Want to Download National Insurance Policy? Here Is How to Do It!

The National Insurance Company was established in the year 1906 and is the oldest General Insurance provider of India. The company was the first to introduce the customized general insurance plans and is well-known for its customer-centric approach. From policy purchase to claim settlement, every process is easy and quick with National Insurance.

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      If you have purchased a National Insurance Policy, but misplaced it or unable to go to the nearest branch of the company or do not want to call an agent to give you your policy due to new social and hygiene norms of the society, then you can download it from the website of the company.

      The user-friendly website of National Insurance Company enables you to download your two wheeler insurance without much effort. Below are the steps to download policy from the website of National Insurance Company:

      Steps to Download National Insurance Policy

      • Step 1: Go to the official website of the National Insurance Company.
      • Step 2: Navigate to the customer portal.
      • Step 3: If you are not registered, then get yourself registered by providing your policy number, name, registered contact number, and email id.
      • Step 4: Once you are registered, your user id and password will be generated.
      • Step 5: Login by using your generated user id and password.
      • Step 6: Leave a request for the document of your policy.
      • Step 7: Your policy document is sent to your registered email id and you can download it from there.

      Note: After you have purchased your general insurance policy, the National Insurance Company will share the documents with you on your registered email id. If you have deleted the email of your insurer by fault, then you can follow the aforementioned steps to get these documents.

      If you face any problem at the time of downloading your policy, then do not worry because National Insurance provides 24X7 chat service. From this live chat option, you can chat with a representative of the company and get your queries resolved. You can as well contact the company by calling their toll-free number, or email them at customer.support[@]nic[.]co[.]in

      Summing It Up:

      The download of your insurance policy from the website of National Insurance is quite simple and quick. All you need to do is to get yourself registered and if you have already registered then by using your credentials, which are your user id and password, you can download your policy. Moreover, for any confusion, you can anytime chat with a representative of the company. The option to call on the toll-free number of National Insurance as well enables you to resolve all your queries easily. Since there is no limitation in the number of downloads of your insurance policy, so you can download your insurance plan anytime anywhere.

      National Insurance Policy - FAQs

      • Q1: List the products that are offered by the National Insurance Company

        Ans: The Company offers an extensive range of insurance products, which are:
        • National Motor Insurance Policy
        • National Health Insurance Policy
        • National Fire Insurance Policy
        • National Engineering Policy
        • National Marine Insurance Policy
        • National Miscellaneous Insurance Policy
        • National Rural Insurance Policy
      • Q2: Is it possible to show the soft copy of the insurance policy while making a claim

        Ans: Yes, you can show the soft copy of your insurance policy. It is difficult to carry a hard copy of your insurance policy every time. So, at the time of emergencies, you can use the soft copy of your insurance policy.
      • Q3: Is there any limitation on the number of downloads of our insurance policy from the National Insurance’s website

        Ans: There is no limit on the number of downloads. You can download your insurance policy as many times as you want.
      • Q4: Can I also download my car insurance policy purchased through an agent from the National Insurance website? Is it recommended to purchase a car insurance policy from an insurance agent

        Ans: Yes, you can always download your National Insurance policy from the website of the company by following the aforementioned steps.  However, it is not advantageous to buy an insurance policy through an agent, whether it is a car insurance plan or a motor insurance policy. Let us see the disadvantages of buying a car insurance policy through an agent:
        • Comparison of Policies: An insurance agent or dealer provides you information as per his/her loss and profit and you cannot rely on the authenticity of the information provided by him/her. In addition to this, you cannot compare various plans. For taking an informed decision, it is recommended to compare different car insurance policies.
        • Few Options: A dealer always provides you with limited options when you are going to purchase an insurance plan from him/her and that too from the car insurance providers who are giving him/her a good percentage of profit.
        • Higher Price of Insurance Policy: An insurance policy taken through an agent is expensive than that purchased online or directly through the insurance company. The reason for the same is the commission of the agent. Yes, a policy purchased through an agent includes his/her commission, thus its price is higher than a policy purchased directly.
        • Fixed Cover: Because of the limitation in policy comparison and availability of options, an insurance plan purchased through an agent offers fixed coverage. If you could have compared different insurance plans online as per your requirements, you would have ended up purchasing a more suitable plan with the required cover.
        • Confusion While Making a Claim: It is often seen that insurance dealers explain to you the facilities that you will be getting or at the time of claim you will claim them, but when the time comes, they backout. It is many times seen that the policyholder is bluffed. On one hand, the insurance company denies paying off for some damages by saying that it was mentioned in the terms and conditions of the insurance plan, on the other hand, the insurance agent denies helping by imposing all the blame on the insurer. In such a situation, the policyholder gets stuck and feels helpless.
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      Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in

