Is Dengue Covered by HDFC ERGO Health Insurance?

Dengue is a big menace in India. According to the National Centre for Vector Borne Diseases Control, 19,447 dengue cases had already been reported in India by April 30, 2024, with the number expected to rise during the monsoons. With medical insurance, you can ease the financial burden of dengue hospitalisation. So, if you have an HDFC ERGO health insurance plan, let's check if it covers dengue treatment expenses.

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      Does HDFC ERGO Health Insurance Cover Dengue Treatments?

      Yes.

      Many HDFC ERGO health plans cover dengue treatment costs, which include in-patient treatment expenses, pre-hospitalisation medical expenses, ambulance charges and post-hospitalisation costs. This implies that your dengue-related medical expenses will be covered from before you are admitted to the hospital until you are discharged. In addition, some plans may offer extra benefits, such as emergency air ambulance services, daily cash for shared accommodation, and coverage for non-medical expenses.

      HDFC ERGO health insurance covers dengue treatment expenses after an initial waiting period of 15 or 30 days, depending on the health insurance plan you opt for. Therefore, it is always a good idea to read the policy details carefully to understand the exact waiting period and the scope of coverage.

      List of HDFC ERGO Health Insurance Plans Offering Dengue Treatment Cover

      Take a look at the various HDFC ERGO health insurance plans that offer dengue treatment coverage:

      • HDFC ERGO Dengue Care Plan - Specially designed for dengue treatment, the HDFC ERGO Dengue Care plan covers in-patient treatment costs, pre-hospitalisation medical expenses, and post-hospitalisation costs. It also offers shared accommodation benefit and covers outpatient services like doctor consultations, diagnostic tests, pharmacy bills and home nursing charges.
      • HDFC ERGO Optima Senior Plan- The HDFC ERGO Optima Senior plan protects senior citizens against the financial burden of dengue treatment by covering in-patient treatment, pre-hospitalisation expenses, post-hospitalisation medical costs, and emergency ambulance charges.
      • HDFC ERGO Optima Restore Plan - The HDFC ERGO Optima Restore plan provides dengue treatment coverage, including in-patient care, pre and post-hospitalisation medical costs, and road ambulance cover. Furthermore, this policy offers daily cash for shared accommodation and emergency air ambulance cover for better support during dengue treatment.
      • HDFC ERGO Optima Secure Plan - The HDFC ERGO Optima Secure plan covers in-patient treatment costs, pre and post-hospitalisation expenses, and road ambulance charges for dengue treatment. It also offers optional covers, such as emergency air ambulance, daily cash for a shared room and the Protect benefit.
      • HDFC ERGO my:Health Koti Suraksha Plan - The HDFC ERGO my:Health Koti Suraksha plan provides financial support for dengue treatment costs, including in-patient treatment, pre-hospitalisation expenses, post-hospitalisation medical costs, and road ambulance services. Additionally, this mediclaim policy covers non-medical expenses as an optional benefit.
      • HDFC ERGO Easy Health Insurance Plan - The HDFC ERGO Easy Health Insurance plan covers all aspects of dengue treatment, including in-patient care, pre and post-hospitalisation medical costs, and ambulance expenses. Moreover, it provides a daily cash benefit if you opt for shared accommodation in the hospital.

      Why Should You Buy HDFC ERGO Health Insurance for Dengue Coverage?

      Here are some of the reasons why you should consider buying HDFC ERGO health insurance for dengue coverage:

      • Reduce Out-of-Pocket Expenses - HDFC ERGO health insurance can reduce your out-of-pocket expenses by covering most of your dengue treatment costs. This means you do not have to worry about paying for expensive medical bills on your own.
      • 24-hour Customer Support - With HDFC ERGO General Insurance Company, you can access 24*7 customer support. This ensures that you can get assistance with issues related to dengue treatment claims whenever you need it. 
      • Comprehensive Coverage - HDFC ERGO health plans provide extensive coverage for dengue treatment, including in-patient care costs, OPD expenses, ambulance charges, non-medical expenses, pre and post-hospitalisation expenses. As a result, your dengue treatment is covered from start to finish.

      Wrapping Up

      From hospitalisation to post-recovery care, dengue can lead to significant medical expenses. But with the right HDFC ERGO health insurance plan, you can be financially protected while accessing the necessary medical treatments without any hassle. So, compare and purchase the most suitable HDFC ERGO health plan that flawlessly meets your dengue treatment-related needs.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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