Is Dengue Covered by Niva Bupa Health Insurance?

Does Niva Bupa Insurance Cover Dengue Treatments?

Yes.

Most Niva Bupa health insurance plans cover the cost of dengue treatment. This typically includes pre and post-hospitalisation expenses and in-patient hospitalisation costs, such as medical practitioner fees, room rent, and nursing charges. Some plans also cover outpatient costs for dengue treatment.

However, Niva Bupa health insurance provides financial coverage for dengue treatment after the initial waiting period of 30 days. However, reading the policy document carefully is advisable to know the exact waiting period and the scope of coverage. 

List of Niva Bupa Health Insurance Plans Offering Dengue Treatment Cover

Listed below are the Niva Bupa health insurance plans that cover dengue treatment expenses:

1. Niva Bupa Aspire Plan - The Niva Bupa Aspire plan covers ambulance charges, in-patient hospitalisation expenses, e-consultations and pre & post-hospitalisation medical expenses when you are being treated for dengue. It also offers the Safeguard benefit, Safeguard+ benefit, hospital cash benefit and WellConsult (OPD) benefit as optional covers.
2. Niva Bupa ReAssure 2.0 Plan - Under the Niva Bupa ReAssure 2.0 plan, dengue treatment coverage includes in-patient care expenses, pre and post-hospitalisation costs, e-consultations, ambulance charges, and shared accommodation cash benefit. Optional benefits like Safeguard, Safeguard+, and hospital cash benefit are available for additional coverage.
3. Niva Bupa GoActive Insurance Plan – The Niva Bupa GoActive plan offers dengue coverage for in-patient care, OPD consultations, pre-hospitalisation expenses, and post-hospitalisation expenses. It also covers the cost of emergency ambulance services and pharmacy & diagnostic services.
4. Niva Bupa Health Companion Plan - If you are hospitalised for dengue treatment, the Niva Bupa Health Companion plan will cover ambulance charges, in-patient hospitalisation expenses, and pre-hospitalisation & post-hospitalisation costs. Additionally, it offers a hospital cash benefit for each day of hospitalisation as an optional benefit. 
5. Niva Bupa Health Premia Plan - The Niva Bupa Health Premia plan covers your dengue treatment expenses, including in-patient care, pre-hospitalisation expenses, post-hospitalisation expenses and OPD treatment. It also pays for emergency ambulance services, e-consultations, pharmacy and diagnostic services and offers hospital cash on payment of an additional premium. 
6. Niva Bupa Health Pulse Plan - The Niva Bupa Health Pulse plan provides comprehensive coverage for dengue treatment, including pre-hospitalisation medical expenses, post-hospitalisation expenses, in-patient care, pharmacy & diagnostic services and emergency ground ambulance charges. Optional covers, such as e-consultations and hospital cash benefit, are also available. 
7. Niva Bupa Health Plus Plan - The Niva Bupa Health Plus plan covers in-patient hospitalisation expenses, emergency ambulance charges, e-consultations and pre & post-hospitalisation expenses for dengue treatment. It also offers hospital cash benefit and wellness benefits, including coverage for OPD, pharmacy and diagnostic costs. 
8. Niva Bupa ReAssure Plan - The Niva Bupa ReAssure plan covers the expenses incurred for dengue treatment. This includes in-patient care expenses, pre & post-hospitalisation costs, emergency ambulance charges, and shared accommodation cash benefit. It also provides hospital cash benefit, Safeguard, and Safeguard+ as optional covers.
9. Niva Bupa Senior First Plan - Specifically designed for senior citizens, the Niva Bupa Senior First plan covers in-patient care expenses, pre and post-hospitalisation expenses, and ambulance costs when hospitalised for dengue.
10. Niva Bupa HeartBeat Plan - For dengue treatment, the Niva Bupa HeartBeat plan covers in-patient care expenses, pre & post-hospitalisation costs, emergency ambulance charges, OPD treatment costs, and pharmacy & diagnostic services. The plan also provides e-consultations and hospital cash benefit as optional covers.

Why Should You Buy Niva Bupa Health Insurance with Dengue Health Cover?

Following are the benefits of purchasing a Niva Bupa health insurance plan with dengue coverage:

• Protect Your Savings - Treating dengue can be expensive, especially if hospitalisation is required. Buying a Niva Bupa health insurance plan can help you cover these medical costs so you do not drain your savings.
• Cashless Hospitalisation - With the Niva Bupa insurance policy, you can get treated at any hospital of your choice on a cashless basis. This happens because the insurer settles the bill directly with the hospital, making the process hassle-free for you.
• Beat Medical Inflation - As medical costs are rising every year, having a Niva Bupa health insurance plan ensures you are protected against increasing medical expenses, keeping your treatment affordable.
• Round-the-Clock Assistance - Niva Bupa Health Insurance Company offers 24*7 customer support to help you with any questions related to your health insurance policy or dengue treatment claims. 

Over to You

Dengue fever can lead to a major financial strain. But with Niva Bupa health insurance, you can alleviate this burden and enjoy benefits like cashless hospitalisation, protection against rising medical costs, comprehensive coverage, and much more. So, buy a Niva Bupa health plan today and stay ahead of any unexpected medical expenses resulting from dengue.