Does ICICI Lombard Health Insurance Cover Dengue Treatments?

Is Dengue Treatment Covered by ICICI Lombard Health Insurance?

Yes.

Multiple ICICI Lombard medical insurance plans cover the cost of dengue treatment, including in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation costs. This means that your medical expenses will be covered from before you get admitted to the hospital until after you are discharged. Additionally, some of these plans also provide coverage for outpatient treatment expenses, including diagnostic tests and medicines.

Notably, most ICICI Lombard health insurance plans have an initial 30-day waiting period for dengue treatment coverage. However, this waiting period can vary depending on your chosen plan. So, make sure to go through your plan details carefully to know when your coverage gets activated.

List of ICICI Lombard Health Insurance Plans Offering Dengue Treatment Cover

Listed below are some of the ICICI Lombard medical insurance plans offering dengue treatment coverage:

• ICICI Lombard Mashak (Mosquito) Rakshak Plan - The ICICI Lombard Mashak (Mosquito) Rakshak plan provides a lump sum compensation if you are hospitalised for dengue for at least 72 hours. Unlike any other ICICI Lombard health plan for dengue coverage, this mediclaim insurance policy has a 15-day waiting period to cover treatment expenses for dengue.
• ICICI Lombard Family Shield Plan - If you are hospitalised for dengue for at least two consecutive days, the ICICI Lombard Family Shield plan will pay the sum insured amount to cover your in-patient treatment expenses. You can also opt for the hospital daily cash benefit section to get a cash allowance for each day of hospitalization or Intensive Care Unit (ICU) stay.
• ICICI Lombard Health AdvantEdge Plan - ICICI Lombard Health AdvantEdge is a comprehensive health insurance policy that provides coverage for dengue, including in-patient treatment, teleconsultations, pre and post-hospitalisation expenses, convalescence benefit, and domestic ambulance services. You can opt for BeFit benefit and claim protector cover on paying extra premium.
• ICICI Lombard Elevate Plan - The ICICI Lombard Elevate plan offers dengue treatment coverage, including in-patient treatment, domestic ambulance charges and pre and post-hospitalisation expenses. You can also get coverage for outpatient consultations under the BeFit optional cover. Moreover, claim protector and convalescence benefits are also available as optional covers.
• ICICI Lombard Health Shield 360 Retail Plan - The ICICI Lombard Health Shield 360 Retail plan takes care of your dengue treatment costs at a hospital, including room rent, ICU charges, blood charges, and medicine costs. It also provides coverage for pre and post-hospitalisation medical expenses along with road ambulance services and teleconsultations. The plan also offers convalescence benefit, outpatient cover under the BeFit benefit, consumables cover under claim protector and daily hospital cash benefit as optional covers.
• ICICI Lombard Golden Shield Plan - ICICI Lombard Golden Shield is a senior citizen health insurance policy that covers dengue treatment costs, including in-patient treatment expenses, pre and post-hospitalisation expenses, ambulance charges and teleconsultations under the Care Management Program. Optional covers, such as claim protector and Care Management Plus Program covering up to four outpatient consultations annually, pharmacy costs, etc., are also covered.
• ICICI Lombard Complete Health Insurance Plan - ICICI Lombard Complete Health Insurance plan covers in-patient treatment for dengue along with pre and post-hospitalisation medical expenses. It also provides ambulance cover and unlimited teleconsultations. Moreover, it offers outpatient treatment cover, convalescence benefit, hospital daily cash, BeFit benefit and claim protector as optional covers.
• ICICI Lombard Max Protect Plan - ICICI Lombard Max Protect plan offers extensive dengue care by covering in-patient care expenses, pre and post-hospitalisation expenses, ambulance services, teleconsultations, non-medical expenses, etc.

Why Should You Buy ICICI Lombard Health Insurance for Dengue Coverage?

The reasons to purchase an ICICI Lombard health plan for dengue coverage are as follows:

• Reducing Financial Burden - By covering a wide range of dengue-related medical expenses, ICICI Lombard health insurance significantly reduces the financial burden created by this vector-borne disease on you and your family.
• Rapid Cashless Claim Settlement - The ICICI Lombard General Insurance Company offers a quick cashless claim settlement process that will settle your dengue claims within 3 hours of getting discharged from the hospital. If the discharge is delayed due to claim processing exceeding this time, the insurer will cover the additional hospital charges incurred.
• Unique Benefits - Many ICICI Lombard plans offer unique coverage benefits like claim protector, BeFit benefit, convalescence benefit, wellness programs, discounts on pharmacy bills, etc., making your health insurance plan more comprehensive to avail treatment for dengue.
• Peace of Mind - Knowing you are covered for dengue treatment by an ICICI Lombard health plan allows you to focus on recovery rather than worrying about paying the medical bills.
• 24*7 Customer Support - The insurer provides round-the-clock customer support, assisting with any queries or issues during dengue treatment.

Wrapping Up

Investing in an ICICI Lombard health insurance plan is more than just a financial decision; it is a commitment towards protecting your health. The additional benefits, affordable premiums, and peace of mind that come with knowing you are covered for dengue treatment expenses make these plans invaluable. So, do not wait for a health crisis; take action today and secure your health with an ICICI Lombard medical insurance plan that covers dengue treatment.