Best Flexi Cap Funds in India≈
| Investment Plans |
Fund Size |
1-year return |
| Best 1 Year Return Funds |
| Edelweiss Flexi Cap Fund |
₹1,295 Crs |
13.15% |
| Parag Parikh Flexi Cap Fund |
₹40,760 Crs |
15.31% |
| PGIM India Flexi Cap Fund |
₹5,881 Crs |
10.27% |
| Quant Flexi Cap Fund |
₹1,909 Crs |
15.21% |
| UTI Flexi Cap Fund |
₹25,612 Crs |
10.20% |
| Best 3 Years Return Funds |
| Edelweiss Flexi Cap Fund |
₹1,295 Crs |
18.09% |
| HDFC Flexi Cap Fund |
₹40,760 Crs |
24.88% |
| Parag Parikh Flexi Cap Fund |
₹40,760 Crs |
19.03% |
| PGIM India Flexi Cap Fund |
₹5,881 Crs |
14.38% |
| Quant Flexi Cap Fund |
₹1,909 Crs |
24.88% |
| UTI Flexi Cap Fund |
₹25,612 Crs |
9.74% |
| Best 5 Years Return Funds |
| Franklin India Flexi Cap Fund |
₹11,749 Crs |
21.39% |
| HDFC Flexi Cap Fund |
₹38,668 Crs |
22.79% |
| JM Flexicap Fund |
₹545 Crs |
23.53% |
| Parag Parikh Flexi Cap Fund |
₹40,760 Crs |
22.80% |
| Quant Flexi Cap Fund |
₹1,909 Crs |
29.95% |
Disclaimer: ≈ Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is done in alphabetical order (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
What is a Flexi Cap Fund?
A Flexi Cap Fund is a type of mutual fund that provides investors with the flexibility to invest in stocks across different market capitalizations, including large-cap, mid-cap, and small-cap companies. This category of funds allows fund managers to dynamically adjust the portfolio composition based on prevailing market conditions and opportunities.
The adaptability enables investors to potentially benefit from various market scenarios, making Flexi Cap Funds a versatile option for those seeking a balanced and diversified investment approach. By not being restricted to a specific market segment, these funds aim to capture growth potential across the entire spectrum of the stock market.
What are the Key Features of Flexi Cap Funds?
The key features of flexi cap funds are as follows:
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Diversification: Flexi cap funds invest in a wide range of companies across sectors. This diversification helps to reduce risk and improve returns over the long term.
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Growth potential: Flexi cap funds have the potential to generate higher returns than other types of equity funds, such as large-cap funds.
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Flexibility: Flexi cap funds are not restricted to investing in companies of a predetermined market capitalization. This means that the fund manager can invest in companies of all sizes, from large-cap to small-cap. This gives the fund manager greater flexibility to choose the best investment opportunities, regardless of the company's size.
What is the Performance of Flexi Cap Fund – Fund for All Seasons?
Flexi-cap funds are like the all-in-one tool in the world of investments. They're designed to be adaptable, offering a range of options across Large Cap, Mid-Cap, and Small Cap Funds. This flexibility gives investors a strategic edge, especially during unpredictable market phases. It's like having multiple arrows in your quiver, ready to tackle any financial terrain.
Below are the returns of the 3 categories that combine and form the Flexi Cap Fund:
New HDFC Life NFO
HDFC Life Flexi Cap Fund is a New Fund Offering (NFO) from HDFC Life. It belongs to the flexi-cap fund category, which grants it the freedom to invest across various market capitalization levels, encompassing large-cap, mid-cap, and small-cap segments. This adaptability empowers the fund manager to select investments based on their potential for returns, without being constrained by the size of the companies.
The fund employs a dynamic asset allocation approach, meaning it adjusts the allocation between equity and debt in response to the prevailing market conditions. This strategy aims to minimize risk and optimize returns over an extended investment horizon.
Who Should Invest in the Best Flexi Cap Funds in 2025~?
Here are some of the investors who should consider investing in the best flexi cap funds in 2025:
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Investors with a long-term investment horizon: Flexi cap funds are equity funds, and equity markets can be volatile in the short term. However, over the long term, equity markets have historically trended upwards. Therefore, flexi cap funds are best suited for investors who have a long-term investment horizon of at least 5 years.
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Investors who can tolerate moderate to high risk: Flexi cap funds are riskier than debt funds or fixed-income investments. However, they have the potential to generate higher returns over the long term. Therefore, flexi cap funds are best suited for investors who can tolerate moderate to high risk.
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Investors who are looking for a diversified equity investment: Flexi cap funds invest in a wide range of companies across sectors and market capitalizations. This diversification helps to reduce risk and improve returns over the long term. Therefore, flexi cap funds are a good option for investors who are looking for a diversified equity investment.
How are Flexi Cap Funds Taxed in India?
Flexi cap mutual funds^^ are taxed as equity funds in India. This means that the capital gains from flexi cap funds are taxed at different rates depending on the holding period.
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Short-term capital gains (STCG): If you sell your flexi cap fund units within 12 months of purchase, the capital gain will be classified as short-term capital gain (STCG). STCG is taxed at a flat rate of 15%.
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Long-term capital gains (LTCG): If you sell your flexi cap fund units after 12 months of purchase, the capital gain will be classified as long-term capital gain (LTCG). LTCG from equity funds up to Rs. 1 lakh in a financial year is exempt from tax. Beyond Rs. 1 lakh, LTCG from equity funds is taxed at a flat rate of 10%.
HDFC Life Flexi Cap Fund Taxation
HDFC Life Flexi Cap Fund stands out with its added advantages of section 80C and 10(10D) benefits, setting it apart from other flexi cap funds. This unique feature not only offers potential for capital growth but also provides tax-saving benefits, making it a comprehensive investment choice. With HDFC Life Flexi Cap, you're not only building your wealth but also securing your financial future with smart tax planning.
How to Invest in Flexi Cap Funds?
To invest in Flexi Cap Fund from Policybazaar, follow these steps:
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Log in to your existing Policybazaar account or create a new one.
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Fill in your name, city, age, and contact numbers to assess personalized benefits.
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Choose plans from HDFC Life that are available.
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Click "Get Details" for more information on the Flexi Cap Fund.
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Review the plan details and click "Proceed" to continue.
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Enter the investment amount and select payment mode.
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Provide KYC details for regulatory compliance.
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Complete the payment process for confirmation of your purchase.
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under 10(10D))
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