Bajaj Allianz Health Insurance vs SBI Health Insurance

Bajaj Allianz and SBI offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Bajaj Allianz offers cashless hospitalization at 12220 network hospitals, SBI comes with 17263 network hospitals.

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      Bajaj Allianz Health Insurance
      Starting ₹382/month
      View plans
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      SBI Health Insurance
      Starting ₹588/month
      View plans
      Average rating
      4.3/5 (64 Reviews)
      4.3/5 (68 Reviews)
      Number of health insurance plans and add-ons
      1 plans
      1 plans
      Sum insured
      Up to ₹5 Cr
      Up to ₹45 Lakh
      Network hospitals
      12220+
      17263+
      Claim ratio
      100.00%
      95.00%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Single private a/c room
      Any category
      Existing illness cover
      Covered after 3 years
      Covered after 4 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Available as an optional cover
      OPD Coverage is available as per limit in Brochure only for Consultation
      Maternity
      Upto ₹25,000
      Upto ₹30 lakh
      Day care treatment
      All day-care treatments are covered up to the sum insured
      537 listed day care treatments
      Wellness benefits
      Upto 12.5% wellness discount on renewal
      Not Covered
      Waiting period
      Covered after 3 years
      Covered after 4 years
      Discount on renewal
      Upto 12.5% wellness discount on renewal
      Global coverage
      Top selling plans
      Health Guard
      Arogra Supreme
      View plans
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      View complete comparison

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