Does HDFC ERGO Health Insurance Cover Dengue Treatments? Find Out Now!

Does HDFC ERGO Health Insurance Cover Dengue Treatments?

Yes.

Many HDFC ERGO health plans cover dengue treatment costs, which include in-patient treatment expenses, pre-hospitalisation medical expenses, ambulance charges and post-hospitalisation costs. This implies that your dengue-related medical expenses will be covered from before you are admitted to the hospital until you are discharged. In addition, some plans may offer extra benefits, such as emergency air ambulance services, daily cash for shared accommodation, and coverage for non-medical expenses.

HDFC ERGO health insurance covers dengue treatment expenses after an initial waiting period of 15 or 30 days, depending on the health insurance plan you opt for. Therefore, it is always a good idea to read the policy details carefully to understand the exact waiting period and the scope of coverage.

List of HDFC ERGO Health Insurance Plans Offering Dengue Treatment Cover

Take a look at the various HDFC ERGO health insurance plans that offer dengue treatment coverage:

HDFC ERGO Dengue Care Plan - Specially designed for dengue treatment, the HDFC ERGO Dengue Care plan covers in-patient treatment costs, pre-hospitalisation medical expenses, and post-hospitalisation costs. It also offers shared accommodation benefit and covers outpatient services like doctor consultations, diagnostic tests, pharmacy bills and home nursing charges.
HDFC ERGO Optima Senior Plan- The HDFC ERGO Optima Senior plan protects senior citizens against the financial burden of dengue treatment by covering in-patient treatment, pre-hospitalisation expenses, post-hospitalisation medical costs, and emergency ambulance charges.
HDFC ERGO Optima Restore Plan - The HDFC ERGO Optima Restore plan provides dengue treatment coverage, including in-patient care, pre and post-hospitalisation medical costs, and road ambulance cover. Furthermore, this policy offers daily cash for shared accommodation and emergency air ambulance cover for better support during dengue treatment.
HDFC ERGO Optima Secure Plan - The HDFC ERGO Optima Secure plan covers in-patient treatment costs, pre and post-hospitalisation expenses, and road ambulance charges for dengue treatment. It also offers optional covers, such as emergency air ambulance, daily cash for a shared room and the Protect benefit.
HDFC ERGO my:Health Koti Suraksha Plan - The HDFC ERGO my:Health Koti Suraksha plan provides financial support for dengue treatment costs, including in-patient treatment, pre-hospitalisation expenses, post-hospitalisation medical costs, and road ambulance services. Additionally, this mediclaim policy covers non-medical expenses as an optional benefit.
HDFC ERGO Easy Health Insurance Plan - The HDFC ERGO Easy Health Insurance plan covers all aspects of dengue treatment, including in-patient care, pre and post-hospitalisation medical costs, and ambulance expenses. Moreover, it provides a daily cash benefit if you opt for shared accommodation in the hospital.

Why Should You Buy HDFC ERGO Health Insurance for Dengue Coverage?

Here are some of the reasons why you should consider buying HDFC ERGO health insurance for dengue coverage:

Reduce Out-of-Pocket Expenses - HDFC ERGO health insurance can reduce your out-of-pocket expenses by covering most of your dengue treatment costs. This means you do not have to worry about paying for expensive medical bills on your own.
24-hour Customer Support - With HDFC ERGO General Insurance Company, you can access 24*7 customer support. This ensures that you can get assistance with issues related to dengue treatment claims whenever you need it.
Comprehensive Coverage - HDFC ERGO health plans provide extensive coverage for dengue treatment, including in-patient care costs, OPD expenses, ambulance charges, non-medical expenses, pre and post-hospitalisation expenses. As a result, your dengue treatment is covered from start to finish.

Wrapping Up

From hospitalisation to post-recovery care, dengue can lead to significant medical expenses. But with the right HDFC ERGO health insurance plan, you can be financially protected while accessing the necessary medical treatments without any hassle. So, compare and purchase the most suitable HDFC ERGO health plan that flawlessly meets your dengue treatment-related needs.

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Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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*All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

**All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

*₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

*₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

*₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

*₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

*₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

*No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

*The values taken for effective cost calculation are indicative values and may change as per the selected plan.

*Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

*Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

*The scope of coverage may vary from plan to plan.

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Is Dengue Covered by HDFC ERGO Health Insurance?