*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply *Tax benefit is subject to changes in tax laws. Standard T&C Apply
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Compare Care Freedom vs Niva Bupa (Formerly known as Max Bupa) Health ReAssure
Care Freedom
Starting from
Health ReAssure
Starting from
PS - The plans and premiums are for ₹5 Lakh Sum insured for 1 Adult of 21 Years for Delhi city.
Top Features
Room rent limit
Shared room
Any category
Restoration of cover
Rs 5 lakh once in a year; for unrelated illness
Rs 5 lakh unlimited times in a year; both related and unrelated illness
Renewal Bonus
Not available in this plan
Rs 2.5 lakh per year and up to a maximum of additional Rs 5 lakh. In case of a claim, your renewal bonus will reduce by Rs 2.5 lakhRead More...
Free health checkup
Once every year for all insured members (adults)
Available once every policy year for all the insured member who are of 18 years or above, starting from day 1, for tests selected from the approved list. Up to Rs. 500 for each Rs. 1 Lac of Base Sum Insured (Individual: Max Rs. 5,000 per person. Family Floater: Max Rs. 10,000 per policy).Read More...
Co-pay
70% paid by the insurer
100% paid by the insurer
Existing Illness cover
2 years
3 Years
Initial Waiting Period
30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policiesRead More...
30 days; except claims arising due to an accident, provided the same are covered. This is standard in the industry across all insurance policiesRead More...
Specific Illness cover
24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordingsRead More...
24 months; for slow growing diseases like knee replacement, hernia, cataract etc. See full list of diseases mentioned in policy wordingsRead More...
Maternity cover
Cover from day 1 for with discount up to Rs 25,000 as a part of care health discount connect program on selected cities and hospitals only under value added services. This benefit is not available on non - annual payment mode (Refer maternity network list for T&C)Read More...
Not available in this plan
New Born Baby cover
Not Available with this plan
Not Available
Baby Addition to Policy
Not Available with this plan
Not Available
Pre and Post Natal benefit
Not available with this plan
Not Available
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