plan
• Niva Bupa Health Premia Insurance Plan
• Niva Bupa HeartBeat Health Insurance Plan
• Niva Bupa GoActive Health Insurance Plan
• Niva Bupa Money Saver Health Insurance Plan
• Niva Bupa SuperSaver Health Insurance Plan
• Niva Bupa Senior First Health Insurance Plan
• Niva Bupa Health Recharge Insurance Plan
• Niva Bupa Health Pulse Insurance Plan
• Niva Bupa Personal Accident Insurance Plan
• Niva Bupa CritiCare Insurance Plan
• Niva Bupa Arogya Sanjeevani Plan
• Niva Bupa Corona Kavach Plan
• Niva Bupa Saral Suraksha Bima
• Niva Bupa Aspire Health Insurance Plan
• Niva Bupa Elixir Insurance Plan
• Niva Bupa Empower Health Plan
• Niva Bupa Everyday Health Insurance Plan
• Niva Bupa Health Assurance Insurance Plan
• Niva Bupa Health Multiplier Insurance Plan
• Niva Bupa Health+ Insurance Plan
• Niva Bupa Oocyte Guard Insurance Plan
• Niva Bupa Quick Health Insurance Plan
• Niva Bupa ReAssure 2.0 Health Insurance Plan
• Niva Bupa SurroGuard Health Insurance Plan
• Niva Bupa Swasthya Suraksha Plan
• Niva Bupa Xpress Health Plan

Which Diseases Are Covered by Niva Bupa Health Insurance Plans?

Niva Bupa mediclaim plans provide coverage for the following diseases:

1. COVID-19 - COVID-19 is a recently discovered strain of the SARS-CoV-2 virus, commonly referred to as the coronavirus. The disease is highly contagious and can lead to severe health conditions that can be fatal. As a result, their treatment can get expensive. But if you have a Niva Bupa Corona Kavach plan, your treatment expenses will be covered by the insurance company. In fact, most of the Niva Bupa health insurance plans cover the treatment cost of coronavirus disease.
2. Cancer - Cancer is a deadly disease that results due to abnormal growth in the body cells. It can occur in any part of the body and is expensive to treat. However, the Niva Bupa Criticare insurance plan will pay you a lump sum amount if you are diagnosed with cancer during the policy period.
3. HIV AIDS - HIV AIDS is a chronic disease caused by a virus that plagues the body's ability to fight infections. The disease can be life-threatening and thus, is costly to treat. But the Niva Bupa Health Premia, Heartbeat, Super Saver and Health Pulse plans can provide you with financial assistance as it provides coverage for the treatment of HIV AIDS
4. Mental Disorder -Mental disorders refer to diseases that impact a person's mood, thinking and behaviour. The treatment of mental disorders can be long-term and expensive. However, if you have a Niva Bupa Health Premia, Heartbeat, Super Saver or Health Pulse plan, you do not have to worry about the treatment cost.
5. Heart Ailments -Heart diseases have become extremely common in India due to the poor lifestyle of the people. Since heart diseases are life-threatening, their treatments are very costly. But if you have a Niva Bupa CritiCare insurance policy, the insurance company will pay for your treatment expenses.
6. Critical Illnesses - Critical illnesses refer to those life-threatening diseases that develop over time due to hereditary reasons or a poor lifestyle. The treatment of a critical illness can be financially draining. However, the Niva Bupa CritiCare insurance plan provides coverage for 20 critical illnesses. Moreover, critical illness cover is available as an optional cover under the Niva Bupa Health Premia, Heartbeat and Health Pulse plans.
7. Diabetes - Diabetes is a lifestyle disorder that occurs when there is an abnormality in the blood sugar level of the body. The disease involves a regular and long-term treatment, which can evaporate your savings in no time. But if you have a Niva Bupa health insurance policy, you do not have to worry about paying for the treatment cost.
8. Cataract - Cataract is a common eye disease that occurs due to the clouding of the eye lens. It is common amongst elderly people and can be treated with expensive surgery. However, Niva Bupa medical plans provide coverage for cataract surgery and prevent you from losing your savings.
9. Arthritis - Arthritis is a disease caused due to tenderness or swelling of the joint. The disease mostly affects the elderly and may require expensive joint replacement surgery. But if you have Niva Bupa health insurance, your insurance company will pay for the surgery cost.

How Can You Buy a Niva Bupa Health Insurance Plan Online?

To buy a Niva Bupa health insurance online, follow the steps given below:

Step 1: Go to Policybazaar.com and tap on the ‘Health Insurance' icon.

Step 2: Choose your gender and the people to be covered under the policy and enter the age of each member.

Step 3: Select your city of residence and input requested details like your name and contact number.

Step 4: Provide details of medical history of you and your family.

Step 5: Select the suitable Niva Bupa health insurance plan and enter the necessary details.

Step 6: Review the coverage and pay the premium online.

Step 7: Your Niva Bupa mediclaim policy will be issued within a few minutes.

Summing It Up

Niva Bupa health plans are popular amongst people for their comprehensive coverage and efficient after-sales services. Moreover, they provide coverage for the above-mentioned diseases along with several other diseases and medical procedures. In case you are thinking of buying a Niva Bupa medical insurance policy, make sure to compare different plans online to find the most suitable plan for yourself and your family.