IFSC Code

List of IFSC Code, MICR Code and Addresses of all Banks in India

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Dena Bank IFSC Code: Dena Bank MICR Code & Branches in India

IFSC Code is an essential part of online bank transactions, which consists of 11 characters. It helps the Reserve Bank of India to keep a track of bank transactions and to recognise the branches. The first four alphabets denote the name of the bank, the fifth character is Zero and the last six characters represent the bank branch. Dena Bank IFSC Code is useful in performing multiple online transactions. Let’s say Dena Bank Bandra, Mumbai IFSC Code is BKDN0460144. Here BKDN indicates the bank, the fifth character is zero and the last six digits 460144 represent the particular bank branch that is Bandra. Dena Bank IFSC Code is essential to sending money through NEFT, RTGS and IMPS.

About Dena Bank

Being counted among the most prestigious public sector banks in India, Dena Bank is popular for its good market share. It is the first bank to introduced Minor Saving Schemes, credit card in Rural India, Drive-in ATM in Juhu etc. The bank was founded in the year 1938 and headquartered in Mumbai. As of April 1^st, 2019, the bank was merged with Bank of Baroda, along with Vijaya Bank to create the third-largest money lender in the country.

How to Find Dena Bank IFSC Code and MICR Code Online

Finding out Dena Bank IFSC Code and MICR Code is easy. These codes are listed on the official website of Dena Bank. In order to find one-

Just visit the official website of Dena Bank
Select your bank branch
Mention the district name
Mention the area in which the branch is located

After mentioning this information, you’ll get Dena Bank IGSC Code of a particular branch. Another way to search for IFSC Code is approaching a third party website such as Policybazaar.com. Go to the home page of the website and click on Bank IFSC Code Locator. You’ll be asked to provide some input such as the bank name. Here mention Dena Bank and other related details such as sate, district and particular branch. After providing these details, you will be provided with Dena Bank IFSC code and MICR code of a particular branch.

How to Find Dena Bank IFSC Code and MICR Code Offline

You can find Dena Bank IFSC Code and MICR Code offline as well. These codes are mentioned on the bottom of your cheque book. Dena Bank IFSC code is also mentioned on the front page of your passbook.

Dena Bank IFSC Code

How can I Transfer Money Using Dena Bank NEFT, RTGS, IMPS Processes?

These days it is very easy and convenient to transfer funds electronically. In this regard, Dena Bank IFSC Code plays an important role. NEFT, RTGS and IMPS services are popular among the individuals for transferring money from one account to another in no time. This has reduced the hassle of having to wait in long queues or days for the money to be credited to the beneficiary account. Let’s know about how these methods help you transfer money in a hassle-free manner.

Transferring Money through NEFT

Sending fund with Dena bank is very easy through NEFT service. With Dena Bank IFSC Code, you can ensure a safe transfer even if you want money to be credited from third party’s bank account. NEFT services are allowed from Monday to Friday through six settlements at the below timings:

Days	Timings
Monday-Friday	9.30 a.m., 10.30 a.m., 12.00 p.m., 01:00 p.m., 03:00 p.m. and 04:00 p.m.
Saturday	9.30 a.m., 10: 30 a.m. and 12 p.m.

NEFT is much popular among those who want fast and secure money transfers. The best part is there is no limit of transaction where customers can send money across the country. Dena Bank allows both account holder as well as non-account holders to use its NEFT service.

However, a nominal charge is applied for availing this facility:

Minimum Amount	Charge
Up to Rs.1 lakh	No
Rs. 1 lakh to Rs. 2 lakh	Rs. 17 per transaction
Above Rs. 2 lakh	Rs. 28 per transaction
For non-accountholder up to Rs 50,000	Rs. 6 per transaction

Sending Money Through RTGS (Real Time Gross Settlement):

RTGS is one of the popular money transfer methods that ensure quick and safe transaction. This allows the customers to send fund in a quick manner on areal-time basis. Under RTGS, the fund settlements are done in the book of Reserve Bank, the payments are final and irrevocable. It ensures that once the request goes, it can’t be cancelled.

