HDFC ERGO Health Insurance vs SBI Health Insurance

HDFC ERGO and SBI offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While HDFC ERGO offers cashless hospitalization at 12725 network hospitals, SBI comes with 16899 network hospitals.

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      HDFC ERGO Health Insurance
      Starting ₹840/month
      View plans
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      SBI Health Insurance
      Starting ₹588/month
      View plans
      Average rating
      5/5 (3 Reviews)
      4.3/5 (68 Reviews)
      Number of health insurance plans and add-ons
      2 plans
      1 plans
      Sum insured
      Up to ₹2 Cr
      Up to ₹45 Lakh
      Network hospitals
      12725+
      16899+
      Claim ratio
      98.50%
      95.00%
      Preventive health check-up
      Not Covered
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 4 years
      No claim bonus
      Max
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      OPD Coverage is available as per limit in Brochure only for Consultation
      Maternity
      Upto ₹30 lakh
      Day care treatment
      All day-care treatments are covered up to the sum insured
      537 listed day care treatments
      Wellness benefits
      Not Covered
      Waiting period
      Covered after 4 years
      Discount on renewal
      Global coverage
      Top selling plans
      Arogra Supreme
      View plans
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      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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