Surgeries Covered by Raheja QBE Health Insurance Plans

Raheja QBE General Insurance Company offers a diverse range of inclusive insurance plans, ensuring financial security for various medical needs, including surgeries. The list of medical surgeries that the insurer covers during hospitalization is explained below.

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      What are the Various Plans offered by Raheja QBE Health Insurance?

      Raheja QBE General Insurance Company offers a comprehensive selection of health insurance plans tailored to cover expensive surgical procedures.

      1. Raheja QBE Health Bharosa Plan
      2. Raheja QBE Arogya Sanjeevni Plan
      3. Raheja QBE Health QuBe Plan
      4. Raheja QBE Cancer Insurance Plan

      List of Surgeries Covered by Raheja QBE Health Insurance Plans

      Discover the surgeries covered under Raheja QBE Health Insurance plans:

      1. Cataract Surgery:

        Cataract Surgery is a common and relatively straightforward procedure aimed at restoring vision impaired by the clouding of the eye's lens. It involves the removal of the cloudy lens and its replacement with an artificial one, allowing individuals to regain clear vision and improve their quality of life.

        The Raheja QBE Health Bharosa Plan & Raheja QBE Arogya Sanjeevni Plan provide comprehensive coverage for cataract surgeries, including pre-operative consultations, surgical expenses, post-operative care, and follow-up visits.

      2. Heart Surgery:

        Heart Surgery encompasses a range of procedures performed to treat various cardiovascular conditions, such as coronary artery disease, heart valve defects, and congenital heart defects. These surgeries may involve bypass grafting, valve repair or replacement, and heart transplant, among others, depending on the specific condition and severity.

        Raheja QBE Health QuBe Plan & Raheja QBE Health Bharosa Plan offer extensive coverage for heart surgeries, including pre-operative evaluations, surgical interventions, hospitalisation expenses, and post-operative care.

      3. Joint Replacement Surgery

        Joint Replacement Surgery is a significant medical intervention aimed at relieving chronic pain and restoring mobility in individuals with severely damaged or degenerated joints, commonly caused by conditions like arthritis or injury.

        This surgery involves removing the damaged joint and replacing it with an artificial implant made of metal, plastic, or ceramic materials. Raheja QBE Arogya Sanjeevni Plan & Raheja QBE Health QuBe Plan cover joint replacement surgeries comprehensively, including expenses related to pre-operative assessments, surgical procedures, implant costs, hospitalisation, and post-operative rehabilitation.

      4. Kidney Stone Removal Surgery:

        Kidney Stone Removal Surgery is a crucial medical procedure aimed at eliminating painful kidney stones that can obstruct the urinary tract and cause severe discomfort and complications. Depending on the size and location of the stones, surgical techniques such as lithotripsy, ureteroscopy, or percutaneous nephrolithotomy may be employed to remove them effectively. Raheja QBE Health Bharosa Plan & Raheja QBE Health QuBe Plan provide comprehensive coverage for kidney stone removal surgeries, encompassing diagnostic tests, surgical interventions, hospitalisation, medications, and follow-up care.

      5. Deep Brain Stimulation Surgery:

        Deep Brain Stimulation Surgery is an advanced neurosurgical procedure used to treat movement disorders such as Parkinson's disease, essential tremor, and dystonia, as well as certain psychiatric conditions like obsessive-compulsive disorder (OCD) and major depression.

        It involves implanting electrodes into specific areas of the brain and connecting them to a neurostimulator device, which delivers electrical impulses to regulate abnormal brain activity and alleviate symptoms. Raheja QBE Arogya Sanjeevni Plan & Raheja QBE Health Bharosa Plan cover deep brain stimulation surgeries, including surgical expenses, hospitalisation, medical consultations, and device implantation costs.

      6. Cancer Surgery:

        Cancer Surgery plays a crucial role in the treatment of various types of cancer, including removing tumours, lymph nodes, or affected tissues to eliminate cancerous cells and prevent the spread of the disease. Depending on the cancer type, stage, and location, surgical procedures may be performed alone or in combination with other treatments such as chemotherapy, radiation therapy, or immunotherapy.

        Raheja QBE Cancer Insurance Plan provides comprehensive coverage for cancer surgeries, including diagnostic tests, surgical procedures, hospitalization, medications, and post-operative care.

      7. Robotic Surgery:

        Robotic Surgery is an innovative surgical approach that utilises advanced robotic systems to perform minimally invasive procedures with enhanced precision, dexterity, and control. It offers several advantages over traditional open surgery, including smaller incisions, reduced blood loss, shorter hospital stays, and faster recovery times. Raheja QBE Health Bharosa Plan & Raheja QBE Arogya Sanjeevni Plan cover robotic surgeries comprehensively, including expenses related to surgical procedures, robotic equipment usage, hospitalisation, medical consultations, and post-operative care.

      Summing It Up

      With healthcare costs on a continuous upward trajectory, particularly in surgical procedures, the necessity for a reliable health insurance plan becomes increasingly evident. Raheja QBE General Insurance Company steps in with a wide array of thoughtfully crafted plans aimed at providing financial security and extensive coverage for your medical exigencies.

      By comparing and selecting from these tailored options, available on reputable platforms like Policybazaar.com, you take proactive measures towards securing not only your health but also your financial stability.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

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