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Workmen's Compensation Policy (WCP) and Contractor's All-risk Policy (CAR)
Hi Shoaib, thanks for reaching out. A workmen Compensation insurance policy is a commercial insurance policy that covers the legal liability of an employer to provide compensation to its workmen in case of death or accident.
The workmen Policy covers :
1. Bodily Injury caused by accident during the course and scope of employment
2. Bodily injury caused by disease or aggravated by the conditions of the employment
3. Death or temporary disablement
4. Permanent total or partial disablement
5. Legal costs and expenses incurred with the company's consent.
Further, the contractor's all-risk policy is specially designed for protecting civil contractors against the destruction or damage of different construction projects like offices, hospitals, channels, tunnels, etc. Any Accidental damage to projects or plants is covered under the contractor's all-risk policy.
Meanwhile, we are arranging a callback from our insurance advisor to help you with the purchase.
