Debt funds are a popular investment option for those seeking stability and steady returns. These funds primarily invest in fixed-income securities such as government bonds, corporate bonds, and other money market instruments which makes them highly liquid. They are managed by professional fund managers who aim to optimize returns while managing risk.
Top performing plans with High Returns**
Invest ₹10K/month & Get ₹1 Crore# returns
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|---|
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|---|
Fund Details |
Fund Size |
NAV |
5 Year |
7 Year |
10 Year |
|
|---|---|---|---|---|---|---|
 Builder
Fund Size: 237 Cr
|
237 Cr |
90.36 -0.35% |
8.21% |
8.06% |
8.45% Highest Returns |
Get Details |
 Whole Life Income Fund
Fund Size: 811 Cr
|
811 Cr |
38.64 -0.01% |
6.99% |
7.41% |
7.84% Highest Returns |
Get Details |
 Debt Fund
Fund Size: 478 Cr
|
478 Cr |
36.64 -0.02% |
7.02% |
7.28% |
7.63% Highest Returns |
Get Details |
 Conservative Fund
Fund Size: 231 Cr
|
231 Cr |
56.2 -0.10% |
8.1% Highest Returns |
7.47% |
7.56% |
Get Details |
Best ULIP Funds - Consider the best performing ULIP funds to invest in 2024 with Policybazaar. Find the list of best ULIP funds in India on the basis of Returns, Latest Nav, Fund Size and Categories
Returns as on 25-12-2024. The returns are the returns of best-performing fund in the plan
Disclaimer :
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Let us explore some of the Best Debt Fund options available in the market:
| Fund Name | 1-Year Return | 3-Years Return | 5-Years Return |
| Bank of India Short Term Income Fund | 13.93% p.a. | 11.94% | 4.11% |
| Nippon India Income Fund | 8.64% p.a. | 5.26% | 8.30% |
| DSP 10Y G-Sec Fund | 8.65% p.a. | 3.21% | 7.34% |
| UTI Gilt Fund with 10 year Constant Duration | 8.49% p.a. | 3.21% | 7.34% |
| ICICI Prudential Constant Maturity Gilt Fund | 8.46% p.a. | 4.47% | 8.85% |
| SBI Magnum Income Fund | 8.35% p.a. | 5.73% | 8.40% |
| SBI Magnum Constant Maturity Fund | 8.47% p.a. | 4.42% | 8.25% |
| Kotak Nifty SDL Apr 2032 Top 12 Equal Weight Index Fund | 8.09% p.a. | - | - |
| BHARAT Bond ETF FOF - April 2032 | 6.78% p.a. | - | - |
| LIC MF Medium to Long Duration Bond Fund | 7.75% p.a. | 4.40% | 7.11% |
As of September 2023
| Fund Name | Fund Size | NAV | 5-Years | 7-Years | 10-Years |
| IDBI Federal Life Insurance Pure Fund | Rs. 410 Crores | 38.52% | 12.07% | 11.99% | 15.37% |
| Aditya Birla Capital Builder | Rs. 250 Crores | 79.80% | 8.27% | 7.69% | 9.34% |
| Tata AIA Life Insurance Whole Life Income Fund | Rs. 794 Crores | 34.74% | 7.84% | 6.89% | 8.31% |
| Edelweiss Tokio Bond Fund | Rs. 110 Crores | 23.35% | 6.34% | 8.12% | 8.06% |
| Aditya Birla Capital Protector | Rs. 298 Crores | 57.98% | 7.52% | 6.73% | 8.19% |
| Bharti AXA Steady Money Fund | Rs. 72 Crores | 35.06% | 7.14% | 6.32% | 7.87% |
| Aditya Birla Capital Income Advantage | Rs. 820 Crores | 32.00% | 7.78% | 6.59% | 7.88% |
| ICICI Prudential Income Fund | Rs. 10,373 Crores | 25.81% | 5.82% | 7.23% | 7.82% |
| Canara HSBC Debt Fund | Rs. 446 Crores | 33.10% | 8.16% | 6.72% | 8.04% |
| Kotak Life Dynamic Bond Fund | Rs. 1,527 Crores | 44.44% | 7.55% | 6.31% | 7.87% |
As of September 2023
Following are the main highlights of Ageas Federal Life Insurance Pure Fund:
The date of inception of this fund is 1st September 2010.
The total fund size is Rs. 410 crores approximately.
The current 1 day returns are 0.09%, and the Net Asset Value (NAV) stands at 38.58%.
5 year returns under this fund are 12.07%, 7 years is 11.99%, whereas the highest 10 year returns under the fund are 15.37%.
Tata AIA Life Insurance Whole Life Income Fund is a ULIP (Unit Linked Insurance Plan) fund that principally invests in fixed income instruments in the market. Following are the main highlights of Tata AIA Life Insurance Whole Life Income Fund:
The date of inception of this fund is 3rd May 2018.
The total fund size is Rs. 794 crores approximately.
The Net Asset Value (NAV) stands at 34.74%.
5 year returns under this fund are 7.84%, 7 years is 6.89%, whereas the highest 10 year returns under the fund are 8.31%.
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Following are the main highlights of the Edelweiss Tokio Bond Fund:
The date of inception of the Edelweiss Tokio Bond Fund is 28th July 2011.
The total fund size is Rs. 110 crores approximately.
The Net Asset Value (NAV) stands at 25.41%.
5 year returns under this fund are 6.81%, 7 years’ highest return under this fund is 6.62%, whereas the 10 year returns are 7.84%.
Following are the main highlights of ICICI Prudential Income Fund:
The date of inception of the ICICI Prudential Income Fund is 23rd December 2009.
Total fund size is Rs. 9,589 crores approximately.
The Net Asset Value (NAV) stands at 27.95%.
5 year returns under this fund are 6.99%, 7 years is 6.31%, whereas the highest 10 year returns under the fund are 7.62%.
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Kotak Life Dynamic Bond Fund is a fund scheme by Kotak Mahindra with a fund size of approximately Rs. 1,527 crores. Following are the main highlights of Kotak Life Dynamic Bond Fund:
The date of inception of Kotak Life Dynamic Bond Fund is 1st January 2013.
The Net Asset Value (NAV) stands at 44.44%.
5 year returns under this fund are 7.55%, 7 years’ highest return under this fund is 6.31%, whereas the 10 year returns are 7.87%.
People Also Read: ICICI Prudential Nifty Midcap 150
Debt Funds are great investment options for investors looking forward to investing their money in safe money making instruments in the market. Investors generally opt for debt funds for capital appreciation and guaranteed moderate returns. It is important to always check returns on your investments using the SIP Calculator and it is crucial to have a market understanding before making any kind of investments.
*All savings are provided by the insurer as per the IRDAI approved insurance
plan. Standard T&C Apply
Tax benefit is subject to changes in tax laws
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Aditya Birla Sun Life ULIP Plans
Aviva ULIP Plans
Bajaj Allianz ULIP Plans
Bandhan Life ULIP Plans
Bharti AXA Life ULIP Plans
Canara HSBC ULIP Plans
Edelweiss Life ULIP Plans
Future Generali ULIP Plans
HDFC Life ULIP Plans
ICICI Prudential ULIP Plans
IDBI Federal ULIP Plans
IndiaFirst ULIP Plans
Kotak Life ULIP Plans
Max Life ULIP Plans
PNB MetLife ULIP Plans
Pramerica Life ULIP Plans
Reliance Life ULIP Plans
Sahara Life ULIP Plans
SBI Life ULIP Plans
Shriram Life ULIP Plans
Star Union ULIP Plans
Tata AIA ULIP Plans
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