Tata AIA Life Insurance is thrilled to announce the launch of its new fund, the Tax Bonanza Consumption Pension Fund, a Flexi Cap Fund designed to capitalize on India's booming consumption story. The NFO period is from March 17th to 31st, 2025.
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
What is the TATA AIA Tax Bonanza Consumption Pension Fund?
The Tata AIA Tax Bonanza Consumption Pension Fund represents a new investment opportunity from Tata AIA Life Insurance, strategically designed to capitalize on India's expanding consumption-based economy. Classified as a Flexi Cap Fund, it offers investors the potential for growth by investing in companies across various market capitalizations that are expected to benefit from increased consumer spending. This fund's launch is particularly significant as it aligns with the government's initiatives, specifically the Union Budget 2025, which emphasizes measures to stimulate consumption. A key highlight of the budget is the tax relief provided to individuals, which aims to increase disposable incomes, thereby fueling consumer demand across sectors. The Tata AIA Tax Bonanza Consumption Pension Fund seeks to leverage this favorable economic environment by investing in sectors poised to gain from this surge in consumption.
Highlights of TATA AIA Tax Bonanza Consumption Pension Fund
Particulars
Details
Risk Profile
High
NFO Launch Date
17th March 2025
NFO Duration
17th to 31st March 2025
Current NAV
₹10
Reasons Why You Should Invest in TATA AIA Tax Bonanza Consumption Pension Fund
Here are the reasons why one might consider investing in the Tata AIA Tax Bonanza Consumption Pension Fund, based on the provided presentation:
Benefit from India's Consumption Growth: India is projected to be the fastest-growing consumer market among top economies, driven by factors like rising incomes, middle-class expansion, and a digital economy boom. Investing in this fund allows you to participate and potentially benefit from this growth.
Favorable Government Initiatives: The Union Budget 2025 aims to boost consumption through measures like tax relief for the middle class, which increases disposable income and fuels spending. This fund is designed to capitalize on this increased consumption.
Potential for Wealth Creation: Increased consumer spending is expected to drive revenue growth for companies in the consumption sector, which could lead to higher stock prices and potential returns for investors in this fund.
Strong Track Record: Tata AIA Life Insurance has a history of successful funds, including the India Consumption Fund, which has demonstrated steady growth and superior returns. This suggests experience and capability in managing consumption-focused investments.
Fund Manager Expertise: The Tax Bonanza Consumption Fund will be managed by Nimesh Mistry, who has 20 years of industry experience, adding to the fund's credibility.
Few Consumption Portfolio Stocks*
…80-100 stocks *The stocks mentioned above are for illustrative purposes only and are subject to change.
TATA AIA Life Insurance Track Record
Tata AIA Life Insurance has a strong track record in managing consumption-focused funds. The previous India Consumption Fund launched on 05 October 2015, has demonstrated steady growth and consistently superior returns versus the benchmark (S&P BSE 200). As of 28th Feb’25, the NAV of the India Consumption Fund was ₹ 50.73, and the AUM was ₹ 1,723.8 Cr. The fund manager, Nimesh Mistry, has 20 years of industry experience and will also manage the Tax Bonanza Consumption Fund.
Tata AIA Life Insurance has also delivered best-in-class fund performance in recently launched funds like the Small Cap Discovery Fund and the Emerging Opportunities Fund.
India’s Consumption Story
Consumption is the cornerstone of India's growth story. India is projected to be the fastest-growing consumer market among top economies, with the number of consumers expected to reach 77.3 Cr by 2030, a 46% change from 2024. This growth is driven by several factors:
Rising Incomes & Middle Class Expansion: India is projected to have 1 billion middle-class consumers by 2030, increasing disposable income.
Favorable Demographics: A higher and younger working-age population with rising incomes is leading to increased spending.
Digital Economy & E-commerce Boom: The growth of UPI, digital wallets, and e-commerce platforms has made transactions more convenient and accessible, boosting consumer spending.
Urban Shift: Increased migration to cities is driving higher spending on housing, technology, travel, and fashion.
Financial Inclusion: Easy financing options like BNPL, credit cards, and personal loans are encouraging high-ticket spending.
Government Initiatives: Policies such as lower tax slabs, "Make in India," and infrastructure investments are further supporting consumption growth.
Why Now is the Time to Invest in TATA AIA Tax Bonanza Consumption Pension Fund?
The budget's impact, with reduced tax liability and increased disposable income, makes this the ideal time to invest in the consumption sector. The Rs 1 lakh crore tax savings will be available for spending, driving consumption, increasing the revenue of consumption sector companies, and ultimately leading to a rise in their stock prices.
How to Buy TATA AIA Tax Bonanza Consumption Pension Fund from Policybazaar?
To buy the TATA AIA Tax Bonanza Consumption Pension Fund from Policybazaar, follow these steps:
Step 1: Fill in your name and contact number in the form on this page to get started.
Note: Your details are kept confidential and will only be used to customize your benefits.
Step 2: You can also visit the plans just by clicking view plans below
Step 3: Once logged in, you'll be prompted to fill in your city, age, and annual income in the provided form. This information will be used to check the personalised benefits of the plans.
Step 4: After providing your personal information, you'll be presented with TATA AIA Life Investment Plans on a blue and red card.
Step 5: In the TATA AIA Tax Bonanza Consumption Pension Fund, click the "Get Details" tab for more information.
You can also get FREE expert consultation; just click on the talk to an expert button.
Step 6: Review plan details carefully. Once satisfied, click on the "Proceed" button and follow the prompts on the screen to move forward with the purchase.
Step 7: You will be prompted to enter essential details and specify the amount you want to invest. Select the preferred payment method for your investment.
Step 8: Provide your required KYC (Know Your Customer) details. This step is essential for regulatory compliance.
Step 9: Complete the payment process. Upon successful payment, you will receive confirmation of your purchase.
What are the Benefits of Purchasing the TATA AIA Tax Bonanza Consumption Pension Fund from Policybazaar?
Investing through Policybazaar offers a range of valuable benefits:
Convenience: Invest online in the TATA AIA Tax Bonanza Consumption Pension Fund via Policybazaar to avoid physical bank or agent visits.
Comparison: Compare multiple investment plans, including new funds, to make informed decisions and find the best market deals.
Expert Guidance: Access financial experts who help select the right NFO plan based on your needs and goals.
Tax Benefits: Maximize tax advantages under Section 80C and Section 10(10D) of the Income Tax Act through investments with Policybazaar.
˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in *Past 10 Year annualised returns as on 01-04-2025 *All savings plans are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs. **Returns are based on past 10 years' fund performance data (Fund Data Source: Value Research).
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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