Sukanya Samriddhi Yojana Calculator

What is the Sukanya Samriddhi Yojana Calculator?

The Sukanya Samriddhi Yojana (SSY Calculator) is a tool that helps you estimate the maturity amount you'll get on your investment in the Sukanya Samriddhi Yojana account. The Sukanya calculator shows you how much money you can save for your girl child's education and marriage expenses.

The SSY calculator takes the following details into account:

• Yearly investment amount

• Age of Girl Child

• Starting year of your investment

Illustration

The current interest rate of the Sukanya Samriddhi Yojana: 8.2% 

• Annual Amount of Investment = ₹1.5 lakhs

• Your Girl’s Age =  1 year

• Start year of the investment= 2020 

• Maturity Year: 2045

The Maturity Value= ₹71,82,101

Thus, the SSY calculator can help you understand the maturity amount.

Who Can Use the SSY Calculator 2025?

To use the Sukanya calculator, you must first be eligible for the Sukanya Samriddhi Yojana Scheme. Following is the eligibility criteria for the scheme:

• A parent or legal guardian can only open accounts under the Sukanya Samriddhi scheme in the girl's name.

• The girl child must be a resident of India until the maturity of her SSA account.

• Families with 2 girls can open a maximum of 2 accounts under the scheme.

• Parents can open a third account if the second girl child is a twin.

• The girl child must be under 10 years old when the account is opened.

• Operations of the SSY account begin when the girl child turns 18 years old.

• Contributions ranging from ₹250 to ₹1.5 lakhs annually for 15 years are required to keep the account active.

After you have opened an account under this scheme, you can use the Sukanya Samriddhi Yojana calculator online. 

Explore more financial tools: SIP Calculator

How Can Sukanya Samriddhi Yojana Calculator (SSY Calculator) Help You? 

Here's how a Sukanya Samriddhi Yojana calculator (SSY calculator or Sukanya calculator) can help you:

• Estimate Your Maturity Amount: See how much your contributions to the Sukanya Samriddhi Yojana scheme will grow over time, including the earned interest.

• Plan Your Investments: Use the Sukanya Samriddhi Yojana calculator to determine how much you need to invest on a regular basis to achieve your desired financial amount for your daughter's education or wedding.

• Compare Different Scenarios: Test different investment amounts and frequencies using the SSY calculator to see how they impact the final maturity value.

• Make Informed Decisions: With this information, you can make informed choices about your contributions to the SSY scheme and plan for your daughter's future.

Investment

Secure

Secure your child’s future with or without you

Start Investing

₹10,000/Month

& Get

₹1 Crore^*

VIEW PLANS

*Standard T & C Apply

People also read: Sukanya Samriddhi Yojana Interest Rate 2025

How to Use Sukanya Samriddhi Yojana Calculator from Policybazaar?

To make your calculations fast, easy, and efficient, use the Policybazaar SSY calculator. 

Follow the three simple steps mentioned below to learn the use of the Sukanya Samriddhi calculator:

Step 1: Open the Sukanya Samriddhi Scheme Calculator.

People also read: Child Education Plan

How Does Sukanya Samriddhi Yojana Calculator Work?

To know the working of the SSY calculator, you need to make sure you meet the following requirements and know the following details of the scheme: 

• Maximum annual deposit: Rs. 1.5 lakhs.

• Current interest rate (Jan 2025): 8.2%.

• Monthly deposits: 1st of every month.

• Yearly deposits: 1st of April annually.

• Premature withdrawal only for education/marriage after 18.

• Funds are invested till the girl child's marriage or maturity at 21.

The Sukanya calculator estimates returns based on the above-mentioned parameters.

In Policybazaar’s Sukanya Samriddhi Yojana calculator, you just need to enter the yearly investment amount, the age of the girl child, and the investment start year, and the calculator will show you the maturity amount instantly.

What are the Benefits of Using an SSY Calculator?

Key benefits of the Sukanya Samriddhi Yojana calculator are as follows:

• Convenient and Easy to Use: The SSY calculator is a web-based tool, so you can access it from any device with an internet connection. They are very user-friendly and require minimal input.

• Error-Free Calculations: SSY calculations involve compound interest, which can be complex if done manually. The calculator eliminates the risk of errors and ensures accurate results.