Bandhan Bank FD Interest Rates

Bandhan Bank FD Rates in India

Note: Interest rates are subject to changes.

Features and Benefits of Bandhan Bank FDs

Bandhan Bank offers several features and benefits to customers who invest in FDs. Some of them are:

1. Higher Interest Rates

   Bandhan Bank offers attractive interest rates on FDs, which can help you earn higher returns on your savings.

2. Flexible Tenure

   The bank offers flexible tenure options for FDs, ranging from 7 days to 10 years. You can choose the tenure that suits your investment needs.

3. Loan against FD

   Bandhan Bank allows you to take a loan against your FD, which can be useful in case of emergencies.

4. Nomination Facility

   The Bank allows you to nominate a person who will receive the FD amount in case of your unfortunate demise.

5. Automatic Renewal

   It offers automatic FD renewals, meaning your FD will be renewed automatically on maturity unless you instruct otherwise.

Bulk Term Deposits Rates of Rs 2 to 50 crores (w.e.f. 01 March 2023) – With Premature Payment Facility

Note: Interest rates are subject to change. All investors must confirm it with their bank before making the final investment.

Bank FD Interest Rates

Bank FD Calculator

NRI-NRE FD Rates

Allahabad Bank FD Interest Rates

Andhra Bank FD Interest Rates

Assam Gramin Vikash Bank FD Interest Rates

AU Small Finance Bank FD Interest Rates

Axis Bank FD Rates

Bajaj Finance FD Interest Rates

Bangiya Gramin Vikash Bank FD Interest Rates

Bank of Baroda FD Interest Rates

Bank of Ceylon FD Interest Rates

Bank of India FD Interest Rates

Bank of Maharashtra FD Interest Rates

Baroda Gujarat Gramin Bank FD Interest Rates

Canara Bank FD Interest Rates

Capital Small Finance Bank FD Interest Rates

Central Bank of India FD Interest Rates

Citibank FD Interest Rates

City Union Bank FD Interest Rates

Corporation Bank FD Interest Rates

Dakshin Bihar Gramin Bank FD Interest Rates

DBS Bank FD Interest Rates

Dena Bank FD Interest Rates

Dhanlaxmi Bank FD Interest Rates

Equitas Small Finance Bank FD Interest Rates

ESAF Small Finance Bank FD Interest Rates

HDFC Bank FD Interest Rates

HSBC FD Interest Rates

ICICI Bank FD Interest Rates

IDBI Bank FD Interest Rates

IDFC First Bank FD Interest Rates

Indian Bank FD Interest Rates

Indian Overseas Bank FD Interest Rates

IndusInd Bank FD Interest Rates

Jana Small Finance Bank FD Interest Rates

Karnataka Bank FD Interest Rates

Kerala Gramin Bank FD Interest Rates

Kotak Mahindra Bank FD Interest Rates

Lakshmi Vilas Bank FD Interest Rates

Muthoot Capital

Nainital Bank FD Interest Rates

Odisha Gramya Bank FD Interest Rates

Paschim Banga Gramin Bank FD Interest Rates

Paytm Payments Bank FD Interest Rates

PNB FD Interest Rates

Prathama UP Gramin Bank FD Interest Rates

RBL Bank FD Rates

Saurashtra Gramin Bank FD Interest Rates

SBI FD Interest Rates

Shriram Finance FD Interest Rates

State Bank of Hyderabad FD Interest Rates

State Bank of Mysore FD Interest Rates

State Bank of Travancore FD Interest Rates

Syndicate Bank FD Interest Rates

Tamil Nadu Grama Bank FD Interest Rates

Telangana Grameena Bank FD Interest Rates

Tripura Gramin Bank FD Interest Rates

UCO Bank FD Interest Rates

Ujjivan Small Finance Bank FD Interest Rates

Union Bank of India FD Interest Rates

Uttar Bihar Gramin Bank FD Interest Rates

Uttarakhand Gramin Bank FD Interest Rates

Vijaya Bank FD Interest Rates

Yes Bank FD Interest Rates

Expand

Allahabad Bank FD Calculator

Andhra Bank FD Calculator

