Aditya Birla Health Insurance vs Oriental Health Insurance

Aditya Birla and Oriental offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Aditya Birla offers cashless hospitalization at 12354 network hospitals, Oriental comes with 2774 network hospitals.

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      Aditya Birla Health Insurance
      Starting ₹447/month
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      Oriental Health Insurance
      Starting ₹468/month
      View plans
      Average rating
      4.5/5 (45 Reviews)
      4.5/5 (21 Reviews)
      Number of health insurance plans and add-ons
      29 plans
      2 plans
      Sum insured
      Up to ₹6 Cr
      Up to ₹1 Cr
      Network hospitals
      12354+
      2774+
      Claim ratio
      99.40%
      90.20%
      Preventive health check-up
      Free health checkup
      Free health checkup
      Room rent limit
      Any category
      Single private a/c room
      Existing illness cover
      Covered after 2 years
      Covered after 4 years
      No claim bonus
      Not Covered
      Not Covered
      Online discount
      OPD coverage
      Covered upto ₹2,650 per year for asthma
      Not Covered
      Maternity
      Up to ₹50,000 as a maternity sum insured with fixed benefit coverage
      Upto ₹50,000
      Day care treatment
      All day-care treatments are covered up to the sum insured
      116 listed day care treatments
      Wellness benefits
      Upto 100% discount on renewal premium
      Not Covered
      Waiting period
      Covered after 2 years
      Covered after 4 years
      Discount on renewal
      Upto 100% discount on renewal premium
      Global coverage
      Emergency Evacuation world-wide are Covered upto ₹2 Cr per year
      Top selling plans
      Actv Health, Activ Assure Diamond
      Individual Mediclaim Policy
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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