IFSC Code

List of IFSC Code, MICR Code and Addresses of all Banks in India

Find IFSC Code for Banks in India

IFSC Codes By Popular Banks

Axis Bank New Delhi IFSC Code

Bank: Axis Bank

IFSC Code: UTIB0000049

MICR Code: 110211007

Branch: Greater Kailash

District: New Delhi

State: Delhi

Address: E-64, Greater Kailash - I, New Delhi

Axis Bank Gurgaon IFSC Code

Bank: Axis Bank

IFSC Code: UTIB0000540

MICR Code: 110211047

Branch: M G Road, Gurgaon

District: Gurgaon

State: Haryana

Address: Shop. No 03, 03 (A), 04 & 05, Mega City Mall, M.g. Road, Gurgaon

Axis Bank Maharastra IFSC Code

Bank: Axis Bank

IFSC Code: UTIB0000592

MICR Code: 400211051

Branch: Byculla, Mumbai

District: Greater Mumbai

State: Maharashtra

Address: Sir J J Road, Opp. J J Hospital Byculla, Mumbai

Axis Bank West Bengal IFSC Code

Bank: Axis Bank

IFSC Code: UTIB0001926

MICR Code: 700211087

Branch: Akra Fatak, Kolkata

District: Kolkata

State: West Bengal

Address: Ground & First Floor, W-197/A, S.A. Farooquie Road, Akra Fatak

Axis Bank IFSC Code: Axis Bank MICR Code & Addresses in India

What Is An IFSC Code?

IFSC stands for Indian Financial System Code. This is a unique code composed of alphabets and numbers assigned to each branch of each bank in India. This is essentially a code which enables transfer of funds electronically.

These codes are used for NEFT purposes.

Axis Bank IFSC Code

Axis Bank IFSC Code is a unique code assigned to all Axis bank branches in the country. It enables Axis Bank account holders to send and receive money electronically. Axis Bank IFSC Code is assigned by RBI (Reserve Bank of India) to each branch as it helps in carrying out RTGS and NEFT transactions smoothly.

The online transactions have made banking easier and more convenient. Axis Bank IFSC Code helps to make an online transaction to an Axis Bank account. Every Axis Bank branch has a unique Axis Bank IFSC Code which helps in identifying the source bank and the destination bank while processing a transaction.

IFSC Code is used to make electronic payments through National Electronic Funds Transfer (NEFT), Immediate Payment Service (IMPS) and Real Time Gross Settlement (RTGS) system. All these transaction services have been launched by the Reserve Bank of India, and an exclusive code, known as IFSC code, is assigned to each branch so that these transactions can be carried out smoothly.

Minimum and maximum RTGS and NEFT transaction limit (per day) is given below:

	NEFT	RTGS
Minimum	No limit	2 lakh
Maximum	No limit	5 lakh

Axis Bank NEFT Charges

	Amount	Charges
NEFT	Up to 10,000	Rs. 2.50
	Above Rs. 10,000- 1,00,000	Rs. 5
	Above 1,00,000-2,00,000	Rs. 15
	Above Rs. 2,00,000	Rs. 25

Example of an Axis Bank IFSC Code

UTIB0003098 is the IFSC Code of Mehrauli branch of Axis Bank in Delhi.

In Axis Bank IFSC Code, the first 4 characters (UTIB) represent the bank’s name.
The fifth character is 0, which is reserved for future use in case the number of branches increases.
The last 6 characters (002766) denote the Axis Bank branch code.

Axis Bank Branches

Axis Bank has a lot of branches spread all over the country. There are braches in Gurgaon, Delhi, Kolkata, Pune, Bangalore and a lot of other cities. The IFSC Code of Axis Bank Gurgaon is different from that of Axis Bank Pune.

You can get hold of these IFSC codes in any Axis Bank passbook. Or the internet itself!

How to find Axis Bank IFSC Code and MICR Code?

Axis Bank IFSC Code can be found on the chequebooks issued by Axis bank to its account holders. Additionally, accountholders can get Axis Bank IFSC Code from the bank’s official website or any third-party financial website.

NEFT

NEFT stands for National Electronic Funds Transfer.
NEFT transactions aren’t real-time & are settled in batches. A NEFT settlement takes place with all the NEFT transactions that are received till a particular cut-off period.
If transactions are initiated post the cut-off time, then they will be processed by the bank on the next working day.
There isn’t any minimum or maximum amount limit for a NEFT transaction.

RTGS

It stands for Real-Time Gross Settlement. It is a system wherein funds are transferred from source bank to destination bank in real-time. Fund settlement in "real-time" means that the money is transferred almost instantly. Once an RTGS is processed, it is irreversible.
The minimum amount limit for an RTGS transfer is 2 lakhs and there is no maximum limit.
RTGS is ideal for transactions in which the fund value is high and has to be cleared on an urgent basis.

NEFT and RTGS Operational Timings

Axis Bank offers NEFT and RTGS service the as per the timings mentioned below.

Type	Monday-Friday	Saturday
RTGS	9 AM- 4.30 PM	9 AM-2 PM
NEFT	8 AM-7 PM	8 AM-1 PM

Latest Axis Bank News

UPI - Based Transactions Increases with Axis Bank

As per Axis Bank, over 90 million UPI-based transactions were made in December 2017. The grand total of these transactions was Rs. 109 million.

According to Axis Bank report, it is a significant surge from the payments made in the third quarter of 2017 which stood at 11 million. The increase may be attributed to the introduction of Google Tez, which is in partnership with Axis bank. Furthermore, 3, 0789 traders have opted for UPI services.
31st Jan 2018

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