AU Bank FD Calculator

Axis Bank FD Calculator

Bajaj Finance FD Calculator

Bandhan Bank FD Calculator

Bank of Baroda FD Calculator

Bank of India FD Calculator

Bank of Maharashtra FD Calculator

Canara Bank FD Calculator

Central Bank FD Calculator

Corporation Bank FD Calculator

Equitas Small Finance Bank FD Calculator

HDFC Bank FD Calculator

ICICI Bank FD Calculator

IDBI Bank FD Calculator

IDFC Bank FD Calculator

Indian Bank FD Calculator

Indian Overseas Bank FD Calculator

IndusInd Bank FD Calculator

Karnataka Bank FD Calculator

Karur Vysya Bank FD Calculator

Kotak Bank FD Calculator

Mahindra Finance FD Calculator

OBC Bank FD Calculator

Odisha Gramya Bank FD Calculator

PNB Bank FD Calculator

SBI FD Calculator

Shriram Finance FD Calculator

Syndicate Bank FD Calculator

Tripura Gramin Bank FD Calculator

UCO Bank FD Calculator

Union Bank FD Calculator

Yes Bank FD Calculator

Expand

HDFC NRE FD Rates

Maybank Malaysia FD Rates

SBI NRI FD Rates

Axis NRI FD Rates

Maybank Singapore FD Rates

Yes Bank NRI FD Rates

Things to Note:

• Interest rates vary for fixed deposits without premature payment facilities. Contact your nearest branch or relationship manager to know the details.

• In case of premature withdrawal of deposit, a 1% penalty applies to the corresponding ROI for which the deposit has been kept in the bank.

• Any deposit above 10 crores is taken only after the treasury’s approval.

Types of Bandhan Bank FD Schemes

The Bandhan Bank offers five types of FD schemes, which are as follows:

1. FD Premium

   FD premium scheme offers premium rates for high value fixed deposits. Bandhan Bank FD rates for regular deposits do not apply to this scheme. It is a bulk deposit scheme that attracts high interest rates.

   Parameters	Details
   Minimum Deposit Amount	Rs 2 Crore
   Tenure	7 Days to 10 Years
   Senior Citizen Rates	NA
   Overdraft/ Loan Against FD	Available
   Features	. Option to close the deposit in case of an emergency . Deposits above Rs 10 Crore made treasury’s approval . Bandhan Bank FD rates without premature tenure facility range between 91 days and 3 years

2. FD Standard (Traditional FD)

   A Standard Fixed Deposit scheme by Bandhan Bank offers flexible tenures coupled with a higher rate of interest as compared to the savings account.

   Parameters	Details
   Minimum Deposit Amount	Rs. 1,000
   Tenure	7 Days to 10 Years
   Senior Citizen Rates	Bandhan Bank FD rates for senior citizens are 0.50% higher than regular rates for deposits of more than Rs 1 Crore
   Rate of Interest	Current interest rate: 3 – 7.25% Interest payout: Quarterly or monthly
   Overdraft/ Loan Against FD	Available
   Premature withdrawal	Available
   Features	. Provides auto-renewal facility . Offers facility for nomination

3. FD Advantage

   FD Advantage scheme offers compound interest benefits. This scheme has a flexible investment period and deposit amount requirement. Here are some features of the Bandhan Bank FD scheme:

   Parameters	Details
   Minimum Deposit Amount	Rs. 1,000
   Tenure	6 Months to 10 Years
   Senior Citizen Rates	Bandhan Bank FD rates for senior citizens are 0.50% higher than normal rates for deposits of more than Rs. 1 Crore
   Interest Rates	Current interest rates: 4.50 – 7.25%
   Overdraft/ Loan Against FD	Available
   Premature withdrawal	Available
   Features	. You can withdraw the deposit partially or fully. . The facility of nomination is available. . Automatic plan renewal is available to all investors.

