Niva Bupa Health Insurance vs Tata AIG Health Insurance

Niva Bupa and Tata AIG offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Niva Bupa offers cashless hospitalization at 10770 network hospitals, Tata AIG comes with 12101 network hospitals.

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      Niva Bupa Health Insurance
      Starting ₹380/month
      View plans
      editEdit
      Tata AIG Health Insurance
      Starting ₹350/month
      View plans
      Average rating
      4.7/5 (160 Reviews)
      4.6/5 (39 Reviews)
      Number of health insurance plans and add-ons
      34 plans
      6 plans
      Sum insured
      Up to ₹3 Cr
      Up to ₹2 Cr
      Network hospitals
      10770+
      12101+
      Claim ratio
      100.00%
      100.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Covered upto ₹1 Cr
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,500 per year
      Upto Rs 20,000 for general treatment and upto Rs 25,000 for dental treatment; After 2 years
      Maternity
      Covered upto ₹2 lakh
      Upto ₹50,000; upto ₹60,000 in case of girl child birth
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 30% discount on renewal premium for base policy
      Not Covered
      Waiting period
      Covered after 2 years
      Covered after 2 years
      Discount on renewal
      Upto 30% discount on renewal premium for base policy
      Global coverage
      Covered upto ₹30 lakh per insured person
      Covered upto ₹50 lakh per year
      Top selling plans
      Health ReAssure, Health Recharge, Health Companion
      Medicare, Medicare Premier
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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