Top 15 Government Schemes for Girl Child^~

What are Government Schemes for Girl Child?

Government Schemes for Girl Child are child investment plans by the Indian government aimed at improving the status, education, and overall well-being of girls. These schemes address various aspects of a girl's life, from birth through education and adulthood. Key objectives include:

• Combating gender-biased sex selection: Addressing the issue of declining child sex ratios.

• Promoting education: Encouraging girls to stay in school and complete their education.

• Ensuring financial security: Providing financial assistance and savings options for girls and their families.

• Empowering girls: Creating a safe and supportive environment for girls to thrive

List of Government Schemes for Girl Child in India

Below is the list of Government Schemes or child education plans for Girl Child in India: 

• Central Government Schemes for Girl Child

  • Beti Bachao Beti Padhao

  • Sukanya Samriddhi Yojana

  • Balika Samridhi Yojana

  • CBSE Udaan Scheme

  • National Scheme of Incentive to Girls for Secondary Education

  • CBSE Merit Scholarship Scheme for Single Girl Child

• State Government Schemes for Girl Child

  • Mukhyamantri Kanya Suraksha Yojana

  • Ladli Lakshmi Yojana

  • Delhi Ladli Scheme

  • Mukhyamantri Rajshri Yojana

  • Mazi kanya Bhagyashree Scheme

  • Tamil Nadu Chief Minister’s Girl Child Protection Scheme

  • Nanda Devi Kanya Yojana

  • Aapki Beti Hamari Beti

  • Ladli Scheme and Kanya Kosh Scheme

Central Government Schemes for Girl Child

Below is the detailed list of the Pradhan Mantri Scheme for Girl Child by the Central Government in India:

1. Beti Bachao Beti Padhao (BBBP)

   • Launched in 2015.

   • Aims to address the declining child sex ratio and promote girls' education and empowerment.

   Features:

   • Raising awareness through mass media campaigns, rallies, and community mobilization.

   • Collaboration with government departments, NGOs, and community leaders.

   • Ensuring equal access to quality education through school construction, scholarships, and enrollment promotion.

   • Addressing barriers like child marriage and gender-based violence.

   • Encouraging community participation through Women's Self-Help Groups (SHGs) and village-level committees.

   • Preventing selective abortions by enforcing the Pre-Conception and Pre-Natal Diagnostic Techniques (PCPNDT) Act.

2. Sukanya Samriddhi Yojana (SSY)

   • A small-savings scheme under the "Beti Bachao Beti Padhao" campaign.

   • Encourages parents to save for their girl child's education and marriage.

   Features:

   • Ensures financial security for the girl child.

   • Accounts can be opened for girls under 10 years old.

   • Accounts can be opened at post offices or authorized banks.

   • Offers a higher interest rate than other savings schemes.

   • Provides income tax benefits on contributions and maturity amount.

   • Minimum annual investment: Rs. 250; maximum: Rs. 1.5 lakhs.

   • Matures when the girl turns 21 or marries after 18.

   • The girl can withdraw the total sum on maturity.

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3. Balika Samridhi Yojana (BSY)

   • Launched in 1997.

   • Provides financial assistance to girl children from Below Poverty Line (BPL) families.

   Features:

   • Provides Rs. 500 on the birth of a girl child.

   • Offers annual scholarships (Rs. 300 to Rs. 1000) from 1st to 10th standard.

   • Eligibility:

     • Born on or after August 15, 1997.

     • Belongs to a BPL family.

     • Enrolled in a school.

     • Only two daughters per family are eligible.

   • Helps change negative social attitudes toward girls.

4. CBSE Udaan Scholarship Program

   • Administered by the Ministry of Education.

   • Helps meritorious female students from economically vulnerable families pursue engineering.

   Features:

   • For girls in class XI in CBSE-affiliated schools (PCM stream).

   • Provides free online learning resources (video lectures, study materials, practice questions).

   • Encourages girls to enroll in top engineering colleges.

   • Offers peer learning and mentorship.

   • Conducts regular assessments.

