Does SBI Health Insurance Cover Dengue Treatments? Find Out Now!

Does SBI Health Insurance Cover Dengue Treatments?

Yes.

Several SBI health insurance plans cover the cost of treating dengue fever. They provide coverage for in-patient hospitalisation expenses, such as ICU charges, room rent, nursing expenses, consultation fees, etc., as well as OPD treatment costs. Moreover, they also cover pre-hospitalisation expenses, ambulance charges, and post-hospitalisation medical expenses related to dengue treatment.

The extent of dengue coverage varies across different SBI health plans. Therefore, it is crucial to check your health insurance policy document to understand the specific coverage details. Additionally, the SBI General Insurance Company covers dengue treatment expenses after a waiting period of 30 days from the policy start date.

List of SBI Health Insurance Plans Offering Dengue Treatment Cover

Dengue treatment expenses are covered under the following SBI medical insurance plans:

SBI Health Edge Insurance Plan - The SBI Health Edge Insurance plan takes care of your dengue treatment costs by offering vector-borne fixed benefit as an optional cover. In addition, it covers pre-hospitalisation medical expenses, in-patient treatment costs, emergency road ambulance charges and post-hospitalisation expenses resulting from dengue. The plan also offers outpatient treatment cover, claims safeguard benefit, hospital daily cash benefit, and healing benefit as optional covers on the payment of an additional premium.
SBI Arogya Supreme Plan - The SBI Arogya Supreme plan covers road ambulance charges, in-patient hospitalisation costs, domestic emergency assistance services, including air ambulance, and pre & post-hospitalisation costs when you are hospitalised due to dengue fever. It also pays a recovery benefit if you are admitted for more than 10 days. The plan also provides a hospital cash benefit for each day of hospitalisation as an optional cover.
SBI Super Health Insurance Plan - The SBI Super Health Insurance plan offers dengue coverage, including OPD cover, pre and post-hospitalisation medical costs, recovery benefit, emergency road ambulance charges, claims shield benefit, in-patient treatment expenses, domestic air ambulance and shared accommodation cash benefit.

Why Should You Buy SBI Health Insurance for Dengue Coverage?

Here are a few reasons why having an SBI health insurance plan for dengue coverage is essential:

Lowering Financial Burden - By covering significant portions of your dengue-related medical expenses, the SBI mediclaim policy reduces the overall financial burden on you and your family.
Reducing Out-of-Pocket Expenses - Many of the costs associated with dengue treatment, such as hospitalisation expenses, ambulance charges, OPD treatment costs, etc., are covered by SBI health plans. Thus, you do not have to pay much from your pockets, allowing you to manage your finances during a health emergency.
Round-the-Clock Assistance - The SBI General Insurance Company provides 24*7 customer support, helping you deal with medical emergencies round the clock. Whether you need help with the claim process or understanding the coverage for dengue, the insurer provides prompt assistance whenever you need it.

Final Note

While SBI health insurance does cover dengue treatment costs, the scope of coverage can vary between plans. Knowing the exact coverage of your policy can help you prepare better for unexpected medical emergencies resulting from dengue. So, it is crucial to understand the coverage of each plan, including the waiting periods, to choose the one that best suits your healthcare requirements.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in