Surgeries Covered by Royal Sundaram Health Insurance Plans

Royal Sundaram General Insurance Company offers a spectrum of comprehensive insurance policies, ensuring financial protection for various medical needs, including surgeries. With a steadfast commitment to providing peace of mind during health crises, Royal Sundaram emerges as a reliable partner in safeguarding your health and financial well-being. Let's delve into the surgeries covered by this esteemed insurer.

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      What are the Various Plans Available Under Royal Sundaram General Insurance Health Insurance?

      Tailored to suit diverse requirements, Royal Sundaram General Insurance Company offers an extensive range of health insurance plans. These plans provide comprehensive coverage for medical expenses, including surgical procedures, ensuring both health and financial well-being. 

      1. Royal Sundaram Lifeline Health Plan
      2. Royal Sundaram Family Plus Health Plan
      3. Royal Sundaram Multiplier Health Insurance Plan

      List of Surgeries Covered Under Royal Sundaram Health Insurance Plans

      Explore the list of surgeries covered under Royal Sundaram Health Insurance and safeguard your health with peace of mind.

      1. Cataract Surgery:

        Cataract surgery is a common and essential procedure aimed at restoring vision clouded by a cloudy lens, often occurring due to ageing or other factors. It involves the removal of the clouded lens and its replacement with an artificial one, leading to improved vision and quality of life for the individual. The Royal Sundaram Lifeline Health Plan stands out as an ideal choice for individuals considering cataract surgery, offering extensive coverage and peace of mind. Additionally, the Royal Sundaram Family Plus Plan and the Royal Sundaram Multiplier Health Insurance Plan also extend their coverage to include cataract surgeries, offering additional assurance to policyholders. All expenses related to cataract surgery will be covered after the end of the 2-year waiting period.

      2. Heart Surgery:

        Heart surgery encompasses various procedures aimed at treating cardiovascular conditions such as coronary artery disease, heart valve disorders, and congenital heart defects. These surgeries are critical for improving heart function, relieving symptoms, and preventing life-threatening complications. The Royal Sundaram Family Plus Health Plan emerges as an ideal choice for individuals considering heart surgery, offering extensive coverage and comprehensive support. Moreover, the Royal Sundaram Lifeline Health Plan and the Royal Sundaram Multiplier Health Insurance Plan also provide extensive coverage for heart surgeries.

      3. Joint Replacement Surgery:

        Joint replacement surgery, including procedures like knee replacement and hip replacement, is recommended for individuals suffering from severe joint pain and limited mobility due to conditions such as osteoarthritis, rheumatoid arthritis, or traumatic injury. These surgeries involve removing damaged or diseased joint surfaces and replacing them with prosthetic implants, resulting in improved joint function and reduced pain.

        The Royal Sundaram Multiplier Health Insurance Plan stands out as an ideal choice for individuals considering joint replacement surgery, offering extensive coverage and comprehensive support. Additionally, the Royal Sundaram Family Plus Health Plan and Royal Sundaram Lifeline Health Plan also ensure comprehensive coverage for such surgeries. All expenses related to joint replacement surgery will be covered after the end of the 2-year waiting period.

      4. Kidney Stone Removal Surgery:

        Kidney stone removal surgery is a common procedure performed to eliminate kidney stones, which are solid masses of mineral and salt deposits that form in the kidneys. The Royal Sundaram Lifeline Health Plan is particularly well-suited for individuals considering kidney stone removal surgery, offering extensive coverage and robust support. Moreover, the Royal Sundaram Family Plus Health Plan and the Royal Sundaram Multiplier Health Insurance Plan also offer comprehensive coverage for such surgeries. All expenses related to kidney stone removal surgery will be covered after the end of the 2-year waiting period.

      5. Organ Transplant Surgery:

        Organ Transplant Surgery is a life-saving procedure performed to replace a failing or damaged organ with a healthy one from a donor. This procedure is often recommended for individuals with end-stage organ failure due to conditions such as liver cirrhosis, kidney failure, or heart failure. Organ transplantation offers the possibility of improved quality of life and extended survival for these individuals.

        The Royal Sundaram Family Plus Health Plan provides extensive coverage for organ transplant surgeries. Additionally, the Royal Sundaram Lifeline Health Plan and Royal Sundaram Multiplier Health Insurance Plan also offer robust coverage for such surgeries. All expenses related to organ transplant surgery will be covered after the end of the 90-day waiting period.

      6. Cancer Surgery:

        Cancer Surgery plays a crucial role in the treatment of various types of cancer, including removing tumours, lymph nodes, or affected tissues to eliminate cancerous cells and prevent the spread of the disease. Royal Sundaram General Insurance Company's suite of health insurance plans offers vital coverage for cancer surgery, ensuring individuals receive the necessary treatment and support.

        Among these plans, the Royal Sundaram Multiplier Health Insurance Plan stands out as an exceptional choice, providing extensive coverage for all aspects of cancer treatment, including surgery, hospitalisation, diagnostic tests, medications, and follow-up care. Additionally, the Royal Sundaram Family Plus Health Plan and Royal Sundaram Lifeline Health Plan also offer robust coverage for cancer surgeries. All expenses related to cancer surgery will be covered after the completion of the 90-day waiting period

      7. Robotic Surgery:

        Robotic Surgery, an advanced medical procedure utilising robotic technology for precision and efficiency, offers several benefits over traditional surgery, including smaller incisions, reduced blood loss, and faster recovery times. This innovative approach is used in various surgical specialities, including urology, gynaecology, and general surgery. Among these plans, the Royal Sundaram Lifeline Health Plan stands out, offering extensive coverage for surgical procedures, hospitalisation, diagnostic tests, and post-operative care. Additionally, the Royal Sundaram Family Plus Health Plan and Royal Sundaram Multiplier Health Plan also provide robust coverage for robotic surgery. All expenses related to robotic surgery will be covered after the completion of the 30-day waiting period.

      Wrapping Up: Securing Your Health and Well-being

      In today's uncertain times, ensuring your health and financial stability is paramount. Royal Sundaram General Insurance Company offers a range of comprehensive plans designed to provide financial support and extensive coverage for surgical procedures and other medical needs. By exploring these options and comparing them on trusted platforms like Policybazaar.com, you can select a plan that aligns with your healthcare requirements and budget. Invest in your health and well-being with Royal Sundaram General Insurance, safeguarding your future and that of your loved ones.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

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      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

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      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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