4. FD Tax Saver

   A tax saver FD by Bandhan Bank helps customers to save tax and earn decent returns. At the time of filing an ITR, investors of Tax Saver FD have the option to claim income tax deductions u/s 80C of the IT Act, 1961.

   Parameters	Details
   Deposit Amount	Rs. 1,000 to Rs. 1.5 Lakh
   Tenure	5 to 10 years (lock-in)
   Senior Citizen Rates	For senior citizens, the rates are 0.75% extra than normal Bandhan Bank FD rates.
   Bandhan Bank FD rates of interest	Compounding of interest
   Premature withdrawal	N/A
   Features	· Offers the dual benefit of higher returns and tax savings ·  Nomination available ·  Offers tax benefit u/s 80C of the IT Act, 1961

5. FD Dhan Samriddhi

   FD Dhan Samriddhi is a Bandhan Bank fixed deposit scheme designed to offer higher returns to its investors in a short duration. It is one of the growth-oriented FD schemes aiming at earning higher returns as per the frequent Bandhan bank FD rates.

   Parameters	Details
   Minimum Deposit Amount	Rs. 5,000
   Tenure	6 months to 10 years
   Treatment of Interest	Compounding of Interest
   Premature withdrawal	Available
   Features	· Offers low balance maintenance at Rs. 1,000 · Automatic renewal option · Easy FD booking through phone banking, internet banking, or at the branch · Facility of nomination available

Loan against Fixed Deposit of Bandhan Bank

In times of requirement, an investor can take a loan against their FD under a few conditions:

• An investor can take a loan up to 90% of his/her FD amount.

• Loan is offered at standard FD rates plus 1.5 to 2.00%.

• The bank charges no processing fee and repayment can be extended for three years.

• Loan against FD offers faster disbursement that makes the FD liquid in case of emergency.

How to Apply for the FD Schemes of Bandhan Bank?

1. Online Process

   Follow these steps to apply for a fixed deposit scheme offered by Bandhan Bank online:

   • Visit Bandhan Bank’s official website.

   • Move to the 'Apply Now’ tab situated on the menu bar available on the upper side of the webpage.

   • Choose your suitable FD type from the drop-down available on top.

   • Fill your form with details like mobile number, email id, and name.

   • Click 'Submit' after reviewing each detail.

   A representative of Bandhan Bank contacts to provide information related to further steps. Ensure to check the Bandhan Bank FD interest rates.

   Documents Required to Apply Bandhan Bank FD Schemes:

   • PAN Card

   • Photo ID Proof (Aadhar card, PAN Card, etc.)

   • Passport size photograph

   • Proof of residence (Voter ID Card, Aadhar Card, Passport, etc.)

   • Form 15H/ 15G

2. Offline Process

   For applying offline, all you need to do is to visit the nearest branch of Bandhan Bank with all the above-mentioned documents and follow the instructions of the bank’s representative.

Bandhan Bank Fixed Deposit Interest Rate Calculator

Bandhan Bank Fixed Deposit calculator is an easy-to-use, hassle-free tool that helps in quick calculation of the maturity amount and the interest receivable at the end of the policy term. By entering some basic details, you can calculate the correct FD amount. 

Here are the steps that an investor needs to follow to calculate Fixed Deposit rates on the FD Calculator:

• Amount that is invested

• Rate of Interest offered

• Tenure of the Fixed Deposit Account

• Compounding period, that is, yearly, half-yearly, quarterly, or monthly

Once entered the following details, an investor will come to know the maturity value of the FD and the total interest earned during the complete tenure.

About Bandhan Bank

Bandhan Bank is among the premier banks in India that offer selective banking solutions as per the customer's needs. From savings accounts to investment schemes like fixed deposits, the bank efficiently aids its customers with multiple options. Headquartered in Kolkata, Bandhan bank has multiple branches across India.

In Conclusion

Bandhan Bank offers competitive FD interest rates, flexible tenure options, and several other benefits to its customers. Investing in FDs can help you earn higher returns on your savings and secure your financial future. However, before investing in FDs, it is important to evaluate your financial goals and risk appetite to make an informed decision.

FAQ's