The TATA NIFTY Alpha 50 Pension Fund is a New Fund Offering (NFO) starting from 16th January. It is a robust investment solution designed to help you build wealth and secure your retirement. This fund focuses on long-term growth by investing in the top 50 stocks from the top 300 stocks listed in the market, selected for their high alpha potential. The index tracking this fund has a proven track record of delivering an impressive 10-year return of 22.04%. This pension fund combines performance and reliability.
Peaceful Post-Retirement Life
Tax Free Regular Income
Wealth Generation to beat Inflation
Invest ₹6,000/month & Get Tax Free Monthly Pension of ₹60,000
Get the best˜ returns & make the most of your golden years
The TATA NIFTY Alpha 50 Pension Fund is an NFO launching on 16th January. It is an investment option designed specifically for retirement planning. It seeks to replicate the performance of the NIFTY Alpha 50 Index, which comprises 50 stocks with the highest alpha scores among the top 300 NSE-listed stocks by free-float market capitalization.
| Particulars | Details |
| Benchmark Index | NIFTY Alpha 50 Index |
| Benchmark Index Returns | 10-Year Returns: 22.04% p.a. |
| Risk Profile | High |
| NFO Launch Date | 17th January 2025 |
| NFO Duration | 16th Jan 2025 to 31st January 2025 |
| Current NAV | ₹10 |
| Minimum Investment | ₹2,000 per month |
Exceptional Returns: With an impressive 10-year return of 22.04%, this fund stands out as a powerful wealth-building opportunity.
Smart Stock Selection: It invests in the Top 50 stocks from the Top 300 stocks, meticulously chosen based on alpha performance, ensuring high growth potential.
Tax Efficiency: Enjoy 60% of your corpus as tax-free income, giving you the advantage of maximising your post-retirement benefits.
No limit on premium. You Invest freely as per your financial goals.
No medical tests required making it a simple process.
Affordable Entry Point: Begin your journey at just Rs. 10 NAV, making it accessible for investors at all levels.
The Nifty Alpha 50 Index is a strategy index designed to track the performance of 50 stocks listed on the National Stock Exchange (NSE) in India. These 50 stocks are selected based on their high alpha scores, which measure how much a stock's performance has exceeded its expected return based on its risk level. The index aims to provide investors exposure to stocks that have historically outperformed the market.
| Index Name | 5 Year Returns | 10 Year Returns |
| NIFTY Alpha 50 | 34.0% | 22.04% |
| NIFTY 50 | 15.8% | 12.6% |
| NIFTY 100 | 16.3% | 12.9% |
| NIFTY Midcap 150 | 28.20% | 18.70% |
| NIFTY Smallcap 50 | 26.6% | 12.5% |
| NIFTY 200 | 17.9% | 13.5% |
| NIFTY Smallcap 250 | 30.1% | 16.5% |
[Source: nseindia.com]
Data updated as of December 31, 2024.
| Top Sectors | Weightage of Invested Assets |
| Capital Goods | 25.10% |
| Financial Services | 22.65% |
| Consumer Durables | 8.63% |
| Healthcare | 7.63% |
| Consumer Services | 5.97% |
| Construction | 4.64% |
| Information Technology | 3.76% |
| Oil, Gas & Consumable Fuels | 3.64% |
| Chemicals | 3.36% |
| Metals & Minings | 3.06% |
| Automobile and Auto Components | 2.51% |
| Forest Materials | 2.29% |
| Power | 1.18% |
| Realty | 1.81% |
| Telecommunication | 1.60% |
| Fast Moving Consumer Goods | 1.55% |
To buy the TATA NIFTY Alpha 50 Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking view plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with TATA AIA Pension Plans on a blue and red card. Select the TATA NIFTY Alpha 50 Pension Fund option that best suits your needs.
Step 5: In the TATA NIFTY Alpha 50 Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred payment method for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
Investing via Policybazaar provides various advantages, including:
Ease of Access: Invest digitally in the TATA NIFTY Alpha 50 Pension Fund without the hassle of visiting banks or agents.
Plan Comparison: Evaluate various investment plans, including the latest funds, to make well-informed choices and secure competitive deals.
Professional Support: Benefit from expert advice to choose the NFO plan that aligns with your financial goals and requirements.
Tax Savings: Enjoy tax benefits under Section 80C and Section 10(10D) of the Income Tax Act by investing through Policybazaar.
Section 80C: You can avail of tax benefits under Section 80C of the Income Tax Act, 1961, by investing in TATA AIA. This provision permits a deduction of up to ₹1.5 lakhs from your taxable income for the amount invested.
Section 10(10D): You can utilize Section 10(10D) benefits for your investments in TATA AIA New Fund Offering (NFO). This benefit is applicable if the annual premium paid is below ₹ 2.5 lakh.
Step 1: It starts with the top 300 NSE-listed companies by free-float market capitalization.
Step 2: Stocks are ranked based on their alpha scores calculated using trailing 1-year prices.
Step 3: The top 50 stocks with the highest alpha scores are selected for the index.
Step 4: Liquidity and market capitalization criteria are applied to ensure the index is investable.
| Index Returns (%) | QTD | YTD | 1 year | 5 years | Since Inception |
| Price Returns | -6.76 | 33.06 | 33.06 | 33.91 | 21.14 |
| Total Returns | -6.67 | 33.86 | 33.86 | 34.82 | 22.25 |
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
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