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HDFC ERGO Health Insurance vs SBI Health Insurance
HDFC ERGO and SBI offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While HDFC ERGO offers cashless hospitalization at 13112 network hospitals, SBI comes with 17190 network hospitals.
Policybazaar exclusive benefits
30 minutes claim support##
(In 120+ cities)
24*7 claims assistance
In 30 mins. guaranteed*
Instant policy issuance
No medical tests~
People trust Policybazaar^
7.7 crore
Registered consumers
50
Insurance partners
4.2 crore
Policies sold
Policybazaar is one of India's leading digital insurance platform
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Maximum child sum can be 4
EditHDFC ERGO Health Insurance
Starting ₹840/month
EditSBI Health Insurance
Starting ₹588/month
Average rating
Number of health insurance plans and add-ons
2 plans
1 plans
Sum insured
Up to ₹2 Cr
Up to ₹45 Lakh
Network hospitals
13112+
17190+
Claim ratio
98.50%
95.00%
Preventive health check-up
Not Covered
Free health checkup
Room rent limit
Any category
Any category
Existing illness cover
Covered after 3 years
Covered after 4 years
No claim bonus
Max
Not Covered
View complete comparison
PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.
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