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IM
Imran

want to know more about it and detailing about insurance

Policybazaar Team

Hello Imran, thanks for writing in. Health insurance is a type of insurance that covers medical expenses incurred by the policyholder. At Policybazaar, we offer a range of health insurance products from several insurers, including individual health plans, family floater health plans, critical illness insurance policies, and policies specific to Corona. We also have schemes designed specifically for senior citizens. Most comprehensive health insurance policies provide cashless coverage across network hospitals, cover COVID-19 treatment costs, and are available with no co-pay for people up to 60 years of age with no pre-existing diseases. However, it is important to note that all pre-existing diseases have to be declared at the time of submitting the proposal form to avoid rejection of claims in the future. The insurer may also require you to go through tele- or physical medical tests based on your age and health condition. Additionally, across all health insurance policies, you will be required to serve certain waiting periods (the period within which you cannot claim treatment of specified diseases). The waiting periods may differ slightly across plans.

You can find out more features and benefits about health insurance here

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