HDFC ERGO Health Insurance vs Star Health Insurance

HDFC ERGO and Star offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While HDFC ERGO offers cashless hospitalization at 12725 network hospitals, Star comes with 13456 network hospitals.

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      HDFC ERGO Health Insurance
      Starting ₹840/month
      View plans
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      Star Health Insurance
      Starting ₹451/month
      View plans
      Average rating
      5/5 (3 Reviews)
      4.6/5 (181 Reviews)
      Number of health insurance plans and add-ons
      2 plans
      18 plans
      Sum insured
      Up to ₹2 Cr
      Up to ₹100 Cr
      Network hospitals
      12725+
      13456+
      Claim ratio
      98.50%
      99.10%
      Preventive health check-up
      Not Covered
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 1 years
      No claim bonus
      Max
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      Upto ₹10,000 per Year
      Maternity
      Covered upto ₹1.5 lakh
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day care treatments
      Wellness benefits
      Upto 20% discount on renewal premium
      Waiting period
      Covered after 1 years
      Discount on renewal
      Upto 20% discount on renewal premium
      Global coverage
      Top selling plans
      Women Care, Star Comprehensive, Young Star
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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