5. National Scheme of Incentives to Girls for Secondary Education

   • Launched in 2008 by the Ministry of Education.

   • Aims to improve enrollment of SC/ST girls (14-18 years) in secondary education.

   Features:

   • For SC/ST girls who have passed Class VIII.

   • Rs. 3000 deposited in a Fixed Deposit (FD) account.

   • Accumulated sum withdrawn at age 18.

   • No premature withdrawal.

   • Eligibility: Enrolled in Class IX of a State Government-Aided or Local Body-run School.

6. CBSE Merit Scholarship Scheme for Single Girl Child

   Aims to:

   • Recognize the efforts of parents in promoting education among girls.

   • Provide encouragement to meritorious single girl students.

   • Support the continuation of their education in Class XI and XII.

   Features:

   • Financial Assistance:

     • Provides a scholarship of Rupees Five Hundred (Rs. 500/-) per month.

     • The scholarship is awarded for a maximum period of two years (Class XI and XII).

   • Merit-Based Award:

     • Scholarships are awarded based on the merit list derived from the CBSE Class X Examination results.

     • Students must have secured 60% or more marks in the CBSE Class X Examination.

   • Eligibility Criteria:

     • The student must be a single girl child (the only child of her parents).

     • She must be an Indian National.

     • She must be continuing her school studies in Class XI and XII in a school affiliated with CBSE.

     • The school's tuition fee must not exceed Rs. 1,500/- per month during the academic year.

     • In the next two years, the total enhancement in tuition fee in such school shall not be more than 10% of the tuition fee charged.

     • NRI applicants of the Board are also eligible, with a maximum tuition fee of Rs. 6,000/- per month.

     • The student must continue her school studies in Class XI and XII in school.

State Government Schemes for Girl Child

Below is the detailed list of the Pradhan Mantri Scheme for Girl Child by the State Government in India:

1. Mukhyamantri Kanya Suraksha Yojana (MKSY) (Bihar)

   • Provides financial assistance to BPL girl children in Bihar.

   Features:

   • Launched in 2007.

   • Rewards parents with Rs. 2000 on the birth of a girl child (FD).

   • Amount withdrawn with interest at age 18.

   • Birth certificate and BPL status are mandatory.

2. Ladli Lakshmi Yojana (Madhya Pradesh)

   • Promotes girl child education and offers a better future.

   Features:

   • Administered by the Department of Women and Child Development.

   • Deposits Rs. 2000 – Rs. 6000 (Class VI – XII).

   • Additional Rs. 200 (XI and XII).

   • Rs. 25,000 for graduation/professional degree.

   • Parents should not be taxpayers.

3. Delhi Ladli Scheme (DLS)

   • Provides financial assistance to girls from economically weak backgrounds.

   Features:

   • Launched in 2008.

   • Empowers girls economically and socially.

   • Annual family income ≤ Rs. 1 lakh.

   • Managed by State Bank Life Insurance Corporation Limited (SBIL).

   • Financial benefits at birth and school admissions (Rs. 5000-11000).

4. Mukhyamantri Rajshri Yojana (Rajasthan)

   • Provides financial assistance for economic empowerment.

   Features:

   • Launched in 2008.

   • Aims to stop child marriages and reduce gender-selected child mortality.

   • Rs. 50,000 from birth to graduation.

   • Payments at birth, immunizations, and school admissions (Rs. 2500-12000).

5. Mazi Kanya Bhagyashree Scheme (Maharashtra)

   • Improves the lives of girls from low-income families.

   Features:

   • Rs. 5000 for a single girl child (maturity at 18).

   • Rs. 25,000 for two girl children.

   • Family income ≤ Rs. 7.5 lakhs.

   • Maximum two girls covered.

6. Tamil Nadu Chief Minister's Girl Child Protection Scheme

   • Promotes gender equality through direct government spending in FD.

   Features:

   • Rs. 50,000 for a single child (after August 1, 2011).

   • Rs. 25,000 for two daughters.

   • FD with Tamil Nadu Power Finance and Infrastructure Development Corporation Limited.

   • Rs. 1800 annual incentive (from 6th year).

