Does Care Health Insurance Cover Dengue Treatments?

Every year, we look forward to the monsoon to escape the heat, but it also increases the risk of mosquito-borne diseases like dengue. According to the National Centre for Vector Borne Disease Control, India has recorded over 19,447 dengue cases in 2024 as of April 30. Given these high numbers, having a health insurance policy is important. If you have Care health insurance, let’s check if it covers dengue treatment expenses.

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      Is Dengue Treatment Covered by Care Health Insurance?

      Yes, Care Health Insurance provides comprehensive coverage for dengue treatment expenses. This includes outpatient department (OPD) costs for doctor consultations, diagnostic tests, and necessary medications, as well as in-patient care for hospitalisation due to dengue. The health insurance provider also covers pre and post-hospitalisation expenses resulting from dengue along with unlimited e-consultations.

      However, different health insurance plans from Care may offer varying levels of coverage. So, checking your policy document for exact coverage details is highly recommended. Additionally, coverage for dengue treatment under Care health plans are available after an initial waiting period of 30 days from the policy start date.

      List of Care Health Insurance Plans Offering Dengue Treatment Cover

      The list of Care health insurance plans providing coverage for dengue treatment is as follows:

      • Care Classic Plan - The Care Classic plan covers dengue-related expenses, including in-patient care expenses like room charges, nursing fees, and doctor's fees. It also covers pre and post-hospitalisation expenses, ambulance costs and unlimited e-consultations. Coverage for OPD care can be availed by paying an additional premium amount.
      • Care Advantage Plan - The Care Advantage plan offers comprehensive coverage for dengue, including in-patient care expenses, pre and post-hospitalisation expenses and road ambulance costs. Additionally, it provides unlimited e-consultations and a daily cash allowance for up to 30 days of hospitalisation as optional covers.
      • Care Plus Plan - The Care Plus plan ensures complete coverage for dengue-related expenses, including in-patient care, pre and post-hospitalisation expenses, ambulance charges, OPD coverage, and unlimited e-consultations. You can also avail daily allowance benefit as an optional cover.
      • Care Senior Health Advantage Plan - The Care Senior Health Advantage plan is designed to meet the healthcare needs of senior citizens, including dengue-related expenses. It covers the cost of in-patient care, pre and post-hospitalisation medical expenses, unlimited e-consultations and road ambulance costs. The plan also covers OPD treatment expenses, including diagnostics, consultations, prescribed therapies, medicines and medical devices, on the payment of an extra premium amount.
      • Care Supreme Plan - The Care Supreme plan covers all dengue-related hospitalisation expenses, including in-patient, pre and post-hospitalisation costs, road ambulance charges and unlimited e-consultations. You can also avail coverage for non-medical expenses incurred during dengue hospitalisation under the Claim Shield optional cover.

      Why Should You Buy Care Health Insurance for Dengue Coverage?

      Here are some of the reasons why buying a Care health insurance plan for dengue coverage is essential:

      • Cashless Hospitalisation - When you choose Care health insurance, you can receive cashless treatment at any hospital of your choice without worrying about upfront payments. This allows you to focus on your recovery rather than the payment of bills.
      • Quick Claims Process - Care Health Insurance offers prompt claim settlements by reaching out to you within 6 hours of intimating a cashless claim. Thus, they ensure you get the financial support you need for your dengue treatment quickly and efficiently.
      • Reduces Out-of-Pocket Expenditure - By covering a wide range of dengue-related medical expenses, the insurer minimises your out-of-pocket expenditure, thereby protecting your savings.
      • Coverage for Diagnostic Tests - Dengue diagnosis involves multiple tests, such as blood tests and platelet counts. These diagnostic expenses can add up, increasing your medical bill. But most Care health insurance plans cover the costs of diagnostic tests incurred before and during hospitalization for dengue.
      • Round the Clock Assistance – Care health insurance has an efficient customer and claim support team, that is available 24x7 for any assistance during your dengue treatment.

      Over to You

      As monsoon season arrives, having a reliable health insurance plan makes it easier to brace yourself against a dengue outbreak. Care Health Insurance offers a wide range of coverage for dengue treatment with plans like Care Classic, Care Advantage, Senior Health Advantage, etc. So, make sure to compare various Care health plans today to choose the right one to protect yourself against dengue treatment expenses.

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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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