Vitality Life Insurance offers comprehensive coverage designed to provide financial security and encourage healthy living. Their policies range from term life insurance to critical illness cover and income protection, catering to diverse needs. Customers benefit from discounted premiums, wellness rewards, and the assurance of financial protection for their families.
Vitality aims to support a healthier, more secure life for its policyholders. Let us take a look at the detailed information on Vitality life insurance plans:
What is Vitality Life Insurance?
Vitality Life Insurance provides your loved ones with a lump sum payment if you pass away or are diagnosed with a terminal illness. This money can help cover expenses like your mortgage or funeral costs. If you have children or dependents who rely on your income, a life insurance policy can offer them financial security.
Not sure if this is what you need? Consider these options:
Income Protection: Pays you a monthly income if you get sick or injured and can’t work.
Serious Illness Cover: Provides a lump sum if you're diagnosed with a serious illness like cancer.
Term Plans
₹1 Crore
Life Cover
@ Starting from ₹ 16/day+
₹50 LAKH
Life Cover
@ Starting from ₹ 8/day+
₹75 LAKH
Life Cover
@ Starting from ₹ 12/day+
Why Buy from Vitality Life Insurance Company?
Here is why you should consider buying life insurance plans from Vitality Life Insurance Company:
Protect Your Loved Ones and Your Health: Vitality Life Insurance helps you secure your family’s financial future while encouraging a healthier lifestyle.
Save on Premiums: Enjoy up to 40% off your premiums. The healthier you are, the lower your premiums stay.
Earn Weekly Rewards: Stay motivated with rewards like discounted gym memberships, spa breaks, and weekly coffees.
Lifetime Protection: Get lifelong protection and easily boost your coverage when life changes, such as buying a house or having a child.
Peace of Mind: With 99.7% of life cover claims paid in 2023 (Vitality Claims and Benefits Report, 2024), you can trust that Vitality will be there when you need it most.
How Does Vitality Life Insurance Work?
Pay Monthly: Buy a vitality life insurance, set up a Direct Debit, and pay your premiums starting from just £5 a month.
Make a Claim: If you pass away during your plan term, your loved ones can make a claim.
Receive a Lump Sum: Once the claim is approved, your family will receive a lump sum payment. They can use this money for anything, such as paying off the mortgage or covering other expenses.
Secure Your Family Future Today
₹1 CRORE
Term Plan Starting @
Get an online discount of upto 10%#
Compare 40+ plans from 15 Insurers
+Standard T&C Applied
What Are the Different Types of Vitality Life Insurance?
Term Life Insurance:Term life insurance is the most popular and affordable option. It covers you for a set period, typically between five and 70 years. If you pass away during this time, your loved ones receive a lump sum payment.
Whole of Life Insurance: This type of policy covers you for your entire life. It guarantees a lump sum payment to your family whenever you pass away. Because it lasts your whole life, the monthly premiums are higher.
What is the Ideal Life Cover for Your Family?
When deciding how much life insurance cover to get, consider the following:
The remaining amount on your mortgage needs to be paid off.
Any outstanding debts, such as credit cards or loans.
The funds needed for childcare or future education expenses.
The amount required to cover funeral expenses.
The ideal Vitality life insurance cover amount should be enough to address these needs, providing your family with financial security and peace of mind.
The amount of coverage you need, such as for a mortgage or school fees.
Your health and lifestyle, including any past medical conditions or smoking habits.
The risk level of your job, such as working as a firefighter.
Our life insurance policies start from £5 a month, and you can get up to 40% off your premiums in the first year. Keep staying active to maintain that great discount each year.
What are the Additional Cover Options Available with Vitality Life Insurance?
We offer more than just standard life insurance:
Serious Illness Cover: Provides a payout if you're diagnosed with any of up to 174 listed serious illnesses.
Income Protection: Delivers monthly income if you’re unable to work due to sickness or injury.
Mortgage Protection: Pays off your mortgage if you become terminally ill or pass away.
Alternate Ways to Get Term Life Insurance for NRIs From India
Benefits of Buying Term Life Insurance for NRIs from India
GST waiver upto 18% on the premiums paid and an additional 5% discount on the annual mode
Premiums are much more affordable than international term plans
The CSR or the claim settlement ratio helps compare the plans in India
Tele/video medicals help remove the hassle of travelling back to India just to clear their medicals
Global coverage with the option to cover you against terminal illness, critical illness, and more
How to Buy Term Life Insurance for NRIs from Indian Insurers?
Step 1: Visit the Term Insurance for NRIs page of Policybazaar
Step 2: Enter all the required details like your name, gender, and contact information
Step 3: Select the right occupation type, educational qualifications, smoking habits, and annual income
Step 4: Choose the most suitable term life insurance for NRIs and proceed to pay
†Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in