   • Renewed every 5 years.

   • Amount with interest at age 18 (after the 10th standard exam).

7. Nanda Devi Kanya Yojana (Uttarakhand)

   • Promotes the welfare of BPL girl children.

   Features:

   • For girls born after January 1, 2009.

   • Maximum two girls per family.

   • Rs. 5,000 in FD (girl and mother).

   • Amount with interest after senior secondary education and age 18.

   • For BPL permanent residents.

8. Aapki Beti Hamari Beti (Haryana)

   Objective:

   • To elevate the status of the girl child within families and society.

   • To transform societal mindsets, ensuring girls' right to birth and survival, and promoting their proper upbringing.

   Financial Assistance Features:

   • For First Girl Child (Born on or after January 22, 2015, SC/BPL families):

     • A one-time grant of Rs. 21,000 is provided.

   • For Second Girl Child (Born on or after January 22, 2015, all families):

     • A one-time grant of Rs. 21,000 is invested in a Life Insurance Corporation of India (LIC) policy in the girl's name, payable upon her reaching 18 years of age.

   • For Second Girl Child (Born on or before January 21, 2015, all families):

     • Rs. 5,000 is provided annually for five years.

   • For Twin/Multiple Girls (Born on or before January 21, 2015, all families):

     • Rs. 2,500 per girl child is provided annually for five years.

   • For Twin Daughters (Incentive start and release):

     • Incentives starts immediately.

     • First installment is released within one month of the second girl child's birth.

     • Successive installments are released on the second daughter's birthday each year.

     • Incentive stops upon the death of either girl, but can be restored with the birth of another girl.

     • Accumulated amount is released when the second girl child turns 18.

   Eligibility Criteria:

   • Parents must be based in Haryana.

   • At least one parent and the girl child(ren) must reside in Haryana.

   • Pregnant women must be registered at the nearest Anganwadi center.

   • Birth registration of girl children is mandatory.

   • Parents must ensure proper immunization of girl children and provide immunization records.

   • Girls must be enrolled in school/Anganwadi center as per their age.

   Area of Operation:

   • The scheme is implemented in both rural and urban areas throughout Haryana.

   Application Process:

   • Applications are to be submitted on the prescribed proforma.

   • Application forms are available free of cost at Anganwadi Centers and offices of Child Development Project Officers in rural and urban areas. In urban areas without ICDS schemes, forms are available at Civil Surgeon offices.

   • Completed applications are to be submitted to Anganwadi Workers and Health staff of the concerned areas.

   • A certified copy of the second girl child's birth certificate issued by the competent authority must be submitted with the application.

9. Ladli Scheme and Kanya Kosh Scheme (Haryana) 

   Ladli Scheme:

   • Launched: Implemented to address the declining child sex ratio.

   • Aims: To provide financial assistance to families with a second girl child, encouraging their birth and upbringing.

   Features:

   • Provides a financial reward of Rs. 5000/- annually for five years.

   • Eligibility extends to all parents whose second girl child was born on or after August 20, 2005, regardless of caste, creed, religion, income, or the number of sons.

   • Designed to provide consistent support to the families of girl children.

   Kanya Kosh Scheme:

   • Launched: Introduced in 2015 by the Manohar Lal Khattar-led Haryana government.

   • Aims: To further enhance the financial security of girl children and promote their future well-being.

   Features:

   • Expands support to include the first-born girl child.

   • A deposit of Rs. 21,000 is made upon the birth of the first girl child.

   • The deposited amount grows to Rs. 1 lakh by the time the girl reaches 18 years of age.

   • Provides a long term financial security net.

   • Eligibility (Both Schemes):

     • The girl child must be born on or after August 30, 2005.

Child Plan versus Sukanya Samriddhi Yojana and PPF

Conclusion

The government schemes targeted toward girl child play a crucial role in promoting their education, empowerment, and overall well-being. These schemes provide financial assistance, scholarships, skill development opportunities, and support for healthcare and nutrition. By addressing gender inequality and encouraging girls' education, these initiatives contribute to creating a more inclusive and progressive society.