Empire Life Insurance

Empire Life Insurance is one of the top insurance providers in Canada known for offering a variety of life insurance solutions tailored to individual and business needs. The company specializes in serving small to midsize businesses, emphasizing digital innovation and personalized customer service.

51 Partners Insurance Partners

10.5 Crore Registered Consumer

5.3 Crore Policies Sold

We are rated ++ rating

₹2 Crore Life cover starting from

Lowest Price Guarantee ^˜

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With flexible and competitively priced plans, Empire Life Insurance aims to provide financial security and peace of mind for policyholders and their loved ones. Let us

Why Buy From Empire Life Insurance?

Empire Life Insurance is a Canadian company that specializes in serving small to midsize businesses. They are driven by digital innovation and connectivity, making their services simple, fast, and easy to use. With a personal touch and a strong commitment to customer service, Empire Life simplifies the delivery of flexible and competitively priced insurance plans.

Note: Check all the best term insurance plan in India.

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day⁺

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day⁺

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day⁺

What is the Need for Empire Life Insurance?

Empire Life Insurance provides essential protection for your life, offering financial security for your family, loved ones, and business. With life insurance from Empire Life, you ensure that your beneficiaries receive a tax-free payment upon your death. This financial support can help cover expenses and provide stability during difficult times. Explore your life insurance coverage options with Empire Life to safeguard your future and that of your loved ones.

What are the Different Types of Empire Life Insurance Available in Canada?

Term Life Insurance

Term life insurance is a type of life insurance that offers long term protection at affordable premiums. You can choose the plan to cover you for 10, 15, 20, 25, 30 or more number of years. These plans are suited for individuals who have or are planning on taking mortgage, small business owners who want to cover initial expenses, and individuals who want to secure the financial future of their loved ones.
Permanent Life Insurance

These plans provide guaranteed lifetime protection with premiums that remain stable for your whole life. You can choose to get coverage till 100 years of age and access cash value or buy a plan that covers till 100 years with no cash value but low premiums. These plans are suited for individuals who want to build cash value over time, young adults who want to secure whole life at affordable premiums, and elder people who want to leave a financial legacy for future generations.
Permanent Participating Life Insurance

These permanent participating life insurance plans are designed to offer wealth accumulation and estate protection for the family with the potential of gaining dividends and an opportunity to participate in the company profits. You can choose from EstateAxis Max Life Insurance, which offers life insurance protection for your long term estate needs while helping you build wealth over time. Or you can opt for Optimax Wealth, which offers guaranteed cash value along with life insurance protection. These plans are suited for children who want to secure large cover affordable premiums, individuals who wish to secure themselves against market-linked risks, and small businesses needing long or short term protection.
Guaranteed Issue Life Insurance

Guaranteed Life Protect offers lifelong coverage with premiums paid until age 95. Your coverage never decreases, and rates remain stable regardless of age or health status.

In case of Death within 24 months:
- Natural causes: Refund of premiums paid.
- Accidental causes: Full face amount of the policy.
- Death after 24 months: Full face amount of the policy.
This plan includes guaranteed cash surrender values starting at the 5th policy anniversary and reduced paid-up values from the 8th anniversary. These plans are ideal for elder individuals covering final expenses, those previously declined for life insurance, or anyone seeking quick, no-questions-asked coverage.

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @

Get an online discount of upto 15%^#

Compare 40+ plans from 15 Insurers

⁺Standard T&C Applied

Alternate Ways to Buy Term Life Insurance from Indian Insurers

Benefits of Buying Term Life Insurance for NRIs from India
- Pre-approved cover with global coverage that offers long-term protection
- 18% GST waiver on premiums along with an additional 5% discount on annual mode
- Tele and video medical facilities allow a hassle-free buying process
- Premiums are much more affordable in India compared to international term plans
- Get enhanced coverage against terminal and critical illnesses and accidental death
How to Buy Term Life Insurance from Indian Insurers?

Here is how you can buy term life insurance for NRI from India:

Step 1: Visit the term insurance for NRI page of Policybazaar

Step 2: Fill in the required details like name, gender, and contact details

Step 3: Enter the right occupation type, smoking habits, annual income, and educational qualifications

Step 4: Choose the term insurance for NRI and proceed to pay

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What is Term Life Insurance

˜Top 5 plans based on annualized premium for bookings made on https://www.policybazaar.com in the first 6 months of FY 24-25.

Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

+Rs. 487/month (Rs.16/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited

We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale

Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.

+Rs. 820/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

+Rs. 1,443/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 38 years of age.

˜ Policybazaar Promise reflects the guarantee offered by insurers. Price assurance is based on certifications shared by insurers with us.