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      *We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30- minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881.

      *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. Policybazaar does not provide any medical or surgical advice or diagnosis and is not responsible for your interactions / treatment by a medical practitioner/hospital. Please consult a registered medical practitioner for any medical or surgical advice. The Information that you obtain or receive from Policybazaar, and its employees, or otherwise on the Website is for informational purposes only. As per the Insurance guidelines, you are allowed to cancel the policy with-in 30 days from the date of Issuance of policy.This option is available incase of policies with a term of one year or more.

      *All the health insurance plans cover hospitalization expenses including COVID-19 treatment cover up to the specified limits. You can also buy specific COVID-19 health insurance policies such as Corona Kavach Policy and Corona Rakshak policy.

      **All savings and online discounts are provided by insurers as per IRDAI approved insurance plans. #Tax Benefits are subject to changes in tax laws. GST Exemptions depend on fulfilment of qualification criteria and submission of relevant documents.

      *₹1748/month is the starting price for a 1 crore health insurance for an 18-year-old male, with no pre-existing diseases. Discount on renewal premium is subject to the number of wellness points earned in the health insurance policy. For more details about the plans, please read the sale brochure carefully to get upto 100% discount on renewal premium.

      *₹400/month is the starting price for ₹ 5 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹541/month is the starting price for ₹ 10 lakh Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹762/month is the starting price for ₹ 1 Crore Health insurance for a 30 year old male & 29 years old female, living in Delhi with no pre-existing diseases

      *₹243/month(₹ 8/day) is the starting price for a 5 lakh health insurance for a 20-year-old male, non-smoker, living in Bengaluru with no pre-existing diseases

      *₹2020/month is the starting price for ₹ 1 Cr Health insurance for a 50 year old male & 50 years old female, living in Bangalore with no pre-existing diseases rounded off to nearest 10.

      *₹390/month (₹13 per day) is starting price for 1 cr. Health insurance for 25 years old male, with pre-existing diseases, residing from tier 1 city rounded off to the nearest 10.

      *No medical tests are required unless requested by the insurer’s underwriter. In-case of pre-existing diseases relevant medical proof would be required as per the terms and condition of the policy opted.

      *The values taken for effective cost calculation are indicative values and may change as per the selected plan.

      *Coverage upto double the amount of Sum Insured is available on certain covers for a minimum plan of Rs. 5 Lakh on the first claim only to an individual of upto 45 years of age with no pre-existing diseases. The benefit is available with or without extra cost depending on the plan chosen.

      *Coverage of pre-existing diseases is provided by insurer as per their underwriting policy.

      *The scope of coverage may vary from plan to plan.

      ~Source: Google Review Rating available on:- http://bit.ly/3J20bXZ

      ##On ground claim assistance is available in 114 cities

      Tax Benefits are subject to changes in tax laws. GST Exemption depends on fulfilment of qualification criteria and submission of relevant documents as required by the insurers. For more details on risk factors, terms and conditions, please read the sales brochure and applicable rules and regulation carefully before concluding a sale.

      STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

      Policybazaar is a registered Composite Broker |Registration No. 742, Valid till 09/06/2024, License category- Composite Broker| Visitors are hereby informed that their information submitted on the website may be shared with insurers.

      Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana - 122001 Contact Us | Legal and Admin Policies

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