Dena Bank IFSC Code is required to perform RTGS if non-account holder wants to send money to a Dena bank account. There is no upper limit but the minimum transaction limit through RTGS is Rs. 2 lakh. To avail RTGS facility with Dena Bank

Submit the online form to RTGS enable bank branch
Mention the necessary information such as beneficiary bank branch, name, IFSC code etc.
Beneficiary account number
Amount to be transferred
A message will be sent through the RTGS system to the beneficiary bank’s branch
The amount will be credited to the beneficiary’s account on the same day. In case of a holiday, the money will be transferred on the next business day.

Timings of Dena Bank RTGS

	For customer Transaction	Inter Bank Transaction
Regular days including Saturdays	From 8 a.m. to 4.30 p.m.	From 8 a.m. to 7.45 p.m.
Second & Fourth Saturday	NA	NA

Transaction Through IMPS

Immediate Payment Service (IMPS) from Dena Bank is an instant fund transferring process that is available 24x7. The amount is credited to the beneficiary account instantly, where IMPS can be done through mobile banking/internet banking. In order to send money through IMPS:

Log on to your bank’s mobile banking app
Go to the send money option/fund transfer tab and click on IMPS option
Enter beneficiary’s mobile number, amount to be transferred beneficiary's MMID
It will ask for a mobile PIN in order to authenticate the transaction
After verifying the MPIN, the money will be transferred to the beneficiary’s account at once
A confirmation on the transaction will be sent by the respective bank

In order to receive money through IMPS- provide your name, mobile number and MMID to the sender.

Dena Bank IFSC Code - FAQs

Q.1 How is NEFT different from RTGS and EFT?

Ans: NEFT is an online payment system to transfer money from one bank account o another, within and outside the same bank. NEFT works on the Net settlement, unlike RTGS fund transfer that works on the gross settlement. Through NEF, one can transfer money to any part of the country, unlike EFT that is limited to the 15 centres only, where Reserve Bank of India’s offices are located.

Q.2 What is Dena Bank IFS Code? How it is different from the MICR code?

Ans: Like any other banks, Dena Bank IFSC Code is an 11 digit alphanumeric code designed to identify a particular branch of Dena Bank. The first 4 characters indicate the bank, the 5^th character is always zero, the last six characters indicates the bank branch. This helps RBI to keep a track of bank transactions on a regular basis. Also, it is helpful in NEFT, RTGS, EFT transaction.

On the other hand, Magnetic ink Character Recognition code or MICR code is a technology that helps is a faster clearance of cheques. It works thorough recognising the unique characters printed on the bank cheque book. MICR is a 9 digit code which can be found in the bottom of the cheque leaf.

Q.3 How will I identify the Dena bank IFS Code of my bank-branch?

Ans: As per the RBI’s instruction, all banks have printed IFSC code of cheques leaves to make it convenient for their customers. Moreover, you can find it on the front page of your bank passbook. Also, you may call the bank or customer care to know your IFSC code.

Q.4 what to do in case of non-credit or delay in truncation to the beneficiary account?

Ans: Initially you should contact your respective bank and let them know your concern. If the issue is not resolved yet, you can contact the Customer Service department of RBI at:

The Chief General Manager,
Reserve Bank of India,
Customer Service Department,
1st Floor, Amar Building, Fort,
Mumbai-400001

Q.5 Do I need a bank account to originate the NEFT transaction with Dena Bank?

Ans: Yes, NEFT is an account to account funds transfer system for which you will need an account for sure.

Q.6 Is it necessary for the beneficiary to have an account with the destination bank branch?

Ans: Yes, the beneficiary needs to have an account with the destination bank branch to initiate NEFT

Q.7 Can I perform a foreign transaction using NEFT?

Ans: No, You can only make transactions through NEFT with the country.

Q.8 Can I send/receive funds from/to NRI accounts under NEFT?

Ans: Yes, subject to the applicability of provisions of FEMA

Q.9 What are the information required to initiate NEFT?

Ans: The essential information that needs to be furnished are:

Recipient’s details such as name and account number
Name and IFSC of the beneficiary/recipient bank branch.

Q.10 How can I track my transaction in between?

Ans: You can track the transaction through the remitting bank branch only.

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