Aditya Birla Health Insurance vs HDFC ERGO Health Insurance

Aditya Birla and HDFC ERGO offer a variety of medical insurance plans to individuals and families. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. While Aditya Birla offers cashless hospitalization at 12536 network hospitals, HDFC ERGO comes with 13301 network hospitals.

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      Aditya Birla Health Insurance
      Starting ₹447/month
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      HDFC ERGO Health Insurance
      Starting ₹617/month
      View plans
      Average rating
      4.5/5 (45 Reviews)
      5/5 (3 Reviews)
      Number of health insurance plans and add-ons
      30 plans
      3 plans
      Sum insured
      Up to ₹6 Cr
      Up to ₹2 Cr
      Network hospitals
      12536+
      13301+
      Claim ratio
      99.40%
      98.50%
      Preventive health check-up
      Free health checkup
      Not Covered
      Room rent limit
      Any category
      Any category
      Existing illness cover
      Covered after 2 years
      Covered after 3 years
      No claim bonus
      Not Covered
      Max
      Online discount
      OPD coverage
      Covered upto ₹2,650 per year for asthma
      Available as an optional cover
      Maternity
      Up to ₹50,000 as a maternity sum insured with fixed benefit coverage
      Day care treatment
      All day-care treatments are covered up to the sum insured
      All day-care treatments are covered up to the sum insured
      Wellness benefits
      Upto 100% discount on renewal premium
      Waiting period
      Covered after 2 years
      Discount on renewal
      Upto 100% discount on renewal premium
      Global coverage
      Emergency Evacuation world-wide are Covered upto ₹2 Cr per year
      Top selling plans
      Actv Health, Activ Assure Diamond
      View plans
      View plans
      View complete comparison

      PS - The above plans and premiums are for ₹5 lakh Sum insured for 1 Adult of 21 Years for Delhi city.

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      Quick Comparison with Other Insurers
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