Capital Small Finance Bank FD Interest Rates
Capital Bank has been operational since 2000 and was the first small finance bank in India. The bank majorly serves locations in North India with operations in Delhi, Punjab, Haryana, Rajasthan, and Chandigarh. It has 159 branches in India. The bank also provides banking facilities all seven days of the week at its branches.
Investment Plans
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Save upto ₹46,800 in tax under Sec 80C
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Inbuilt Life Cover
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Tax Free Returns Unlike FD+
Buy Online & Get upto 4% extra#
In-built life cover
Get Guaranteed returns up to 7.1%*
Fully Tax-Free* (unlike FD), Life Cover Included
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- Capital Small Finance Bank FD Rates
Features of IDFC Bank Fixed Deposit
Investment Amount Minimum - Rs.10,000 Maximum- No Maximum Limit
Tenure Minimum - 7 daysMaximum- 10 Years
Interest Rate Minimum - 4.00 %Maximum- 8.00%
Compare FD Interest Rates of Top Financial Institutions
| BANKS | GENERAL CITIZENS | SENIOR CITIZEN |
| Axis Bank FD Rates | 2.50% - 5.75% | 2.50% - 6.50% |
| Bandhan Bank FD Rates | 3.00% - 5.00% | 3.75% - 5.75% |
| Bank of Baroda FD Rates | 2.80% - 5.25% | 3.30% - 6.25% |
| Bank of India FD Rates | 2.85% - 5.05% | 3.35% - 5.55% |
| Canara Bank FD Rates | 2.90% - 5.40% | 2.90% - 5.90% |
| Central Bank of India FD Rates | 2.75% - 5.00% | 2.90% - 3.25% |
| DBS Bank FD Rates | 2.50% - 5.50% | 3.50% - 6.00% |
| HDFC Bank FD Rates | 2.50% - 5.60% | 3.00% - 6.35% |
| IDFC Bank FD Rates | 2.50% - 6.00% | 3.00% - 6.50% |
| Indian Bank FD Rates | 2.90% - 5.15% | 3.40% - 5.65% |
| Indian Overseas Bank FD Rates | 3.40% - 5.20% | 3.90% - 5.70% |
| IndusInd Bank FD Rates | 2.50% - 6.00% | 3.00% - 6.50% |
| Punjab National Bank FD Rates | 2.90% - 5.25% | 3.50% - 5.75% |
| SBI FD Rates | 5.30% - 5.40% | 5.80% - 6.20% |
| UCO Bank FD Rates | 2.55% - 5.05% | 3.80% - 6.30% |
| Yes Bank FD Rates | 3.25% - 6.25% | 3.75% - 7.25% |
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For these reasons, Capital bank has become one of the best banks in the country. The bank offers many services, including saving instruments like fixed deposits. The Capital Small Finance Bank FD Rates are some of the very best.
Capital Small Finance Bank Fixed Deposit Rates 2023
The Capital Small Finance Bank FD Rates are as follows:
Capital Small Finance Bank FD Rates for Domestic Term Deposits
| Tenure | Interest Rate (%) for Regular Citizens | Interest Rate (%) for Senior Citizens |
| 15 – 30 days | 3.35 | 3.85 |
| 31 – 45 days | 3.35 | 3.85 |
| 46 – 89 days | 3.85 | 4.35 |
| 90 – 179 days | 4.60 | 5.10 |
| 180 days – 1 Year | 5.10 | 5.60 |
| 1 Year - <5 Years | 6.00 | 6.50 |
| 5 Years - <10 Years | 6.00 | 6.50 |
| 400 Days Special Category | 6.10 | 6.60 |
| 900 Days Special Category | 6.25 | 6.75 |
Capital Small Finance Bank FD Rates for NRO/NRE Term Deposits
| Tenure | Interest Rate (%) for NRO | Interest Rate (%) NRE |
| 15 – 30 days | 3.35 | - |
| 31 – 45 days | 3.35 | - |
| 46 – 89 days | 3.85 | - |
| 90 – 179 days | 4.60 | - |
| 180 days – 1 Year | 5.10 | - |
| 1 Year - <5 Years | 6.00 | 6.00 |
| 5 Years - <10 Years | 6.00 | 6.00 |
| 400 Days Special Category | 6.10 | 6.10 |
| 900 Days Special Category | 6.25 | 6.25 |
*Fixed Deposit Interest rates are subject to change.
Features of Capital Small Finance Bank Fixed Deposit
Some of the main features of fixed deposit scheme by the Capital Small Finance bank are:
- Offers good liquidity and returns
- All accounts come with nomination facilities.
- Loan and overdraft facilities are available. They can go up to just 7.5% less than the entire deposit amount.
- Depending on the submission of the forms, one may not have to pay taxes. The relevant forms are 15H and 15G.
- Additional interest for senior citizens
- Can be used as margin money
- Individuals, group, firm, corporate entity, or a club can avail of this facility.
About Capital Small Finance Bank Fixed Deposit Interest Rate Calculator
Capital Small Finance Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest earned receivable at the end of the policy tenure. By entering some basic details, you can calculate the correct FD amount. Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:
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The amount that is invested
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The Rate of Interest offered
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The tenure of the Fixed Deposit Account
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The compounding period, that is, yearly, half-yearly, quarterly, or monthly
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The FD Amount
Once entered the following details, an investor will come to know:
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The maturity value of the FD
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The total interest earned during the complete tenure
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Capital Small Finance Bank Fixed Deposit Rates - Things to Know
Some crucial things that every customer must know are:
- This is available for Domestic, NRO and NRE citizens.
- There are two special categories:
- 400 days
- 900 days
- The senior citizen rate is 0.50% higher than the regular rate.
- There are two types of interest calculations
- Simple Interest for Short Term Deposits
- Compounded Interest for Cumulative Deposits
- For a tax saver scheme, the following features apply:
- Minimum value Rs. 100 and increments of the same amount
- Maximum value is Rs 150000
- Nomination is possible
- Fixed term of this is for 5 years
- It has two types of payouts:
- Quarterly
- At maturity
Summing it Up
Capital Small Finance Bank fixed deposits are available for both residents in India and abroad. The bank also offers 0.50% higher than regular rates for senior citizens.
Finally, tax-saving possibilities are there for a fixed deposit with a lock-in period of five years. Taken altogether, Capital Small Finance Bank Fixed Deposits are the right way to go in many cases.
*All savings are provided by the insurer as per the IRDAI approved
insurance plan. Standard T&C Apply
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable
tax slabs post 31st march 2023
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. The sorting is based on past 10 years’ fund performance (Fund Data Source: Value Research). For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
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