The Kanyashree Prakalpa Scheme is a flagship initiative implemented by the Department of Women Development and Social Welfare of the Government of West Bengal. The aim of the scheme is to improve the status and well-being of the girl child in the state by incentivizing schooling and delaying their marriages until the age of 18, the legal age of marriage. As of July 2023, more than 20 million girls have benefited from the scheme.
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West Bengal Kanyashree Prakalpa is a conditional cash transfer scheme launched by the Government of West Bengal in 2013. The scheme aims to empower and support the education of girl students from economically disadvantaged backgrounds in the state.
Under the Kanyashree Prakalpa Scheme, girls between the ages of 13 and 18 receive an annual scholarship, known as the Kanyashree scholarship, to support their educational expenses.Â
Additionally, there is a one-time grant called the Kanyashree K2, which is provided to girls when they turn 18 years of age, provided they are unmarried and have continued their education.
The features of West Bengal Kanyashree Prakalpa are as follows:
The scheme has two main financial components:
Kanyashree Bond: A one-time grant of Rs. 25,000 to unmarried girls of 18 years of age who are pursuing regular education or vocational/ sports training.
Annual Scholarship: An annual scholarship of Rs. 1,000 to unmarried girls aged 13-18 years who are enrolled in Class 8 or above.
Income Criteria: The scheme is open to girls from families with an annual income of less than Rs. 1.2 lakhs. The capping on annual income is not applicable for girls who have lost both parents, are physically challenged (40% disability), or are inmates of a J.J. Home under the J.J. Act, 2000.
Discouragement of child marriage:Â The scheme also discourages child marriage by providing a one-time grant of Rs. 25,000 for higher education to girls who remain unmarried until they are 18 years old.
Awareness and Outreach: Kanyashree Prakalpa involves the establishment of Kanyashree clubs in schools and colleges to engage students in discussions and activities related to gender equality and education.
Collaboration with Other Programs: To maximize its impact, the Kanyashree Prakalpa scheme collaborates with various existing government programs, like Swachh Bharat Abhiyan (Clean India Mission) and the National Health Mission, to address issues related to sanitation, health, and hygiene.
Beneficiaries: Approximately 18 lakh (1.8 million) girl students receive an annual scholarship, and approximately 3.5 lakh (0.35 million) girls receive a one-time grant of Rs. 25,000 each year under Kanyashree Prakalpa.
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Following are the specific eligibility criteria for an applicant who wants to apply for the West Bengal Kanyashree Prakalpa:Â
Particulars | Eligibility Criteria |
Beneficiary | Resident girl child of the State of West Bengal |
Age Criteria | 13 – 18 years of age |
Marital Status | Unmarried |
Income Limit |
|
Education Criteria | Girl child should be a student attending regular education or vocational/ sports training. |
Follow the steps mentioned below on how to apply for the West Bengal Kanyashree Prakalpa scheme:
Step 1: Download the application form from the official website of the scheme or from the nearest Kanyashree Prakalpa designated institution. The link to the website is: https://wbkanyashree.gov.in/
Step 2: Fill out the application form carefully and attach all the required documents, as mentioned in the next section.
Step 3: Submit the application form to the Headmaster/ Principal of your school or at the nearest institution designated for Kanyashree Prakalpa applications.
Step 4: The submitted application will undergo a verification process by the concerned authorities. They will assess the eligibility and authenticity of the provided information.
Step 5: Upon approval, the beneficiary will start receiving the benefits of the Kanyashree Prakalpa Scheme in her bank account. This may include the annual Kanyashree scholarships and, upon turning 18, the one-time Kanyashree K2 grant.
The list of documents required to apply for the West Bengal Kanyashree Prakalpa Scheme is as follows:
Particulars | Documents Required |
Proof of Age |
|
Proof of Residence |
|
Income Proof | Income certificate by authorised officials |
Educational Certificates |
|
Bank Account Details | Following bank account details of the girl child:
|
Other Important Documents |
|
Let us learn the benefits of the Kanyashree Prakalpa Scheme from the list mentioned below:
Promotes Girl Child Education: Kanyashree Prakalpa encourages girls from economically disadvantaged backgrounds to pursue education by providing financial support.
Reduces School Dropout Rates: The scheme has been successful in reducing the dropout rates among girls through conditional cash transfers, such as the Kanyashree K2 grant.
Combats Child Marriage: Kanyashree Prakalpa plays a crucial role in preventing child marriage, which helps them to continue their education and empowers them to make informed choices about their future.
Improves the Status of Girls: The scheme has helped to improve the status of girls in West Bengal by giving them more opportunities for education and employment. This has led to a better future for girls in the state.
Step 1: One needs to log in to the Kanyashree Portal
Step 2: Select the Track Application button on the website
Step 3: Fill up all the necessary details like year of application, application id, scheme type, and DOB. Click on the button for Submit.
Step 4: Once the information is submitted, the website should display the status of your application.
Step 1: Visit the Kanyashree Prakalpa scheme's official website.
Step 2: On the homepage, click on the option Online Grievance.
Step 3: Click on the button submit your grievance.
Step 4: Enter your Kanyashree application I.D. and year of application, and click on the Show button.
Step 5: Enter all the details in the grievance form visible to you.
Step 6: Now, click on the submit button.
Firstly, open the homepage of the official website of the Kanyashree Prakalpa scheme.
Now click on the 'online grievance' option on the homepage.
Next, click on the button Status of Redressal.
A new page will be displayed where you have to enter the Captcha code and grievance I.D.
Now click on the button Check.
Grievance status will be shown on the computer screen.
The Kanyashree Prakalpa was awarded the United Nations Public Service Award (UNPSA) 2017 in the category of Innovation in Public Service
The Kanyashree Prakalpa was awarded the World Bank Development Impact Award in the category of Improving the Lives of Women and Girls.
The Kanyashree Prakalpa was awarded the GEM-Tech Awards of the International Telecommunication Union (ITU) in the category of ICTs for Women's Economic Empowerment.
The Kanyashree Prakalpa was awarded the National e-Governance Award by the Government of India in the category of Best State e-Governance Initiative.
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*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
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