DIGIT Health Insurance vs Liberty General Health Insurance

DIGIT and Liberty General offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While DIGIT offers cashless hospitalization at 9023 network hospitals, Liberty General comes with 2906 network hospitals.

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      DIGIT Health Insurance
      Starting ₹276/month
      View plans
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      Liberty General Health Insurance
      Starting ₹381/month
      View plans
      Average rating
      4.1/5 (21 Reviews)
      4.3/5 (22 Reviews)
      Number of health insurance plans and add-ons
      5 plans
      1 plans
      Sum insured
      Up to ₹1 Cr
      Up to ₹1.1 Cr
      Network hospitals
      9023+
      2906+
      Claim ratio
      96.10%
      97.30%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 2 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Not Covered
      Not Covered
      Maternity
      Not Covered
      Not Covered
      Day care treatment
      All day-care treatments are covered up to the sum insured
      405 listed day care treatments
      Wellness benefits
      Not Covered
      Not Covered
      Waiting period
      Covered after 3 years
      Covered after 2 years
      Discount on renewal
      Global coverage
      Top selling plans
      Untimate Option, Super Care
      Basic, Elite
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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