Royal Sundaram Health Insurance vs SBI Health Insurance

Royal Sundaram and SBI offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Royal Sundaram offers cashless hospitalization at 20119 network hospitals, SBI comes with 16881 network hospitals.

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      Royal Sundaram Health Insurance
      Starting ₹280/month
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      SBI Health Insurance
      Starting ₹588/month
      View plans
      Average rating
      4.3/5 (71 Reviews)
      4.3/5 (68 Reviews)
      Number of health insurance plans and add-ons
      5 plans
      1 plans
      Sum insured
      Up to ₹1.5 Cr
      Up to ₹45 Lakh
      Network hospitals
      20119+
      16881+
      Claim ratio
      96.00%
      95.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 4 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      OPD Coverage is available as per limit in Brochure only for Consultation
      Maternity
      Available as an optional cover
      Upto ₹30 lakh
      Day care treatment
      All day-care treatments are covered up to the sum insured
      537 listed day care treatments
      Wellness benefits
      Not Covered
      Not Covered
      Waiting period
      Covered after 2 years
      Covered after 4 years
      Discount on renewal
      Global coverage
      Covered upto ₹20 lakh per year excluding us and canada
      Top selling plans
      Arogya Sanjeevani, Lifeline Supreme
      Arogra Supreme
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
      Royal Sundaram vs Aditya BirlaRoyal Sundaram vs Bajaj AllianzRoyal Sundaram vs Care HealthRoyal Sundaram vs Cholamandalam MSRoyal Sundaram vs ManipalCignaRoyal Sundaram vs ZUNO Health Insurance
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      SBI General vs Aditya BirlaSBI General vs Bajaj AllianzSBI General vs Care HealthSBI General vs Cholamandalam MSSBI General vs ManipalCignaSBI General vs ZUNO Health Insurance
      SBI General vs Future GeneraliSBI General vs Go DigitSBI General vs HDFC ERGOSBI General vs Liberty GeneralSBI General vs Magma HDISBI General vs New India AssuranceSBI General vs Niva BupaSBI General vs OrientalSBI General vs Raheja QBESBI General vs RelianceSBI General vs Star HealthSBI General vs TATA AIG
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