IDFC Government Securities Fund - Investment Plan

Let us understand more about the Investment Plan in the IDFC Government Securities fund but first, let us briefly know about the IDFC Government Security fund.

IDFC Government Security Fund

IDFC Government Security fund is an IDFC Mutual Fund scheme prepared by SEBI (Security Exchange Board of India) (Mutual Fund) Regulation Act, 1996, and diligently managed by IDFC Asset Management Company Limited. This moderate risk coverage scheme is suitable for investors who are looking for:

• Investment plan – IDFC Government Security Fund

• Short-term plan - IDFC Government Security Fund

• Provident fund plan - IDFC Government Security Fund

Public subscriptions of these units are not approved or recommended by the Security Exchange Board of India (SEBI). Here we will know in detail about the IDFC Government Security Fund Investment plan scheme.

IDFC Government Security Fund Investment Plan Features

Here are some highlights of the IDFC Government Security fund investment plan that will help you understand the scheme in a better way.

• IDFC Government Security Fund investment plan is an open-ended dedicated gilt fund

• The category risk of the IDFC Government Security Fund Investment plan is moderate

• The objective of the scheme is to generate optimal returns with high liquidity

• Investments are made in treasury bills and government securities

• Realization of the scheme objective is not assured

• Units can be purchased or redeemed at Net Asset Value (NAV) based prices on all business days

• There are two plan options under the IDFC Government Security Fund Investment Plan

• Regular plan

• Direct plan

• Both regular and direct plan options have dividend and growth options

• Dividend option offers regular, periodic, quarterly, half-yearly, and yearly

Eligibility Conditions

Here are some eligibility conditions and other related details under the IDFC Government Security Fund Investment Plan

**”The investment risk in investment portfolio is borne by the policyholder”.

IDFC Government Security Fund Investment Plan Benefits 

The following are the important benefits covered under IDFC Government Security Fund Investment Plan:

• The current expense ratio under this plan is 0.62% including GST

• There is no exit load in this scheme

• Returns on income are taxable as per the tax slab of an individual if the scheme is sold before completion of 3 years

• Transaction charges per subscription of Rs.10,000/- and above are deducted by the AMCs

• Asset allocation under the IDFC Government Security Fund Investment Plan can be a maximum of 100%

1. Ranking and Returns Under IDFC Government Security Fund Investment Plan

   1. Under annualized returns

      Category	Annualized Returns
      	1 year	3 years	5 years	All-time
      Fund Returns	4.80%	11.90%	8.80%	9.80%
      Category Average	2.50%	9.30%	7.80%	-
      Rank within the category	11	1	2	-

   2. Under absolute returns

      Category	Absolute Returns
      	1 year	3 years	5 years	All-time
      Fund Returns	4.80%	40.10%	52.30%	127.70%
      Category Average	2.50%	30.40%	45.20%	-
      Rank within category	11	1	2	-

2. Scheme Returns and Benchmark Returns Under IDFC Government Security Fund Investment Plan

   Period	Scheme Returns %		Benchmark Returns %
   	Direct	Regular	Direct	Regular
   1 year	14.13	13.52	10.35	10.35
   3 years	12.06	11.28	10.84	10.84
   5 years	-	10.55	-	9.79
   Since Inception	10.89	8.6	9.5	8.34

3. NAV, AUM, Risk Under IDFC Government Security Fund Investment Plan

   NAV (Net Asset Value)	Rs.28.35 /-
   AUM (Asset Under Management)	Rs.1941.367 /-
   Fund charges	1.24%
   Risk level	Moderate

   A suggested time horizon to invest in IDFC Government Security Fund Investment Plan is more than 5 years for better results and returns. Belonging to the gilt category of mutual funds, IDFC Government Security Fund Investment Plan comes with the moderate risk involved.